Most personal accident insurance policies provide for deaths; obviously you cannot die multiple times. However, a lot of policies also allow for a per day allowance to the extent when you are temporarily disabled. Then therefore multiple times if you have accident and you are disabled multiple times you can get paid multiple times, that is not a problem to the extent of the policy.
Most accident policies once they payout, they go, so you might have to take the policy again. Otherwise there is no problem in getting paid multiple times for temporary or permanent disability.
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