BUSINESS
A change of guard at the RBI may not mean a change of approach in forex
New governor Malhotra has stuck to the old script when it comes to forex intervention, both in talk and walk
BUSINESS
Banks, NBFCs on better footing after RBI softens regulatory stance
Tighter regulations are now deferred but relief on margins won’t be quick for banks
BUSINESS
Budget push for MSMEs would work, but safeguards are key
Credit push of the budget comes when lenders and banking regulator are growing increasingly uneasy towards MSMEs
BUSINESS
Tariffs make dollar supreme, India’s choices more difficult than ever
Amid tariffs, the RBI will need to choose a battle it can win: either exchange rate or domestic inflation
BUSINESS
Government did not rock the boat for bonds as Budget restrains borrowing
There is no negative domestic factor for the bond market this year
BUSINESS
AI makes banks smart, but pain points remain, says Economic Survey
Relying extensively on AI to assess credit risk of a potential borrower opens up the bank to future vulnerabilities
BUSINESS
Bajaj Finance Q3 burnishes its growth record, but asset quality needs watching
Reasons to doubt Bajaj Finance’s growth momentum seem to have largely disappeared
BUSINESS
RBI’s measures are a relief, but is the bond market divorced from liquidity realities?
Bond yields are down sharply since the beginning of FY25 even as liquidity progressively tightened.
BUSINESS
Can HDFC Bank lift loan growth from the dumps without harming its book?
Thinning spreads are making wholesale loans bland and credit risk is keeping retail too hot to handle
BUSINESS
Can agents whip up profitable growth for SBI Life?
Shifting from a formidable parent support to agents for more business is commendable but filled with challenges.
BUSINESS
Rising dollar, US yields could rob bond market of lower supply benefits
A friendlier fiscal and monetary policy may fail to benefit bonds as foreign money flees
BUSINESS
Budget Snapshot: Government weans off exemptions, life insurers hopeful of more breaks
Annuity policies are growing faster than before but their share is still low in insurance portfolios
BUSINESS
Q3 to be a quarter of slowdown for banks as asset quality becomes a test
Big banks would be a drag in Q3 while smaller peers may surprise
BUSINESS
Household debt and an emerging K-shaped stress
Lower the income, the higher the borrowing towards consumption and an easier slip towards sub-prime category
BUSINESS
Bond market’s prospects remain bright despite foreign investors’ snub
There is enough demand for government bonds and more in 2025.
BUSINESS
Does the REER reflect RBI's overprotectiveness towards the rupee?
The RBI’s interventions have been criticized and have found support too
BUSINESS
Can India’s external sector keep calm for the rest of FY25?
Despite pressure on the trade gap, balance of payments seems to be on track for a small deficit in FY25
BUSINESS
FIIs are falling out of love with Indian bonds -- Policy rates are not the only reason
Foreign investors are becoming less enthusiastic about Indian debt
BUSINESS
LIC’s losing streak in retail insurance business doesn’t seem to end
LIC has made many changes, but nothing seems to be working in terms of stemming its market share loss
BUSINESS
A booming securitisation market would be put to the test soon
Bundling loans together and selling them has become a popular source of funding for banks amid deposit growth slowdown
BUSINESS
SBI Cards must leap over stressful quarters for a runway of recovery
Asset quality pressures are expected to stay elevated in credit cards for FY25.
BUSINESS
A yen for carry trades that never left the markets is vexing everyone
Yen carry trades are back but is another unwinding around the corner?
BUSINESS
A great moderation awaits NBFCs as funding growth from banks hits 3-year low
NBFCs are risk takers but riskier lending is under the regulatory glare now.
BUSINESS
Resilient loan segments make some NBFCs a good pick amid downturn
Housing finance continues to win among investors and unsecured lending is an untouchable.
