Pension Fund Regulatory and Development Authority (PFRDA) is considering allowing exposure to commodities like gold and silver within pension fund portfolios, chairperson, S Ramann said on October 8.
"We have now got a request from the pension funds and other regulators to allow for commodities to be brought within the fold of the investment guidelines. Now we need to think it through carefully, is gold and silver sort of immediate commodities that come to mind, is it something that we would like to bring within the investment guidelines, Ramann said during the interaction at Global Fintech Fest 2025.
The regulator is cautiously weighing the inclusion of gold and silver within pension fund portfolios, with internal committees already evaluating the proposal.
He added that it is important for pension funds to not look like mutual funds.
The pension fund intrinsically is not allowing you to take your money out. We are working on that liquidity.
We certainly don't want to have an indiscriminate withdrawal of funds from a pension fund because it is vital for that money to stay long term, he added.
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