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Prior to his current role at Piramal Group, Jairam handled a variety of roles at Axis Bank. He was previously President, Retail Lending & Payments at Axis Bank wherein he was responsible for driving growth in the retail lending and payments businesses comprising retail lending products (home, car, personal & other loans), cards business (credit, debit & prepaid) and the agriculture & rural lending business.
He also served Capital One Financial, a consumer bank based in Richmond, VA (USA) as Head – ‘New to Credit’ Card Acquisitions in the US Cards Business. At the start of his career with ICICI Bank, he played a key role in their initial foray into the retail lending businesses, serving as Head – Business Intelligence Unit.
Jairam holds a Bachelor of Technology degree in Chemical Engineering from IIT Delhi and Post Graduate Diploma in Management from IIM Kolkata where he was awarded a Roll of Honour for academic excellence.
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