HomeNewsBusinessEarningsJK Bank Standalone December 2021 Net Interest Income (NII) at Rs 993.30 crore, down 1.18% Y-o-Y

JK Bank Standalone December 2021 Net Interest Income (NII) at Rs 993.30 crore, down 1.18% Y-o-Y

February 09, 2022 / 10:02 IST
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Reported Standalone quarterly numbers for Jammu and Kashmir Bank are:

Net Interest Income (NII) at Rs 993.30 crore in December 2021 down 1.18% from Rs. 1005.13 crore in December 2020.

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Quarterly Net Profit at Rs. 173.95 crore in December 2021 up 163.8% from Rs. 65.94 crore in December 2020.

Operating Profit stands at Rs. 315.20 crore in December 2021 down 44.06% from Rs. 563.47 crore in December 2020.

Jammu and Kashmir Bank
Standalone Quarterly Resultsin Rs. Cr.
Dec'21Sep'21Dec'20
Interest Earned
(a) Int. /Disc. on Adv/Bills1,534.501,503.791,576.47
(b) Income on Investment408.79405.27425.80
(c) Int. on balances With RBI76.1981.0274.07
(d) Others0.290.210.03
Other Income156.22210.97271.65
EXPENDITURE
Interest Expended1,026.471,017.161,071.24
Employees Cost611.80621.51504.48
Other Expenses222.52235.08208.83
Depreciation------
Operating Profit before Provisions and contingencies315.20327.51563.47
Provisions And Contingencies8.21192.68457.61
Exceptional Items------
P/L Before Tax306.99134.83105.86
Tax133.0423.7439.92
P/L After Tax from Ordinary Activities173.95111.0965.94
Prior Year Adjustments------
Extra Ordinary Items------
Net Profit/(Loss) For the Period173.95111.0965.94
Equity Share Capital93.3093.3071.36
Reserves Excluding Revaluation Reserves------
Equity Dividend Rate (%)------
ANALYTICAL RATIOS
a) % of Share by Govt.70.1270.1268.18
b) Capital Adequacy Ratio - Basel -I------
c) Capital Adequacy Ratio - Basel -II------
EPS Before Extra Ordinary
Basic EPS1.861.490.92
Diluted EPS1.861.490.92
EPS After Extra Ordinary
Basic EPS1.861.490.92
Diluted EPS1.861.490.92
NPA Ratios :
i) Gross NPA6,508.806,524.876,196.06
ii) Net NPA2,067.762,063.851,664.32
i) % of Gross NPA8.938.958.71
ii) % of Net NPA3.023.022.50
Return on Assets %0.570.380.23
Public Share Holding
No Of Shares (Crores)------
Share Holding (%)------
Promoters and Promoter Group Shareholding
a) Pledged/Encumbered
- Number of shares (Crores)------
- Per. of shares (as a % of the total sh. of prom. and promoter group)------
- Per. of shares (as a % of the total Share Cap. of the company)------
b) Non-encumbered
- Number of shares (Crores)------
- Per. of shares (as a % of the total sh. of prom. and promoter group)------
- Per. of shares (as a % of the total Share Cap. of the company)------
Source : Dion Global Solutions Limited