BUSINESS
Banks are no longer at the centre of funding for the economy
India’s economic growth is not always bank-led
BUSINESS
States tripping up borrowing plans of private firms as yields harden
State bond supply is nudging out demand for corporate paper
BUSINESS
Bond Strategy Reset: Ditch ultra-long issuance
The spreads beyond 10-year bond yield have widened and the curve has steepened
BUSINESS
Why investors are holding on to banks despite earnings pressure
Banking shares don’t seem to be fully reflecting the challenges of lenders this year.
BUSINESS
Why August saw slow growth for life insurers
Margin friendly and simple protection plans are affordable after GST exemption and that may lead growth for insurers.
BUSINESS
Data Story: How credit to small businesses has big overlaps with retail
Small businesses not only borrow on the strength of their balance sheet but also on their owner's personal capacity
BUSINESS
Insurers' business growth gets a GST booster, but benefits are limited
Higher growth augurs well for life insurers’ future profits and therefore investors are likely to rejoice this move.
BUSINESS
Rupee has a tariff wound, but RBI’s monetary policy may feel the pain
With exports taxed, it is imperative that the country’s exchange rate should adjust.
BUSINESS
Banks are between a rock and a hard place on policy transmission
MSME borrowers have come under strain and banks have begun to increase the spread on loan rates to capture credit risk
BUSINESS
Affordable housing finance companies face growth slowdown as market matures
Elevated operating costs and pressure on margins would keep growth under check
BUSINESS
Trump’s tariffs united both doves and hawks of MPC in August
Whether the outlook for growth was benign or worrisome, tariffs ensured that all members were wary of taking action
BUSINESS
Why India’s bond market is not elated with the S&P rating upgrade
Not everything in the economy is positive for bonds right now
BUSINESS
Proposed IBC amendments fortify the code, lenders get more power
Lenders have been given far reaching powers in the proposed amendments to the code.
BUSINESS
An 8-year low retail inflation is more arithmetic than rate cut signal
Can a declining inflation and a rising one trigger the same central bank response?
BUSINESS
ICICI Bank and the premiumisation of bank accounts
The biggest risk in hiking minimum balance is a slowdown in low cost savings account deposit and loss of market share to competition
BUSINESS
RBI surveys show Indians are becoming more cautious on jobs, prices
Rural consumers are willing to increase discretionary spending in the future even though a lesser number expect improvement in job prospects
BUSINESS
Quick Take: RBI lowers its inflation projection, but has it missed the bus on policy action?
Why did the RBI choose to worry about a higher 1-year ahead inflation when the increase would be mostly statistical?
BUSINESS
Data Story: Trends in bank credit that should worry RBI
Unsecured retail has bounced back; gold loans are keeping up pace and MSME lending is the mantra for banks in Q1
BUSINESS
Tariffs, disinflation should motivate RBI’s MPC to vote for rate cut
Tariffs will first hit growth and then inflation. The RBI needs to act accordingly.
BUSINESS
RBI study finds Indians can’t agree on inflation expectations
Given the diversity in socio-economic conditions, Indian households do not converge near a common inflation expectation
BUSINESS
Surplus liquidity is firing up the corporate bond market
Whether surplus liquidity stokes bond issuances or loan growth, the ultimate goal of funds being used for capex is easier said than done.
BUSINESS
Mi CASA, Su CASA: The shifting tides of deposits among banks
Low urban wage growth has been one of the structural drags on deposit growth, especially CASA.
BUSINESS
After Q1 slump, will Axis Bank regain momentum in FY26?
Axis Bank’s retail loan growth is disappointing and its home loans have hardly grown in many quarters
BUSINESS
Q1 show of top two life insurers gives investors hope for better FY26
Indians are moving away from ULIPs, at least temporarily, as equity markets get volatile
