Shares of New India Assurance Company gained 2.12% to trade at Rs 196.95 in Wednesday's session. The stock is a constituent of the Nifty Midcap 150 index.
On September 2, 2025, sentiment analysis by Moneycontrol was bullish.
Financial Performance
Here is a summary of New India Assurance Company's financial performance based on consolidated data:
Quarterly Results
The company's quarterly revenue and net profit are as follows:
| Heading | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 10,417.91 Crore | Rs 10,785.91 Crore | Rs 10,702.92 Crore | Rs 11,008.74 Crore | Rs 11,080.52 Crore |
| Net Profit | Rs 232.80 Crore | Rs 73.56 Crore | Rs 344.26 Crore | Rs 321.57 Crore | Rs 392.40 Crore |
| EPS | 1.45 | 0.54 | 2.12 | 2.18 | 2.43 |
The revenue for the quarter ending June 2025 increased to Rs 11,080.52 Crore compared to Rs 10,417.91 Crore for the quarter ending June 2024. The net profit also increased to Rs 392.40 Crore for the quarter ending June 2025 from Rs 232.80 Crore for the quarter ending June 2024.
Annual Results
The company's annual revenue, net profit, and EPS are as follows:
| Heading | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 33,066.09 Crore | Rs 35,820.54 Crore | Rs 41,007.35 Crore | Rs 43,675.87 Crore | Rs 41,238.24 Crore |
| Net Profit | Rs 1,627.75 Crore | Rs 177.92 Crore | Rs 1,061.29 Crore | Rs 1,091.12 Crore | Rs 972.22 Crore |
| EPS | 9.95 | 1.18 | 6.36 | 6.77 | 6.29 |
| BVPS | 155.37 | 156.92 | 157.29 | 172.00 | 175.94 |
| ROE | 6.41 | 0.75 | 4.05 | 3.94 | 3.57 |
| Debt to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
The annual revenue for the year ending March 2025 was Rs 41,238.24 Crore, compared to Rs 43,675.87 Crore for the year ending March 2024. The net profit for the year ending March 2025 was Rs 972.22 Crore, compared to Rs 1,091.12 Crore for the year ending March 2024.
Income Statement
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | Rs 41,238 Crore | Rs 43,675 Crore | Rs 41,007 Crore | Rs 35,820 Crore | Rs 33,066 Crore |
| Other Income | Rs 92 Crore | Rs 15 Crore | Rs 65 Crore | Rs 94 Crore | Rs 29 Crore |
| Total Income | Rs 41,330 Crore | Rs 43,690 Crore | Rs 41,072 Crore | Rs 35,915 Crore | Rs 33,095 Crore |
| Total Expenditure | Rs 40,308 Crore | Rs 42,225 Crore | Rs 39,779 Crore | Rs 35,707 Crore | Rs 31,016 Crore |
| EBIT | Rs 1,022 Crore | Rs 1,465 Crore | Rs 1,292 Crore | Rs 207 Crore | Rs 2,078 Crore |
| Interest | Rs 0 Crore | Rs 53 Crore | Rs 36 Crore | Rs 30 Crore | Rs 19 Crore |
| Tax | Rs 50 Crore | Rs 320 Crore | Rs 195 Crore | Rs 0 Crore | Rs 432 Crore |
| Net Profit | Rs 972 Crore | Rs 1,091 Crore | Rs 1,061 Crore | Rs 177 Crore | Rs 1,627 Crore |
Cash Flow
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | Rs -3,389 Crore | Rs -4,671 Crore | Rs -5,855 Crore | Rs -4,051 Crore | Rs 776 Crore |
| Investing Activities | Rs 4,691 Crore | Rs 6,885 Crore | Rs 5,386 Crore | Rs 4,892 Crore | Rs -593 Crore |
| Financing Activities | Rs -343 Crore | Rs -325 Crore | Rs -64 Crore | Rs -5 Crore | Rs 76 Crore |
| Others | Rs 275 Crore | Rs 22 Crore | Rs 314 Crore | Rs 6 Crore | Rs 259 Crore |
