PMS or Mutual Funds? How returns compared

With smaller size making PMSs funds more nimble, they have also now built a healthy track record. So much so that, the returns delivered by the top PMS schemes handily beat those delivered by the top MF returns across categories, and across time periods, according to PMS AIF WORLD.

April 22, 2024 / 20:40 IST
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PMS funds have a total corpus of Rs 29 crore versus Rs 53.4 crore of equity assets under management under equity mutual funds.
PMS funds have a total corpus of Rs 29 crore versus Rs 53.4 crore of equity assets under management under equity mutual funds.

The PMS and AIF industry has grown rapidly over the past few years, despite higher expenses compared with mutual funds, as high-ticket investors prefer the comfort of having more direct access to their investment advisors/fund managers than being seen as one of the millions of investors invested in a mass product.

With no significant long-term track record, this asset growth came on the back of goodwill and sheer marketing. However, with smaller- size making PMSs funds more nimble, they have also now built a healthy track record. So much so that, the returns delivered by the top PMS schemes handily beat those delivered by the top MF returns across categories, and across time periods, according to a report by PMS AIF WORLD. Currently, PMS funds have a total corpus of Rs 29 trillion versus Rs 53.4 trillion  of equity assets under management under equity mutual funds. Size, does, matter it seems. And in this case, the smaller, the better.

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Take a look at how the best PMSs compare with the best MFs

10-year returns