HomeNewsBusinessPayU gets RBI approval to operate as payment aggregator across online, offline and cross-border transactions

PayU gets RBI approval to operate as payment aggregator across online, offline and cross-border transactions

The approval allows PayU to support inward and outward cross-border payments, in addition to domestic online and physical merchant payments.

November 17, 2025 / 18:50 IST
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PayU operates RBI-regulated businesses and counts Prosus as an investor.
PayU operates RBI-regulated businesses and counts Prosus as an investor.

PayU has received integrated authorisation from the Reserve Bank of India (RBI) to operate as a Payment Aggregator (PA) across online, offline and cross-border transactions under the Payment and Settlement Systems Act, the company said on Monday.

The approval allows PayU to support inward and outward cross-border payments, in addition to domestic online and physical merchant payments. The fintech firm said the authorisation will enable it to offer payment acceptance, settlement and cross-border solutions across channels.

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A PayU spokesperson said the company will continue building a compliant payments platform and offer “secure and transparent” services for merchants. Further details of the authorisation have not been disclosed.

The approval strengthens PayU’s position in India’s digital payments market, where it provides gateway services to online businesses and supports more than 4.5 lakh merchants, according to company data. PayU enables payments across a range of methods including cards, net banking, UPI, wallets and EMI options.