Mutual fund inflows through the Systematic Investment Plan (SIP) route rose to a new high of Rs 27,269 crore in June 2025, highlighting retail investors' growing discipline and resilience despite market volatility.
This marked a 2.2 percent increase from the inflow od Rs 26,688 crore seen in May, and a 5.2 percent rise over March levels.
The number of contributing SIP accounts increased from 8.56 crore to 8.64 crore in June, and SIP assets under management rose to Rs 15.31 lakh crore, with SIPs accounting for 20.6 percent of the mutual fund industry’s total assets, up from 20.2 percent in May.
The total SIP account base has expanded as well. The number of SIP accounts at the end of June stood at 9.19 crore, up from 9.06 crore in May, with 62 lakh new SIP registrations in the month, while 48 lakh accounts were closed or matured.
On the SIP flows, Himanshu Srivastava – Associate Director - Manager Research, Morningstar Investment Research India said the continued strength of systematic investment plans (SIPs) reflected retail investors' disciplined participation. "June's inflow marked a potential turning point, highlighting the enduring structural confidence in Indian equities and a growing risk appetite among investors."
Akhil Chaturvedi, Executive Director & Chief Business Officer, Motilal Oswal AMC concured adding that SIP registrations in count as well as flow has touched all time high and were up by almost 600 crore. "There is confidence amongst retail investors which is reflecting through the incremental flows, this is very healthy and positive for the industry and Indian markets," he said.
The SIP stoppage ratio, defined as the number of SIPs discontinued as a percentage of existing SIPs, stood at 56.1% in June from around 72 percent in May 2025 and nearly 300 percent in April. The ratio reflects the percentage of discontinued or expired SIPs relative to new registrations. A lower stoppage ratio suggests that a larger share of investors are sticking with their investment plans.
On the back of mark-to-market (MTM) gains in equities, the overall net assets under management (AUM) of the mutual fund industry rose to an all-time high of Rs 74.41 lakh crore as against Rs 72.20 lakh crore in May and Rs 69.99 lakh crore in April. After a sharp 22% MoM decline in May, equity mutual fund inflows showed a 24% rise in June, at Rs 23,587 crore, monthly data released by the Association of Mutual Funds in India (AMFI) on July 9 showed. This is the 52nd month of continued net inflows into open-ended equity schemes.
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