BUSINESS
RBI policy: A series of fortunate events don’t make it easy
While easing core inflation gives reason to rejoice, what matters ultimately is the overall headline number. Food inflation is expected to give its share of trouble with farm output under a cloud
BUSINESS
Why is the Indian rupee a grinch in a Christmassy market?
The RBI has been a player on both sides of the market and intervening as a seller and buyer depending on the situation. That said, the bias has been to soak up inflows into domestic markets, preventing an appreciation of the rupee.
BUSINESS
Moneycontrol Pro Panorama | A sanguine turn of economic data
In today's edition of Moneycontrol Pro Panorama: EV push gains momentum in India, weakening US yields good news for investors, ESG factors power energy investment decisions, GDP upside may not sustain, and more
BUSINESS
Moneycontrol Pro Panorama | Atop Mt 20k, investors need a Munger principle
In today's edition of Moneycontrol Pro Panorama: RBI notes risks in bank deposits, Gujarat’s marketing acumen a template for other states, AI needs better global regulations, China’s low success in carbon reveals cracks in system, and more
BUSINESS
Why have loan rates eased amid tight RBI policy?
The pursuit of retail and small business loans by banks has resulted in mispricing of credit risk through spread compression and this has impeded transmission of the tight monetary policy to bank loans
BUSINESS
Consumer king Bajaj Finance must face toughest business test this year
The ban on two lending products could affect customer acquisition. The risk weight increases would gobble up much of the recently raised capital for growth purposes.
BUSINESS
RBI’s move makes growth party of NBFCs quieter
By nature, NBFCs tend to have looser credit covenants than banks and are more flexible in terms of taking on riskier assets. Tell-tale signs of trouble are already emerging through the increase in delinquencies for smaller NBFCs and even for larger lenders in the September quarter
BUSINESS
LIC as an investor is key to its profitability as an insurer
LIC must continue to increase its share of non-participatory policies as well as increase its return on investment if it is to maintain its market share
BUSINESS
Moneycontrol Pro Panorama | Did Diwali make you choose wisely?
In this edition of Moneycontrol Pro Panorama: Rajasthan's voting history gives BJP edge, keeping promises on climate action, Biden-Xi need to work together on world affairs, demand for Indian workers in Taiwan and Israel, and more
BUSINESS
SBI’s Q2 shows retail focus, but capex coming soon
India’s economic growth would continue to be powered by the consumption engine, in addition to the seasonal sugar rush of festival spending. Private capex is looking up, but is yet to significantly increase
BUSINESS
Moneycontrol Pro Panorama | When debt becomes dare
In this edition of Moneycontrol Pro Panorama: Merging fintech with banks won’t solve problems, challenges for investors during election year, decoding the enigma of AI, improving air quality not a rocket science, and more
BUSINESS
India’s bond market finally has a product tailored to investor demand
To access the growing demand from insurers and pension funds is the prime motivation behind the Reserve Bank of India’s move to auction a 50-year government bond on November 3.
BUSINESS
Merger of two small finance banks reveals struggle to scale
Organic growth takes time and may increase the operating expenses of small finance banks. In a scramble for deposits and intensive competition in lending, SFBs have to look for inorganic growth.
BUSINESS
Moneycontrol Pro Panorama | Making bonds great again
In today's edition of Moneycontrol Pro Panorama: What does October’s equity market fall mean, the impact of Companies Act on India Inc, global market teeters amid war in Gaza, Bengaluru turns to wastewater as a resource, and more
BUSINESS
Axis Bank’s retail gameplan would soon need a check on unsecured book
Unsecured loans fetch a higher yield because of their riskiness. While this may be excellent to fatten net interest margins, asset quality performance is uncertain. During a downturn, the benefits gained from high yield may be more than offset by the credit loss incurred due to delinquencies
BUSINESS
A foreign banker chief shows Kotak’s growth ambitions
New chief Ashok Vaswani would have to grow Kotak Mahindra Bank's balance sheet fast but continue to maintain the bank’s conservative approach towards risks.
BUSINESS
Moneycontrol Pro Panorama | Indian consumption is faster, higher but not stronger
In this edition of Moneycontrol Pro Panorama: India needs a robust AI ecosystem, ITC shares going the HUL way, India's LGBTQAI+ community continues its struggle, India poised to make gains in space communications market, and more
BUSINESS
IndusInd Bank’s Q2 cheers on profitability, but some concerns emerge
Elevated operating expenses and low deposit growth are an industry-wide phenomenon and IndusInd Bank cannot be singled out by investors. But asset quality is where the lender can differentiate itself from the pack
BUSINESS
Moneycontrol Pro Panorama | Banking party is less exuberant, but not over
In this edition of Moneycontrol Pro Panorama: Israel attack raises fear of Islamic uprising, WPI steadily climbing away from deflation, China's investment fund idea may sour investor sentiment, poll-bound Rajasthan promises a nail-biting finish, and more
BUSINESS
HDFC Bank’s merger pain is not over yet
To meet merger costs, HDFC Bank borrowed from the market which increased its overall cost of funds. These will be replaced by deposits over time, the bank has said.
BUSINESS
Moneycontrol Pro Panorama | Smart money, foolish money
In today's edition of Moneycontrol Pro Panorama: Job creation of the right kind, how Hamas-Israel war affects Indian start-ups, pharma Q2 growth in India slows, common themes as observed across poll-bound states, and more
BUSINESS
Inflation: How expectations shape realities and vice versa
A one percentage point rise in near-term expectations is associated with about a 0.4 percentage point rise in current inflation. Lagged inflation and other factors together have a bigger impact
BUSINESS
Earnings gallop of banks to slow in Q2
The gap between deposit and credit growth will be reflected in compression of net interest margins and slowing of growth in net interest income of banks in the July-September quarter
BUSINESS
Moneycontrol Pro Panorama | RBI takes away bond market’s liquid courage
In today's edition of Moneycontrol Pro Panorama: World Cup presents exciting chance for investors, RBI wants personal loans monitored, large unlisted firms need a separate regime, India risks waning influence in its neighbourhood, and more
