Apple launches Tap and Pay feature for iPhone in this country: All the details

Apple has been expanding the Tap and Pay feature on iPhone for a while now. In the process, the company has extended the feature to HonKong, enabling merchants to accept contactless payments directly on their devices. The feature removes the need for external payment terminals, allowing businesses across sectors such as retail, taxis, food and beverage, and professional services to process payments using only an iPhone.

How the feature works
Tap and Pay on iPhone uses NFC technology to securely complete transactions. Customers can simply hold their contactless credit or debit card, iPhone, Apple Watch, or supported digital wallet near the merchant’s iPhone to make a payment. The transaction is processed directly on the device without additional hardware.
The feature is available on iPhone 11 or newer models running the latest version of iOS. Apple says that the process is encrypted and designed to ensure secure, in-person transactions.

Supported payment platforms and networks
Apple confirmed that Adyen, Global Payments, KPay and SoéPay are the first platforms in Hong Kong to integrate Tap and Pay for merchants. The feature supports Apple Pay along with major digital wallets and leading payment networks including American Express, Mastercard, Visa, JCB and UnionPay.

What it means for businesses
With no extra terminals required, the feature offers a flexible payment acceptance method for small and large businesses alike. It allows service providers, delivery partners, mobile vendors and independent professionals to accept electronic payments on the go.
Apple's expansion of Tap and Pay to Hong Kong marks another step in broadening digital payment infrastructure by turning the iPhone into a secure, standalone payment acceptance device.