There are situations when you don’t have internet connectivity on your phone and you need to make an online payment – UPI payment, more precisely, and you are low on cash. That helpless feeling is hard to shake.
What if we tell you that there is a way to make UPI payments even when you don’t have an internet connection? Well, UPI introduced an offline method of making UPI payment. Here’s everything you need to know.
Pre-requisites
You’ll need an active phone number with network
Phone number should be registered with UPI services
Phone number or UPI address of the person you want to send money to
Steps to make UPI payment offline using USSD code
Open your phone’s dialer app
Then, dial “*99# and press the call button
Wait until you see a flash menu
Choose “1” to initiate the Send Money option
Then, you’ll be asked to enter the phone number or UPI address of the recipient
After this, you’ll need to enter the amount
Then, enter the UPI PIN to complete the payment.
Steps to make offline payments using UPI 123PAY
An instant payment system designed for feature phone users and those with limited or no internet access.
Securely access Unified Payments Interface (UPI) services through four convenient methods:
1. Calling an IVR number
2. Using app-based features on feature phones
3. Making payments via missed calls
4. Using proximity sound-based technology
With UPI 123PAY, feature phone users can now conduct transactions effortlessly and securely.
Acknowledgement
Once the UPI payment process is complete, you’ll receive an SMS mentioning the transaction made, similar to what you get after making the payment using one of the UPI apps.
Why you should try this method
While most of the time you’ll have internet connectivity, there are situations when you don’t get the internet. This method can come in handy. Also, in situations like when UPI apps are down and you are unable to make payments, you can also use this method to try and make the payment.
Discover the latest Business News, Sensex, and Nifty updates. Obtain Personal Finance insights, tax queries, and expert opinions on Moneycontrol or download the Moneycontrol App to stay updated!
