Prefer IDFC, says Jignesh Shial

, Research Analyst at IDBI Cap Markets told CNBC-TV18, "IDFC is one of the finest placed stocks at this point of time. The only issue that remains is how IDFC ropes up the branch, how the expansion happens and the kind of credit book growth that they are able to bring in. So simply you would be watching out for the retail credit growth how they are able to rope in and that is something I am keen to watch out for because corporate lending book will not be much of an issue for IDFC at this point of time but how they grow retail and how they expand their branch network as well as how they gather the deposit franchise that is something one has to watch out for but for a long-term period, it is definitely one of the finest pick at this point of time."

At 14:25 hrs IDFC was quoting at Rs 155.70, up Rs 0.10, or 0.06 percent.

The share touched its 52-week high Rs 175.15 and 52-week low Rs 88.10 on 01 December, 2014 and 04 February, 2014, respectively.