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SarvaGram Fincare’s FY25 income grows 74% to Rs 274 crore, net profit slips amid rising credit costs

On a consolidated basis, SarvaGram Solutions posted a net loss of Rs 61 crore in FY25, widening from Rs 20 crore in FY24

August 01, 2025 / 07:20 IST
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Sarvagram-fintech

Rural fintech lender SarvaGram Fincare Private Limited (SFPL) reported a 74% jump in total income to Rs 274 crore in FY25, up from Rs 158 crore in the previous fiscal, as it continued to scale its rural lending operations, as per rating agency ICRA’s report.

However, the company’s standalone net profit dropped to Rs 4.89 crore in FY25 from Rs 7.56 crore in FY24, reflecting higher employee costs and credit provisioning, the report dated July 28 said.

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SFPL is a subsidiary of SarvaGram Solutions Private Limited (SSPL), which offers a range of non-lending services such as farm mechanisation, insurance distribution, and digital financial solutions via its franchise network of Sarvamitras.

On a consolidated basis, SarvaGram Solutions posted a net loss of Rs 61 crore in FY25, widening from Rs 20 crore in FY24, even as consolidated income rose to Rs 309 crore from Rs 181 crore.