BUSINESS
Growth vs Profitability: The key to startup longevity
Startups must navigate the delicate balance between growth and profitability. While rapid expansion can establish market presence, achieving profitability ensures long-term sustainability. The challenge lies in strategically investing in growth while maintaining a clear path to profitability as market conditions evolve
BUSINESS
Chart of the Day: For fintechs, small business loans are a big problem
Fintechs dominate the market for loans below Rs 1 lakh to small businesses
BUSINESS
How to leverage M&As to expand available capital and opportunities
Successful deals bring in much-needed capital, foster innovation, creating synergies that can lift whole industries in the country. This is because M&As give businesses an immediate way to enhance their portfolio of products, attain entry into newer markets, and enhance economies of scale
BUSINESS
New Industrial Cities: Ambitious idea, but finance and planning challenges pose concerns
The Union government's plan for 12 new industrial cities faces issues in defining clear objectives, securing adequate financing, and managing governance. Previous attempts highlight the need for targeted goals and effective urban planning
BUSINESS
Chart of the Day | Thematic mutual funds hog the limelight in equity flows
Net flows into thematic funds in calendar year-till-date 2024 were three times more than that seen in the full year 2023
TECHNOLOGY
Wikipedia and the protection offered by SC’s Shreya Singal judgement
Everyone has a right to seek judicial remedy when their rights are violated. But by not suing the actual sources of publications and instead going after an encyclopedia that only cites these articles and threatening to ban it over contested opinions sets a concerning precedent
BUSINESS
Data-based credit need RBI’s push to grow
The huge credit hungry unorganized small business in India, which takes unsecured personal loans for business purposes, simply does not have enough clean assets to offer a security to lenders. The real strategic need for India is to make unsecured credit to small business safer with technology and data
BUSINESS
Digital Deception: Navigating India’s regulatory maze to tackle ‘dark patterns’
Privacy deception in online services, like pre-checked consent boxes, exemplifies dark patterns manipulating user choices. A streamlined referral system between all the regulatory bodies could resolve conflicts and enhance regulatory effectiveness
BUSINESS
Chart of the Day | FMCG companies have little room for error
After a difficult few years, FMCG companies are poised to deliver better sales and earnings growth, but first a crucial piece of the growth puzzle has to fall in place
BUSINESS
The Reading List: September 6, 2024
A selection of articles and social media gems from the world of economy, business and finance, curated by our research and opinion teams
BUSINESS
GST Rate Rationalisation: Impact on different industries and challenges in tax simplification
GST rate rationalisation has sought to simplify India’s tax structure, aiming to reduce cascading taxes and litigation. Efforts include merging tax slabs and addressing input tax credit issues to create a more transparent and efficient tax environment
BUSINESS
What's dragging PSU stocks down
The recent sell-off in PSU stocks by institutions is driven by two main factors: valuation and performance concerns
BUSINESS
Chart of the Day: Home loans the slowest growing segment for lenders in FY24
Indians have borrowed more to finance discretionary consumption than housing
TECHNOLOGY
India Eyes Global Gaming Market: Crafting the next generation of AAA games
India is emerging as a potential AAA gaming hub, leveraging its growing talent pool and government support. Despite challenges like investment and infrastructure, strategic investments and enhanced skills could propel Indian studios to global prominence in AAA game development
BUSINESS
SEBI’s shifting positions on beneficial ownership leaves FPIs in limbo
In view of the September 9 deadline, one would hope that the pending applications would be disposed of expeditiously in accordance with law. There are significant costs and hardship involved in winding-down a structure and to recreate a fresh structure
BUSINESS
Something feels not quite right in the mid-cap rally
A significant portion of the rally in mid-caps can be attributed to the substantial inflows of mid-cap, small-cap, and sectoral/thematic funds. Mid-cap funds, which attracted just Rs 500 crore in 2020, saw inflows of Rs 1,600 crore in July 2024 alone and a total of Rs 22,900 crore in 2023
BUSINESS
Chart of the day | IPO investors seek quick returns
If institutional investors, equipped with extensive research capabilities and resources, behave similarly to retail investors and sell their IPO holdings rapidly, are they truly maximising the potential of their investments?
BUSINESS
India-Singapore Trade Ties: Boosting economic relations amid regional challenges and changing global landscape
Despite growing ties, India must address protectionist policies, enhance service sector access, and explore broader Southeast Asian trade opportunities to fully leverage regional economic integration
BUSINESS
Rate cuts may be round the corner as economic growth drivers are losing momentum
Growth is softening and the global rates cycle is pivoting. RBI may deliver the first rate cut next month and lower policy rate by a percentage point in FY25
BUSINESS
Chart of the Day: Is China’s steel output decline the answer to the Indian steel producers’ woes?
China’s steel output declined sequentially in June and July, raising hopes output curbs could limit its appetite for exports that have depressed global steel prices
BUSINESS
What GVA data tell us about the structural change in the Indian economy
The share of manufacturing in total GVA was higher in the June 2011, June 2014 and June 2019 quarters than in the June 2024 quarter
BUSINESS
The Reading List: August 30, 2024
A look at some articles and social media gems from the world of economy, business and finance, curated by our research and opinion teams for your weekend read
BUSINESS
India’s Digital Payments Surge: Revolutionising commerce and empowering small businesses
India’s digital payments have surged nearly fivefold in six years, with over 40% of transactions now cashless. UPI leads this shift, empowering small businesses by removing geographic barriers and enhancing convenience. Government initiatives have also helped in driving the growth story
BUSINESS
Chart of the Day: More Indians are becoming credit aware to be credit worthy
Indians in smaller cities and towns are becoming more credit aware and ready to borrow.
