BUSINESS
Income tax filing: What salaried taxpayers should remember
Income tax filing for salaried taxpayers looks so easy, but omitting a few items can lead to errors, delays, or penalties. Reading the instructions first makes processing more convenient and refunds quicker.
BUSINESS
Why aggressive hybrid mutual funds could boost your long-term wealth
Aggressive hybrid funds mix equity and debt in one portfolio with the aim to deliver high growth with a cushioning of stability. For risk-takers who make prudent bets, they can be a powerful wealth-building tool.
BUSINESS
High-yield fixed deposits: Small finance banks are offering attractive interest rates on 3-year FDs
Small Finance Banks offer higher interest rates on fixed deposits compared to traditional banks. Suryoday Small Finance Bank tops the list at 7.75 percent
BUSINESS
Credit card traps: Mistakes that trap you in debt and how to prevent them
Responsible use of a credit card requires self-discipline—little errors can inflate into serious financial burdens if not watched.
BUSINESS
Closing an unused credit card: What it does to your credit score
Closing a unused card seems like cleaning up your finances, but it can affect your credit report in the wrong ways.
BUSINESS
Simple steps to boost your credit score before taking a personal loan
A strong credit score is your ticket to faster loan approvals and better interest rates.
BUSINESS
RBI keeps repo rate unchanged: Check home loan rates of top banks
Home loan rates range from 7.3% to 9%, with Canara Bank and Union Bank offering lowest rates at 7.30% for Rs 50 lakh loan.
BUSINESS
How the Married Women’s Property Act secures wives and children from liabilities
This 19th-century law still provides modern safeguards for women and families but remains rarely used in financial planning.
BUSINESS
Best FD interest rates: Top private and public sector banks offering high returns on 3-year deposits
Top banks offering high interest rates on 3-year fixed deposits include IndusInd Bank at 6.75 percent, Axis Bank and ICICI Bank at 6.6 percent.
BUSINESS
Fire insurance for apartments: What RWA and flat owners must know
With increasing fire risk in high-rise apartment complexes, it is essential that residents and housing societies learn about how apartment fire insurance operates.
BUSINESS
ITR refund delays: Key reasons taxpayers should be aware of
Refunds are usually sent smoothly after income tax return filing, but the majority of taxpayers witness untimely delays. Below are the leading reasons why your ITR refund is delayed and how to deal with them.
BUSINESS
How NRIs can invest in India: Demat accounts, mutual funds, and GIFT City explained
India’s growing economy and evolving financial markets offer Non-Resident Indians (NRIs) multiple avenues for investment, but choosing the right one depends on goals, regulations, and access.
BUSINESS
How credit cards trick you into overspending
Convenience and flexibility make credit cards appealing, but they also influence our psychology in ways that often lead to overspending.
BUSINESS
Planning early retirement: How much money is enough?
Early retirement is an attractive dream, but it requires a well-planned financial roadmap to sustain your lifestyle without income for decades.
BUSINESS
Cheapest overseas education loans: Public sector banks offer interest rates starting at 8.25 percent
Education loans for studying abroad range from 8.25 percent to 10.25 percent interest, with Union Bank of India offering the lowest rate at 8.25 percent.
BUSINESS
Is health insurance enough? When you might need critical illness cover
Standard medical insurance may not be sufficient to handle the financial impact of life-threatening diseases.
BUSINESS
How to protect your CIBIL score after a job loss
Maintaining your credit health during unemployment can help you avoid long-term financial setbacks.
BUSINESS
Smart ways to use a bonus: Pay debt, invest, or upgrade?
Making the right choice with your annual bonus can improve your financial health and lifestyle.
BUSINESS
Prepaid vs. credit cards: What's safest for teens
Parents who are fast to teach teens about handling money are weighing the advantages and disadvantages of prepaid and credit cards, and how safe they are.
BUSINESS
Are retirement homes worth investing in? A 2025 perspective
Once seen as a niche, senior living communities are now attracting serious investor interest in India.
BUSINESS
How to save money on petrol and diesel costs using credit card cashback rewards
Your petrol and diesel costs can be lowered through credit card cashback rewards.
BUSINESS
What are junk insurance add-ons and how to spot them in car policies
Not all add-ons in your car insurance policy are worth the extra money.
BUSINESS
Women above 60: Fixed income investment - Safe bets for 2025
Post-retirement, stability, security, and assured income become more important than high returns.
BUSINESS
Buying a second house? Be aware of tax rules on rental income
If you plan to lease out your second house on a full-time or regular basis, knowing how the income will be taxed allows you to strategize in advance and maximize post-tax returns.
