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Linking RuPay credit cards to UPI: What you need to know

In June 2022, the RBI allowed RuPay credit cards to be linked to UPI. No other credit card has this facility. According to banking experts, allowing other networks to integrate with UPI will broaden the scope of digital payments, fostering competition and innovation.

Linking your credit card to UPI allows you to spend smaller amounts through your credit card.

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