Top 10 government schemes for farmers in 2025

PM-KISAN is a government initiative designed to provide direct financial assistance to farmers across India. Under this scheme, eligible farmers receive ₹6,000 per year, distributed in three equal installments of ₹2,000 each. The SCheme ensures that funds are directly transferred to beneficiaries' bank accounts to promote transparency and reduce delays.

All landholding farmers' families, which have cultivable land holding in their names are eligible to get benefit under the scheme.

Pradhan Mantri Fasal Bima Yojana (PMFBY):  The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a government-backed crop insurance scheme designed to offer financial protection to farmers against crop losses caused by natural disasters such as drought, hailstorms, and floods, as well as damage from pests and diseases. It provides affordable crop insurance to farmers across India through a wide network of insurance companies and banks. PMFBY offers coverage for over 50 different crops and benefits more than 50 crore farmers, helping them manage risk and recover from agricultural setbacks.

Kisan Credit Card (KCC):  The Kisan Credit Card (KCC) Scheme was launched to ensure that farmers have access to timely and sufficient credit for their agricultural needs. Under this scheme, the Government of India offers an interest subvention of 2% along with an additional 3% incentive for prompt repayment. As a result, farmers can avail of loans at a highly subsidized interest rate of just 4% per annum.

Paramparagat Krishi Vikas Yojana (PKVY): The Paramparagat Krishi Vikas Yojana (PKVY) offers comprehensive support to organic farmers, covering the entire process from production to processing, certification, and marketing through a cluster-based approach. The scheme primarily focuses on forming organic clusters (excluding the North Eastern States) to help establish a strong supply chain.

Under PKVY, States and Union Territories receive financial assistance of ₹31,500 per hectare over three years for organic clusters. Of this, ₹15,000 per hectare is directly transferred to farmers through Direct Benefit Transfer (DBT) for on-farm and off-farm organic inputs. Additionally, Rs 4,500 per hectare is allocated for marketing, packaging, branding, and value addition, Rs 3,000 per hectare for certification and residue analysis, and ₹9,000 per hectare for training and capacity building over the three years.

Since its launch in 2015-16, PKVY has covered 14.99 lakh hectares under organic farming by developing 52,289 clusters and involving over 25.3 lakh farmers.

Rashtriya Krishi Vikas Yojana (RKVY):  The Rashtriya Krishi Vikas Yojana (RKVY) is designed to boost India’s agricultural economy by offering financial assistance and grants to farmers. Its primary goal is to establish farming as a key economic activity by reducing risks, supporting farmers’ efforts, and promoting agri-business entrepreneurship through the development of agricultural infrastructure. The scheme also grants states the autonomy and flexibility to design plans tailored to their specific local needs. Additionally, RKVY aims to increase farmers’ incomes by encouraging higher productivity and fostering value chain-based production models.

Sub-Mission on Agricultural Mechanization (SMAM):  The Sub-Mission on Agricultural Mechanization (SMAM) provides subsidies on tractors, harvesters, and other planting machinery to help farmers enhance their productivity and efficiency. The main objective of this scheme is to provide agricultural machinery to poor and economically weak farmers and this subsidy is given by the government.

Farmers can take advantage of subsidies on agricultural machinery so that they will be able to get agricultural machinery at a low cost. Priority is given to women farmers.

National Agriculture Market (e-NAM):  The National Agriculture Market (e-NAM) is a digital platform designed to create a unified national market for agricultural commodities in India by linking existing Agricultural Produce Market Committee (APMC) mandis. Launched on April 14, 2016, e-NAM enables online trading, transparent price discovery, and efficient payment settlements, as noted by myScheme. This platform enhances marketing opportunities for farmers by allowing them to sell their produce through competitive and transparent online bidding.

Soil Health Card Scheme: The Soil Health Card scheme is designed to provide farmers with detailed information about the nutrient status of their soil and offer guidance on the appropriate dosage of fertilizers and soil amendments needed to maintain long-term soil health. This scheme is implemented across all States and Union Territories. Under the program, State Governments conduct soil composition analysis every three years to identify nutrient deficiencies and recommend necessary measures to improve soil quality.

Agricultural Infrastructure Fund (AIF): The primary goal of this scheme is to provide medium to long-term debt financing for investments in viable projects related to post-harvest management infrastructure and community farming assets. Through financial support and incentives, the scheme aims to enhance agricultural infrastructure across the country.

It covers a wide range of post-harvest management projects, including supply chain services such as e-marketing platforms, warehouses, silos, pack-houses, assaying units, sorting and grading facilities, cold chains, logistics, primary processing centers, ripening chambers, and other projects that build community farming assets. These may include organic input production, bio-stimulant manufacturing, infrastructure for smart and precision agriculture, and supply chain infrastructure for crop clusters, including export clusters.

Loans up to Rs 2 crore under this facility are eligible for an interest subvention of 3% per annum, which is available for a maximum tenure of seven years.

PM Kusum Yojana: The Pradhan Mantri Kisan Urja Suraksha evam Utthan Mahabhiyan (PM-KUSUM) scheme aims to reduce the use of diesel in farming and increase farmers’ incomes through solar energy adoption. Under this scheme, the central government provides subsidies of up to 30% to 50% of the total cost for installing standalone solar pumps and for solarizing existing grid-connected agricultural pumps. Additionally, farmers can set up grid-connected solar power plants of up to 2 MW capacity on their barren or fallow land and sell the generated electricity to local DISCOMs at tariffs regulated by the state authorities. The scheme is implemented through designated departments of the respective State Governments.