HomeNewsOpinionRBI report reveals India’s consumption boom powered by affluent borrowers

RBI report reveals India’s consumption boom powered by affluent borrowers

Manas Chakravarty • July 02, 2025 / 07:58 IST

The Reserve Bank of India's latest Financial Stability Report exposes a troubling truth: India's consumption-driven growth is increasingly powered by wealthy households who can access cheap credit

It is increasingly the affluent borrowers who are driving the demand for housing loans.

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