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Women’s Day: Women borrowers witnessing highest growth in personal loan segment, says CRIF Report

Hiral Thanawala   •

The number of young women borrowers under the age of 35 years has continued to increase over the last three calendar years (from CY 2021 to CY 2023). Further, new-to-credit women borrowers are also contributing to the growth and showing responsible borrowing behaviour.

The shift in women’s credit behaviour can be attributed to advancements such as digitisation which is leading to easy and quick access to formal credit, and credit scoring.

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