BUSINESS
Can a flood of liquidity trigger another round of high inflation?
In theory, this could fuel demand-pull inflation, as more money chases goods and services. The RBI, however, is playing a cautious game.
BUSINESS
Can a unique borrower ID be a game changer in India’s loan market?
RBI’s unique borrower identifier promises to streamline credit access but raises concerns about data security and equitable implementation.
BUSINESS
Chart of the Day | Microfinance in India: Is the worst over?
India's microfinance sector teeters between recovery and ruin as NPAs soar to over Rs 55,000 crore, testing the resilience of microlenders
BUSINESS
Karnataka Bank’s top brass exit: Personal reasons or boardroom friction?
Karnataka Bank’s CEO and Executive Director step down citing personal reasons, but governance-related concerns and board-level differences are also in focus.
BUSINESS
What the CD issuance pattern of Indian banks tells us
Public sector banks now dominate the CD market, signalling shifting liquidity dynamics and raising questions on long-term funding strategies
BUSINESS
Chart of the Day | How crude oil prices influenced India inflation numbers in last decade
Oil price shocks extend beyond fuel costs and have broader impact on the economies
BUSINESS
Mixed signals from Middle East tensions leave RBI’s rate cut path in limbo
As the world scrambles to decode the uncertain status of the Iran-Israel conflict, India’s rate-setting panel may have to rethink its dovish stance amid oil shock risks.
BUSINESS
MPC minutes signal RBI may keep its powder dry ahead
If a rate cut happens at all, it will likely come only by year-end, once the effects of already-taken rate actions play out fully. The MPC needs time to assess the impact of its front-loaded moves.
BUSINESS
Chart of the Day: How Fed rate policy shaped RBI’s response over the last decade
RBI’s rate playbook over the past decade shows strategic alignment with the Fed’s moves
BUSINESS
Sanjay Malhotra’s Six Months at RBI: Bold bets, bumpy roads
Unlike his predecessor Shaktikanta Das, Malhotra has leaned decisively toward growth.
BUSINESS
LTV Boost for Gold Loans: A shot in the arm for NBFCs, but risks loom large
RBI’s higher LTV ceiling sparks opportunity for NBFCs, but gold price volatility demands tight risk controls
BUSINESS
Microfinance Q4 a wake-up call for companies, policymakers
India’s microfinance sector is reeling under a client drop, shrinking loans, and rising defaults
BUSINESS
Chart of the Day | Credit growth falling, can Malhotra’s growth pill do the trick?
RBI’s rate and CRR cuts aim to revive slowing credit growth, but challenges in NBFC and unsecured lending persist. Will cheaper loans spark demand or fizzle out?
BUSINESS
RBI’s rate cut: Banks’ lifeline comes with strings attached
RBI’s bold rate cut and CRR slash fuel bank liquidity but pinch margins, leaving investors to navigate a tricky terrain
BUSINESS
RBI’s bold growth move on Repo, CRR masks a cautious core; stance change signals pause ahead
RBI’s 50 bps rate cut and CRR slash signal robust growth support, but a neutral stance hints at caution ahead.
BUSINESS
Chart of the Day | How movement in food inflation influenced RBI rate cuts in last 5 years
While lower food inflation often creates room for rate cuts, the correlation is not absolute
BUSINESS
MPC meet begins: Another rate cut is priced in. But what next?
The latest economic indicators paint a picture of cautious optimism, but challenges loom
BUSINESS
Why RBI must tread with caution on the gold loan rules
The central bank must listen to bankers’ concerns and craft a framework that regulates without alienating
BUSINESS
RBI annual report | Gold is a standout performer for the central bank in FY25
The RBI’s gold holdings jumped from 822.1 metric tonnes to 879.58 metric tonnes, a 57.48-tonne increase
BUSINESS
Chart of the Day | RBI dividend transfers, pre and post Bimal Jalan panel
The calculations to compute dividend transfers were amended post the Bimal Jalan panel recommendations
BUSINESS
AI threatens jobs of millions of Indians. What counter-measures should the government take?
The rise of AI and automation threatens to upend the current ecosystem, targeting the repetitive, rule-based roles that employ millions
BUSINESS
RBI’s Rs 2.69 lakh crore dividend boosts fisc, but caution looms
The RBI’s decision to widen the CRB range to 4.5–7.5% and set it at the upper bound is a nod to global risks
BUSINESS
Chart of the Day | FD rates are falling fast; SBI the latest in the rate cut club
A look at the bank rate actions on deposit rates so far.
BUSINESS
What is the bilateral impact if India-Turkey tensions escalate?
For India, it’s a bold assertion of strategic red lines. For Turkey, it’s a costly misstep
