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Personal accident insurance: Benefits, price and everything else you need to know

Khyati Dharamsi   •

Regular health insurance policies cover hospitalisation due to an accident, but not disability, fracture and income loss. Assess the need for a personal accident cover only after taking into account the free personal accident policies and riders attached with life insurance covers

The personal accident cover would offer a lumpsum payment based to the insured or the family based on the type of injuries sustained during an accident, whether in India or abroad.

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