Advertorial: Mobile money management with MyUniverse

Mobile money management with MyUniverse Money management has come a long way. Today, with debit cards, credit cards, ATMs, and the infinite financial instruments and avenues for various financial purposes; money management has undoubtedly become incredibly onerous.

Technology has been an ideal partner for easing out the discomforts of our financial world. The need today is money management on the move. That is where our smart phones take charge. The digital world is where most of the banks lie today. Money management today is dreaded by most of us. We earn more, courtesy better education. We spend more, courtesy credit cards. We withdraw more, courtesy ATMs. We invest more, courtesy a multitude of financial institutions. But, do we manage our money better today than our parents and grandparents did back in the day? Also read: How to analyse debt mutual funds? Money management has become far too complex today because of the array of options available and the acute shortage of time. Hence, it's no surprise that the virtual world has, today, become our reality. Why an app? We're swiping our credit/debit cards at the nearest ATM every day (more than once, in a majority of cases). We are transacting financially in numerous, miscellaneous ways without even realizing it. As a result, we're losing track of where it has all gone. With work completely consuming our lives, there is no time to allocate to tracking and managing our money. Today, everything is on-the-go, because there's just no time. And there's no other way to put that. Eat on-the-go, get dressed on-the-go, get work done on-the-go, study on-the-go, etc. Hence, being able to manage our money on-the-go is a godsent to us all. Be smart With smart phone's being the new 'in' thing, mobile money management apps are a huge boon! Think about it - would you rather spend all the week and then somehow manage to squeeze in some time at the end of that week (if you're able to and lucky enough) with great difficulty to sit and wrack your brains trying to recollect where your money's gone? Or would you rather just use a convenient money management app on your smartphone to track your money daily, every other hour, on-the-go? The fact that it is available 24x7 makes it the ideal partner to record and track your money - thus empowering you to make informed financial decisions. MyUniverse for your finances To help you track your money better and ease the hassles, Aditya Birla Money MyUniverse, has now launched a comprehensive mobile money management application. If you're looking for a reliable, simple, user-friendly app to help you manage your finances on-the-go, look no further. Here are some reasons why you should have it: 1. My Money - Once you've set up your accounts on MyUniverse, this screen will let you view the status of all individual accounts at one glance. You can even dig deeper by categorizing your transactions - from your phone! 2. Expense Manager - This will enable you to track your expenses across various categories, set budgets and then monitor and stick to them with timely alerts. New mantra: save more, spend smarter. 3. Money On The Go - Get customized recommendations, alerts, pertinent advice and notifications on all aspects of your money on the app home screen itself. 4. My Wallet - Record your cash expenses when on the move while your ATM wthdrawals are all getting automatically updated. 5. My Investments - Track prices, returns, performance trends, news, dividends and major corporate decisions and announcements that are likely to affect all your mutual funds and stocks. Note however that you need to have registered with MyUniverse online if you wish to use this app. In this case, your mobile app will sync automatically with your online account. So, go ahead and register yourself on MyUniverse, post which you can search for MyUniverse in your Android Google Play Store or download it here - http://bit.ly/MyUniverse Install the app right now to start managing your money more efficiently, and saving precious time while at it.