BUSINESS
Rising dollar, US yields could rob bond market of lower supply benefits
A friendlier fiscal and monetary policy may fail to benefit bonds as foreign money flees
BUSINESS
Budget Snapshot: Government weans off exemptions, life insurers hopeful of more breaks
Annuity policies are growing faster than before but their share is still low in insurance portfolios
BUSINESS
Q3 to be a quarter of slowdown for banks as asset quality becomes a test
Big banks would be a drag in Q3 while smaller peers may surprise
BUSINESS
Household debt and an emerging K-shaped stress
Lower the income, the higher the borrowing towards consumption and an easier slip towards sub-prime category
BUSINESS
Bond market’s prospects remain bright despite foreign investors’ snub
There is enough demand for government bonds and more in 2025.
BUSINESS
Does the REER reflect RBI's overprotectiveness towards the rupee?
The RBI’s interventions have been criticized and have found support too
BUSINESS
Can India’s external sector keep calm for the rest of FY25?
Despite pressure on the trade gap, balance of payments seems to be on track for a small deficit in FY25
BUSINESS
FIIs are falling out of love with Indian bonds -- Policy rates are not the only reason
Foreign investors are becoming less enthusiastic about Indian debt
BUSINESS
LIC’s losing streak in retail insurance business doesn’t seem to end
LIC has made many changes, but nothing seems to be working in terms of stemming its market share loss
BUSINESS
A booming securitisation market would be put to the test soon
Bundling loans together and selling them has become a popular source of funding for banks amid deposit growth slowdown
BUSINESS
SBI Cards must leap over stressful quarters for a runway of recovery
Asset quality pressures are expected to stay elevated in credit cards for FY25.
BUSINESS
A yen for carry trades that never left the markets is vexing everyone
Yen carry trades are back but is another unwinding around the corner?
BUSINESS
A great moderation awaits NBFCs as funding growth from banks hits 3-year low
NBFCs are risk takers but riskier lending is under the regulatory glare now.
BUSINESS
Resilient loan segments make some NBFCs a good pick amid downturn
Housing finance continues to win among investors and unsecured lending is an untouchable.
BUSINESS
A handful of states beget more stress for banks chasing credit growth
Not only are bad loans concentrated in a few states, they are also from a handful of segments.
BUSINESS
How much is too much in RBI’s forex market intervention?
Central bank interventions tend to distort market price but that is a cost worth taking sometimes
BUSINESS
Fusion Microfinance’s scary Q2 shows all that is wrong among microlenders
Fusion’s problems represent all that is wrong with the microfinance industry, mainly loose underwriting process.
BUSINESS
Banks are de-risking their loan book, but not all risky loans are slowing
It is once again safer to lend to big companies and avoid unsecured small loans
BUSINESS
Trump’s trade war threat against China signals a bumpy ride for India’s exchange rate
Trump’s trade policies would make Asian economies get into a currency war soon and the Indian rupee won’t be able to avoid it.
BUSINESS
SBI Life’s growth comes under pressure in Q2, but FY25 won’t disappoint
Protection business fell during the September quarter, which could weigh on profitability prospects.
BUSINESS
Credit bureau numbers show why RBI sounded alarm on non-bank microfinance lenders
Microfinance borrowers are a vulnerable lot and lenders need to assess credit appropriately.
BUSINESS
IMF calls for fiscal tightening as global debt set to balloon beyond $100 trillion
Public debt is enemy no. 1 of growth, irrespective of the size of the economy or debt
BUSINESS
Can asset sales fix the woes of public sector general insurers?
Growing profitable underwriting business is the key to survival for public sector general insurers.
BUSINESS
Early asset quality unease must keep bank investors on alert beyond Q2
Q2 would just be a peak in the quality of the loan book, but investors must closely watch the upcoming quarters
