As October 2025 nears, keeping track of bank holidays becomes important for anyone planning financial transactions, visiting branches, or handling paperwork. The Reserve Bank of India (RBI) publishes a holiday schedule every year that serves as the official reference for when banks across the country will remain closed.
RBI's Guidelines for Bank Holidays
The RBI issues an annual calendar covering holidays for all scheduled banks-public, private, cooperative, rural, and local area institutions. This includes:
Weekly holidays: All Sundays, and the second and fourth Saturdays of the month.
National and gazetted holidays: Fixed dates that apply across many states.
Regional and festival holidays: Dates specific to particular states, based on local observances.
These notifications are binding for banks and form the primary source for branch closure information.
| Date | Day | Holiday / Occasion | Notes / States |
| 2 October 2025 | Thursday | Mahatma Gandhi Jayanti | National Holiday (All States) |
| 11 October 2025 | Saturday | Second Saturday (RBI Non-working) | All banks closed (RBI rule) |
| 25 October 2025 | Saturday | Fourth Saturday (RBI Non-working) | All banks closed (RBI rule) |
| 5, 12, 19, 26 October | Sundays | All Sundays (Weekly holiday) | All banks closed nationwide |
| 20 October 2025 | Monday | Diwali / Deepavali | Festival holiday (Many states) |
According to the RBI's holiday framework, October 2025 features both national and regional breaks. Some notable ones include:
Maha Navami (October 1, 2025): Observed in states like Bihar, Karnataka, Kerala, Odisha, and Tamil Nadu.
Vijayadashami/Dussehra: Recognised in several states as per the RBI calendar.
Bhai Dooj (October 23, 2025): Applicable in Gujarat, Uttarakhand, Uttar Pradesh, and a few other states.
Alongside these, regular weekly closures (Sundays, second and fourth Saturdays) will also apply nationwide.
How These Holidays Impact You
On the listed holidays, branch services such as cheque clearance, passbook updates, or cash handling will not be available.
Digital banking channels-mobile apps, net banking, and ATMs-will continue to function as usual.
If an important date such as a loan repayment, recurring deposit deduction, or investment maturity falls on a holiday, processing is typically moved to the next working day in line with RBI guidelines.
Planning Ahead
To avoid last-minute disruptions, customers should plan critical branch-related work a day or two before these holidays. For routine transactions, online banking and ATM facilities provide round-the-clock alternatives.
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