Arihant Capital's research report on Ujjivan Small Finance Bank
Ujjivan Small Finance Bank (Ujjivan SFB) is a mass market focused SFB in India, catering to unserved & underserved segments with focus on digital capabilities, customer-centricity, and financial inclusion, especially in rural areas Ujjivan’s journey towards building retail portfolio is progressing well and its liability franchise trending better with NIMs at 9.5% and CASA ratio at 26.4%.
Outlook
On our target of INR 49.4 USFL would trade at INR 573 respectively.
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