BUSINESS
RBI targets export relief with precision, but banks face tougher risk calls
By targeting 20 export-intensive sectors, the RBI’s latest move shields industries under tariff assault but lenders now face an even more nuanced risk map
BUSINESS
Chart of the Day | Is India’s mass consumption story losing steam?
Goldman Sachs sees a revival, but falling food prices and a neutral RBI are changing the arithmetic for household demand and monetary policy
BUSINESS
Bigger Banks, Bigger Ambitions: Why India must build banks with global heft
Finance Minister Nirmala Sitharaman’s push for a fresh phase of public-sector bank consolidation is a strategic bet on scale, competitiveness and credit depth that India’s growth trajectory now requires.
BUSINESS
M&A loans: RBI is opening the gates. Do Indian banks have the playbook?
Governor Malhotra says guardrails are in place and judgement should rest with banks. History suggests judgement, not regulation, will decide the outcome.
BUSINESS
RBI’s huddle with dealers: Liquidity tightening or signalling risk control?
We have seen the system slip into meaningful deficit episodes this quarter
BUSINESS
Banking Central | What does UPI surge mean for Indian payments system?
UPI’s future hinges on whether policymakers allow it to stand on viable economic legs
BUSINESS
Chart of the Day | UPI moves the masses, RTGS moves the money
India’s payments data for the first half of 2025 shows two very different digital stories.
BUSINESS
Municipal bonds join the repo club — a quiet reform with big consequences
The finance ministry’s move to make municipal debt repo-eligible could finally give India’s urban bond market the liquidity it always lacked
BUSINESS
What do RBI’s new capital market exposure rules mean?
The central bank’s draft framework gives lenders more room to back India’s capital markets — but with clear boundaries to prevent excesses.
BUSINESS
Chart of the Day | SME IPOs are booming, but with a warning label
Is there too much euphoria in the SME IPO market?
BUSINESS
Emirates NBD’s RBL Bank bet signals a new phase of foreign control in Indian Banking
RBL Bank is not a distressed institution. It faced a governance setback in 2021 but has since rebuilt capital buffers and depositor confidence.
BUSINESS
MPC minutes show a policy pause that sounds like a whispered rate cut
Inflation is at eight-year lows, growth is solid, and two members are keen to ease — yet the RBI still sits on its hands
BUSINESS
Chart of the Day | India CPI inflation at 8-year low, food deflation at -2.3% makes case for RBI rate cut
Food prices are in deflation, gold is soaring, and core inflation ex-gold is benign . RBI can’t hide behind averages anymore.
BUSINESS
Can RBI’s UMI pitch become a game changer?
Tokenised assets and CBDC-based settlements sound futuristic, but caution is warranted.
BUSINESS
Chart of the Day | Where do households see inflation ahead?
The RBI’s latest surveys offer a glimpse into the public expectations on inflation
BUSINESS
M&A funding: Why banks must lend with their eyes open
Allowing banks to finance takeovers could unleash a deal wave. But unless guardrails are tight, today’s “growth enabler” could turn into tomorrow’s NPA headache
BUSINESS
RBI's risk-based deposit insurance premium: A prudent push, but the real trust booster lies in hiking coverage limits
While the proposal incentivises banks to manage risks better, without raising the Rs 5 lakh insurance cap, depositors' confidence in the system remains shaky amid rising uncertainties
BUSINESS
Chart of the Day | RBI's inflation taming: A battle won or just a breather?
With CPI at rock-bottom lows but core acting stubborn, the MPC faces a moment of truth on the rate cut front
BUSINESS
RBI MPC Meet: Status quo likely, but a growth pivot can’t be ruled out
Benign inflation and sluggish credit raise chances of a cut, though the base case remains an extended pause
BUSINESS
Chart of the Day | Decoding the August core sector data
Month-on-month growth tells a more nuanced story than headline numbers suggest
BUSINESS
Chart of the Day | How food prices silently dictate headline inflation
The food inflation trajectory has quietly reshaped India’s CPI landscape so far this year.
BUSINESS
Why August CPI inflation jump could be a false alarm for MPC
Headline CPI edges up to 2.07% after 10 straight months of decline, but GST relief and food deflation argue for further easing
BUSINESS
Chart of the Day | How lower indirect taxes could ease pressure on inflation
With recent GST reforms easing inflationary pressures and fiscal deficit projections intact, Mint Road gains more policy space while staying firmly data dependent.
BUSINESS
How RBI's proposed principles-based framework can be a gamechanger for Indian fintechs
It's high time RBI empowered innovation without getting into micromanagement
