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MC Explains: RBI's new credit reporting rules explained | Impact on borrowers and lenders

The RBI's new mandate requires lenders to update credit data twice a month instead of monthly, starting January 1, 2025. This change aims to improve risk assessment and credit behavior monitoring. Moneycontrol’s Payal Tiwari explains how this shift will affect your credit score, borrowing behavior, and the way lenders evaluate risk.

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