BUSINESS
Trump’s tariffs united both doves and hawks of MPC in August
Whether the outlook for growth was benign or worrisome, tariffs ensured that all members were wary of taking action
BUSINESS
Why India’s bond market is not elated with the S&P rating upgrade
Not everything in the economy is positive for bonds right now
BUSINESS
Proposed IBC amendments fortify the code, lenders get more power
Lenders have been given far reaching powers in the proposed amendments to the code.
BUSINESS
An 8-year low retail inflation is more arithmetic than rate cut signal
Can a declining inflation and a rising one trigger the same central bank response?
BUSINESS
ICICI Bank and the premiumisation of bank accounts
The biggest risk in hiking minimum balance is a slowdown in low cost savings account deposit and loss of market share to competition
BUSINESS
RBI surveys show Indians are becoming more cautious on jobs, prices
Rural consumers are willing to increase discretionary spending in the future even though a lesser number expect improvement in job prospects
BUSINESS
Quick Take: RBI lowers its inflation projection, but has it missed the bus on policy action?
Why did the RBI choose to worry about a higher 1-year ahead inflation when the increase would be mostly statistical?
BUSINESS
Data Story: Trends in bank credit that should worry RBI
Unsecured retail has bounced back; gold loans are keeping up pace and MSME lending is the mantra for banks in Q1
BUSINESS
Tariffs, disinflation should motivate RBI’s MPC to vote for rate cut
Tariffs will first hit growth and then inflation. The RBI needs to act accordingly.
BUSINESS
RBI study finds Indians can’t agree on inflation expectations
Given the diversity in socio-economic conditions, Indian households do not converge near a common inflation expectation
BUSINESS
Surplus liquidity is firing up the corporate bond market
Whether surplus liquidity stokes bond issuances or loan growth, the ultimate goal of funds being used for capex is easier said than done.
BUSINESS
Mi CASA, Su CASA: The shifting tides of deposits among banks
Low urban wage growth has been one of the structural drags on deposit growth, especially CASA.
BUSINESS
After Q1 slump, will Axis Bank regain momentum in FY26?
Axis Bank’s retail loan growth is disappointing and its home loans have hardly grown in many quarters
BUSINESS
Q1 show of top two life insurers gives investors hope for better FY26
Indians are moving away from ULIPs, at least temporarily, as equity markets get volatile
BUSINESS
For Q1, past will outshine present as life insurers brace for soft FY26
Growth may drag in Q1 but life insurers may report robust profitability
BUSINESS
Why investors should look past NBFCs' Q1 numbers
The first quarter metrics won’t stretch to the rest of the year for NBFCs
BUSINESS
IndusInd Bank’s Q1 update signals a sobering year ahead
Microfinance misadventures have shown up as a big contraction in the loan book for Q1Highlights:
BUSINESS
How deep is the slowdown in bank credit?
MSME credit is the silver lining in bank loan growth, growing at 14.6 percent in May
BUSINESS
RBI warns global spillovers could singe Indian markets as US bonds lose haven label
India’s financial system is resilient but global spillovers are treacherous as ever
BUSINESS
Data Story: A mixed outlook awaits credit cards, but a turnaround is likely soon
Credit card issuances were higher in May compared with the monthly average in FY25
BUSINESS
Middle East oil price risk not a headache for RBI yet
Brent crude oil has averaged $66 per barrel so far in 2025-26, lower than the RBI’s assumptions for the year
BUSINESS
Ease in priority sector norm gives small finance banks room to reduce stress
Listed small finance banks saw their net profit drop 43 percent year-on-year for the March quarter of FY25
BUSINESS
Growth in deposits outpaces loans; can banks relax their pursuit of depositors?
The retail depositor is more than willing to settle for lower deposit rates towards safety amid uncertain markets.
BUSINESS
Core inflation comfort is here to stay, but don’t take it for granted
A surplus liquidity could infuse a credit-led consumption demand towards the end of this year, putting pressure on core inflation.
