BUSINESS
FD vs MF vs small caps: How fast can you double your money?
If your goal is to double your money, your investment choice should depend on two things — how much risk you are willing to take and how much time you can stay invested
BUSINESS
From Rs 6.4 cr to Rs 3.5 cr: What just 5 years of delay does to your SIP returns
Starting your SIP at age 25 gives you 35 years of compounding magic, converting a modest Rs 10,000 monthly investment into an astounding Rs 6.4 crore by retirement.
BUSINESS
InvITs can deliver 12–15% return, nearly double of FDs and debt funds: Capital Infra CEO Manish Satnaliwala
Most fixed-income instruments offer 7–8% pre-tax. A right infrastructure asset class through an InvIT, can earn 12–15% pre-tax, says Satnaliwala
BUSINESS
Silver ETFs vs Fund of Funds: What you need to know about tax implication and costs
Investors can now access silver in digital form via Silver ETFs (Exchange Traded Funds) or Silver ETF FoFs (Fund of Funds). Both offer exposure to silver without the hassle of physical storage, but they differ in cost, convenience, and taxation.
BUSINESS
How much money do you need to retire if your monthly expenses are Rs 50,000?
Using a safe withdrawal rate of 3.5%, which is more realistic in the Indian context given the inflation and increasing life expectancy, you would require a retirement corpus of approximately Rs 1.7 crore
PERSONAL-FINANCE
The Last Word: How living wills help ensure death with dignity
These documents protect individuals from unwanted interventions and spare families the trauma of choosing between prolonging life and letting go.
BUSINESS
Today’s seniors aren’t looking for a retirement home, they want vibrant, secure neighbourhoods: Adarsh Narahari of Primus Living
Together with smaller nuclear families, longer life-spans, and greater financial confidence among retirees, is creating sustained demand for purpose-built senior communities.
PERSONAL-FINANCE
Why you shouldn’t pick new tax regime by default for ITR 2025 even if your salary is below Rs 12 lakh
Here’s the key detail that many may have missed: the new tax regime changes—particularly the Rs 12 lakh tax rebate —will only apply from financial year 2025–26
BUSINESS
Will 20% ethanol blending with petrol impact your car insurance premium?
For now, E20 fuel does not seem to impact motor insurance premiums
BUSINESS
I am 25 and want to retire at 40. What is my FIRE number with monthly expense of Rs 50,000?
Financial Independence, Retire Early (FIRE) requires aggressive planning, especially when you aim to retire at 40 with just 15 years of income but 45–50 years of retirement ahead
BUSINESS
Lost money on stocks or mutual funds this year? Don’t skip declaring your capital losses in ITR
It is important to mention capital losses while filing income tax return, as it will help in setting it off against future income.
BUSINESS
Magic of compounding: How Rs 1 lakh can turn into Rs 1 crore if you start early
If you start at age 20, your Rs 1 lakh investment grows almost 100 times to become around Rs 1 crore by the time you turn 60.
BUSINESS
Why July 23, 2024 is an important date to keep in mind while filing Capital Gains Tax in ITR 2025
If your transaction happened before July 23, you might have the choice between the old and new tax structures. But if it occurred on or after that date, you will need to follow the new flat rate rules.
PERSONAL-FINANCE
Compounding Magic: Why Rs 1 crore to Rs 2 crore takes 6 years, but Rs 9 crore to Rs 10 crore just 1
The higher your investment corpus, the faster it grows in absolute terms, even if the rate of return stays the same
BUSINESS
Income Tax Bill 2025: Select Committee suggests refund for Belated Tax Returns
The Select Committee of the Lok Sabha, in its recommendations on the draft Income-Tax Bill, 2025, has proposed a crucial modification to Clause 270(1)(a)(v)—a move aimed at offering relief to belated filers seeking deductions and refunds.
BUSINESS
Income Tax Bill 2025: Relief likely for small taxpayers filing returns only for refunds
The Committee has suggested amending the clause that mandates income tax return filing solely for the purpose of claiming refunds, even when the taxpayer’s income is below the taxable threshold.
BUSINESS
Astronomer CEO Andy Byron divorce rumours: What Indian alimony laws say about infidelity
Contrary to some Western jurisdictions, Indian matrimonial law does not follow a "community property" model. There is no automatic 50-50 division of assets upon divorce.
