BUSINESS
Resilient services buoy current account in September quarter
The growth in the services surplus has ensured that the current account deficit remains low.
BUSINESS
Moneycontrol Pro Panorama | Happy Holidays: Sponsored by the RBI
In this edition of Moneycontrol Pro Panorama: What RBI crackdown means for investors, will equities score in 2024, MSMEs facing cash crunch, political risks mire India’s investment play in Africa, and more
BUSINESS
As RBI moves to sever lender-AIF link, SEBI must gun for more disclosures
The RBI’s measures towards evergreening look prudent and swift because of the access of in-depth data the regulator has from the lenders it regulates. But SEBI’s access to data is limited in AIFs, which is its shortcoming
BUSINESS
Merged or otherwise, PSBs aren’t the big movers anymore
The merger exercise of 2020 hasn’t arrested the market share contraction of public sector banks either. In FY20, PSBs accounted for 58 percent of the credit and held 62 percent of deposits which dropped to 54 percent share in credit and 59 percent of share in deposits by FY23.
BUSINESS
Using risk weights is not without risks for the RBI
Capital allocation may not necessarily become more prudent due to risk weight changes. Commercial compulsions may force lenders to reduce potential lending in less risky segments even as they meet increased capital requirements due to hike in risk weights of a specific loan segment
BUSINESS
Moneycontrol Pro Panorama | Markets resonate RBI Governor Das's optimism
In this edition of Moneycontrol Pro Panorama: Cyclone Michaung exposes threat of climate change, make hay while the sun shines, ethanol U-turn a big let down for sugar mills, as airlines struggle fliers feel the pinch, and more
BUSINESS
RBI Policy: Governor Das's optimism is a double-edged sword for markets
The RBI's optimism over GDP growth is not hollow, though this throws the probability of a pivot or rate cuts out of the window for now
BUSINESS
RBI policy: A series of fortunate events don’t make it easy
While easing core inflation gives reason to rejoice, what matters ultimately is the overall headline number. Food inflation is expected to give its share of trouble with farm output under a cloud
BUSINESS
Why is the Indian rupee a grinch in a Christmassy market?
The RBI has been a player on both sides of the market and intervening as a seller and buyer depending on the situation. That said, the bias has been to soak up inflows into domestic markets, preventing an appreciation of the rupee.
BUSINESS
Moneycontrol Pro Panorama | A sanguine turn of economic data
In today's edition of Moneycontrol Pro Panorama: EV push gains momentum in India, weakening US yields good news for investors, ESG factors power energy investment decisions, GDP upside may not sustain, and more
BUSINESS
Moneycontrol Pro Panorama | Atop Mt 20k, investors need a Munger principle
In today's edition of Moneycontrol Pro Panorama: RBI notes risks in bank deposits, Gujarat’s marketing acumen a template for other states, AI needs better global regulations, China’s low success in carbon reveals cracks in system, and more
BUSINESS
Why have loan rates eased amid tight RBI policy?
The pursuit of retail and small business loans by banks has resulted in mispricing of credit risk through spread compression and this has impeded transmission of the tight monetary policy to bank loans
BUSINESS
Consumer king Bajaj Finance must face toughest business test this year
The ban on two lending products could affect customer acquisition. The risk weight increases would gobble up much of the recently raised capital for growth purposes.
BUSINESS
RBI’s move makes growth party of NBFCs quieter
By nature, NBFCs tend to have looser credit covenants than banks and are more flexible in terms of taking on riskier assets. Tell-tale signs of trouble are already emerging through the increase in delinquencies for smaller NBFCs and even for larger lenders in the September quarter
BUSINESS
LIC as an investor is key to its profitability as an insurer
LIC must continue to increase its share of non-participatory policies as well as increase its return on investment if it is to maintain its market share
BUSINESS
Moneycontrol Pro Panorama | Did Diwali make you choose wisely?
In this edition of Moneycontrol Pro Panorama: Rajasthan's voting history gives BJP edge, keeping promises on climate action, Biden-Xi need to work together on world affairs, demand for Indian workers in Taiwan and Israel, and more
BUSINESS
SBI’s Q2 shows retail focus, but capex coming soon
India’s economic growth would continue to be powered by the consumption engine, in addition to the seasonal sugar rush of festival spending. Private capex is looking up, but is yet to significantly increase
BUSINESS
Moneycontrol Pro Panorama | When debt becomes dare
In this edition of Moneycontrol Pro Panorama: Merging fintech with banks won’t solve problems, challenges for investors during election year, decoding the enigma of AI, improving air quality not a rocket science, and more
BUSINESS
India’s bond market finally has a product tailored to investor demand
To access the growing demand from insurers and pension funds is the prime motivation behind the Reserve Bank of India’s move to auction a 50-year government bond on November 3.
BUSINESS
Merger of two small finance banks reveals struggle to scale
Organic growth takes time and may increase the operating expenses of small finance banks. In a scramble for deposits and intensive competition in lending, SFBs have to look for inorganic growth.
BUSINESS
Moneycontrol Pro Panorama | Making bonds great again
In today's edition of Moneycontrol Pro Panorama: What does October’s equity market fall mean, the impact of Companies Act on India Inc, global market teeters amid war in Gaza, Bengaluru turns to wastewater as a resource, and more
BUSINESS
Axis Bank’s retail gameplan would soon need a check on unsecured book
Unsecured loans fetch a higher yield because of their riskiness. While this may be excellent to fatten net interest margins, asset quality performance is uncertain. During a downturn, the benefits gained from high yield may be more than offset by the credit loss incurred due to delinquencies
BUSINESS
A foreign banker chief shows Kotak’s growth ambitions
New chief Ashok Vaswani would have to grow Kotak Mahindra Bank's balance sheet fast but continue to maintain the bank’s conservative approach towards risks.
BUSINESS
Moneycontrol Pro Panorama | Indian consumption is faster, higher but not stronger
In this edition of Moneycontrol Pro Panorama: India needs a robust AI ecosystem, ITC shares going the HUL way, India's LGBTQAI+ community continues its struggle, India poised to make gains in space communications market, and more
