Gold is often viewed as a safe-haven asset. It is regarded as the go-to metal for wealth preservation. It acts as an inflation hedge and is known for its store of value. Historically, gold has performed well in times of economic downturn and currency volatility.
Silver, on the other hand, brings a different value proposition to the table. It serves as both a precious metal and an industrial commodity whose demand spans various industries such as solar power, electric vehicles, and electronics. Because of its vast industrial applications, silver offers industrial-driven growth potential.
Combining gold and silver for a well-rounded investment strategy
Both gold and silver individually play a distinct role in your portfolio, bringing unique characteristics that complement each other. But, combining both precious metals in your investment strategy offers a well-rounded approach. It may help build a more diversified and resilient portfolio that balances risk and captures trends across economic cycles.
Axis Mutual Fund introduces Gold and Silver Passive FoF
Tapping into the unique characteristics of gold and silver, Axis Mutual Fund, one of India’s leading asset management companies, has announced the launch of Axis Gold and Silver Passive Fund of Fund (FoF). The fund offers a smart way to invest in gold and silver, providing the benefits of inflation protection, portfolio diversification, and liquidity.
It is an open-ended fund of funds scheme investing in the units of gold and silver exchange-traded funds (ETFs). The scheme follows an active investment strategy where the fund manager dynamically manages the fund and takes active calls on the allocation of gold and silver in the portfolio.
Each metal in the portfolio stays between balanced bands with 35% to 65% allocation, which ensures effective portfolio diversification.
The fund is SEBI-regulated, with investments being made into Gold ETFs and Silver ETFs that are physically backed instruments, which eliminates the hassle of holding physical commodities.
Investment terms
The New Fund Offer (NFO) opens for subscription on December 10, 2025 and closes on December 22, 2025. As an open-ended product, units may be bought or redeemed after the NFO period through standard mutual fund processes. The minimum investment amount of Axis Gold and Silver Passive FoF is ₹100 and in multiples thereof.
An exit load of 0.25% applies if the investment is redeemed or switched out within 15 days from the date of allotment. No exit load applies if the investment is redeemed or switched out after 15 days from the date of allotment.
Why should you invest in gold and silver right now?
In 2025, gold and silver make for an excellent investment class, gold was supported by record central bank buying, and global uncertainty, whereas silver reached new peaks on account of increased industrial demand., While gold anchors your wealth against inflation, currency risk, and geopolitical shocks, silver offers both precious metal protection and a play on the future of technology and green energy.
Some of the exceptional reasons why you should invest in gold and silver in 2025 are:
- Exceptional historical performance - Over the last 20 years, gold has delivered nearly 17x returns and silver over 12x, despite periods of volatility
- Exceptional returns – In 2025, gold and silver have outperformed equities, with gold up 59% and silver up 74% year to date.
- Global trust and central bank support - Central bank is buying record amounts of gold, i.e. over 1,000 tonnes annually for three years running. In fact, they have doubled their gold purchases since 2022, reinforcing gold’s position as a safe and steady asset. Strong institutional demand for gold is the key reason for gold’s enduring value.
- High industrial demand for silver – Silver is a vital component for modern industries. Its industrial demand is at an all-time high, with ~60% of demand from solar, EVs and electronics sector. The demand for silver has increased by 33% over 5 years. With its unmatched conductivity and versatility, silver ranks second only to oil in industrial applications worldwide.
The Axis Gold and Silver Passive FoF offers investors a convenient and transparent way to participate in the performance of gold and silver through a single investment vehicle.
Moneycontrol Journalists are not involved in creation of this article.
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