| Net Cash Flow | Rs 1,233 Crore | Rs 1,910 Crore | Rs -219 Crore | Rs 842 Crore | Rs 520 Crore |
Balance Sheet
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | Rs 824 Crore | Rs 824 Crore | Rs 824 Crore | Rs 824 Crore | Rs 824 Crore |
| Reserves & Surplus | Rs 28,171 Crore | Rs 27,471 Crore | Rs 25,039 Crore | Rs 24,980 Crore | Rs 24,732 Crore |
| Current Liabilities | Rs 65,540 Crore | Rs 62,636 Crore | Rs 58,869 Crore | Rs 56,586 Crore | Rs 53,929 Crore |
| Other Liabilities | Rs 15,235 Crore | Rs 17,192 Crore | Rs 13,489 Crore | Rs 14,104 Crore | Rs 12,984 Crore |
| Total Liabilities | Rs 109,770 Crore | Rs 108,124 Crore | Rs 98,222 Crore | Rs 96,496 Crore | Rs 92,470 Crore |
| Fixed Assets | Rs 538 Crore | Rs 476 Crore | Rs 508 Crore | Rs 511 Crore | Rs 493 Crore |
| Current Assets | Rs 27,632 Crore | Rs 24,888 Crore | Rs 22,248 Crore | Rs 23,184 Crore | Rs 23,083 Crore |
| Other Assets | Rs 81,600 Crore | Rs 82,759 Crore | Rs 75,465 Crore | Rs 72,800 Crore | Rs 68,893 Crore |
| Total Assets | Rs 109,770 Crore | Rs 108,124 Crore | Rs 98,222 Crore | Rs 96,496 Crore | Rs 92,470 Crore |
| Contingent Liabilities | Rs 0 Crore | Rs 595 Crore | Rs 337 Crore | Rs 99 Crore | Rs 433 Crore |
Key Financial Ratios
| Ratio | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 9.95 | 1.18 | 6.36 | 6.77 | 6.29 |
| Diluted EPS (Rs.) | 9.95 | 1.18 | 6.36 | 6.77 | 6.29 |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 155.37 | 156.92 | 157.29 | 172.00 | 175.94 |
| Dividend/Share (Rs.) | 0.00 | 0.30 | 1.93 | 2.06 | 1.80 |
| Face Value | 5 | 5 | 5 | 5 | 5 |
| Gross Profit Margin (%) | 6.59 | 0.82 | 3.35 | 3.49 | 2.47 |
| Operating Margin (%) | 6.28 | 0.57 | 3.15 | 3.35 | 2.47 |
| Net Profit Margin (%) | 4.92 | 0.49 | 2.58 | 2.49 | 2.35 |
| Return on Networth / Equity (%) | 6.41 | 0.75 | 4.05 | 3.94 | 3.57 |
| ROCE (%) | 5.39 | 0.52 | 3.28 | 3.22 | 2.31 |
| Return On Assets (%) | 1.77 | 0.20 | 1.06 | 1.03 | 0.94 |
| Current Ratio (X) | 0.43 | 0.41 | 0.38 | 0.40 | 0.42 |
| Quick Ratio (X) | 0.43 | 0.41 | 0.38 | 0.40 | 0.42 |
| Debt to Equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratios (X) | 113.99 | 9.80 | 38.13 | 28.53 | -- |
| Asset Turnover Ratio (%) | 0.39 | 0.38 | 0.42 | 0.42 | 0.38 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 14.96 | 13.80 | 15.63 | 14.93 | 7.30 |
| 3 Yr CAGR Net Profit (%) | -13.77 | -45.76 | -14.02 | -18.13 | 133.76 |
| P/E (x) | 15.51 | 94.62 | 15.30 | 33.55 | 24.57 |
| P/B (x) | 1.00 | 0.71 | 0.62 | 1.33 | 0.88 |
| EV/EBITDA (x) | 6.28 | 19.77 | 2.64 | 15.24 | 7.63 |
| P/S (x) | 0.77 | 0.51 | 0.39 | 0.86 | 0.62 |
Corporate Actions
The company announced its 106th Annual General Meeting (AGM) to be held on September 24, 2025. The company has updated the Annual Report for FY 2024-25.
The company announced a final dividend of Rs 1.80 per share (36%) on May 19, 2025, with an effective date of September 4, 2025.
A bonus issue of 1:1 was announced on May 11, 2018, with an ex-bonus date of June 27, 2018.
With the stock's last traded price at Rs 196.95, New India Assurance Company has seen a rise in Wednesday's trading session.
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