The air is filled with the scent of sweets, shopping malls are decked up in shimmering lights, and your calendar is packed with celebrations — yes, the festive season is here! This time of year, brings joy, togetherness, and yes… a list of expenses longer than your shopping bill. But don’t worry — a personal loan can be your ultimate festive companion, helping you celebrate stress-free and in style.
To make your celebrations even more rewarding, Bajaj Finserv has launched the Prime Loan Festival — packed with exciting benefits like instant approvals, exclusive offers, and festive rewards.
A Festive Bonus: Bajaj Prime + Amazon Voucher*
If you're planning to apply for a personal loan this festive season, here's some icing on the cake. When you apply through Bajaj Finserv, you get:
- A Bajaj Prime membership*
- An Amazon voucher worth Rs. 200*
This means extra rewards for your regular spending — and more reasons to celebrate.
Why choose a personal loan this festive season?
Festivals are about more than just traditions — they’re also about upgrading your lifestyle, pampering your loved ones, and enjoying the moment. Whether you’re looking to:
- Redesign your living space for the festive vibes
- Buy a new smartphone or smart TV on sale
- Gift something special to your family
- Plan a last-minute festive getaway
- Or manage multiple small expenses in one go
A personal loan gives you the flexibility to do it all — without dipping into your savings.
What’s even better? Today, you don’t need to run from branch to branch with a bunch of documents. You can apply online, get approved in minutes, and receive funds directly into your account. Simple, quick, and entirely digital.
Instant personal loans with zero hassle — here’s how
Getting a personal loan during the festive season has never been easier. Here's why:
- Quick approvals and instant disbursal
You can apply online in just a few minutes, and if you’re eligible, the amount gets disbursed directly to your bank account — sometimes in just 24 hours*.
- Minimal documentation
No need for bulky paperwork. All you usually need is your ID proof, address proof, and income proof. The entire process is paperless and super smooth.
- Flexible loan amounts
Whether you need funds for a big-ticket purchase or multiple festive expenses, you can get a personal loan of up to Rs. 55 lakh to suit your needs.
- Customisable tenures
With repayment tenures ranging from 12 months to 96 months, you can pick an EMI plan that suits your budget. You don’t have to worry about straining your monthly cash flow.
Use the personal loan eligibility calculator before you apply
Before hitting that ‘Apply Now’ button, it’s a smart move to check where you stand with the personal loan eligibility calculator. It’s a simple online tool where you just enter a few basic details like your DOB, monthly income, and city of residence — and it shows you whether you qualify for a loan and how much you’re eligible for.
This step helps you plan better and saves time during the application process. It also gives you an idea of the EMI you’ll be paying, so you can manage your festive and post-festive budget with confidence.
Tips to keep in mind
- Always borrow what you can repay comfortably. Avoid overspending just because loan approvals are quick.
- Use the personal loan eligibility calculator to estimate your repayment capacity.
- Compare interest rates and read the terms and conditions before finalising the loan.
The festive season should be about creating memories, not stressing over your bank balance. With an instant personal loan, you can bring your plans to life without delay — and without emptying your savings. And with the added benefits of a Bajaj Prime membership* and an Amazon voucher worth Rs. 200*, this year’s celebrations just got even better.
So why wait? Check your eligibility, apply online, and let the festivities begin — all with zero hassle.
Apply for your personal loan today and make this festive season truly unforgettable.
Terms and conditions apply*
Moneycontrol Journalists are not involved in creation of this article.
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