The festive season is around the corner. And for the first time in two years, you can look forward to going out and celebrating with your loved ones. To make Diwali more memorable, you may want to paint your house, change your existing furniture, or even revamp the interiors of your home. Instead of breaking your long-standing investments or hard-earned savings, consider opting for a personal loan with Bajaj Finserv. A home improvement loan is a tailored personal loan that gives you ample funds to reshape and modernize your home.
You can repay the home improvement loan in instalments spread across a tenure of your choice, saving you from financial strain. This makes it among the best personal loan in India to use for your home improvement expenses.
Here are some of the primary reasons why you should choose the Bajaj Finserv Personal Loan for home improvement:
Borrow up to Rs.35 lakh: You can select a higher loan amount to finance all your festive expenses. Depending on the eligibility, you can borrow an amount as low as Rs. 20,000 and go as high as Rs. 35 lakh.
Minimal documentation: Bajaj Finserv only asks for a few basic documents to verify and approve the personal loan application. You may even qualify for an Instant Personal Loan offer, where you can get funds in just a few hours.
Instant approval: If you are a salaried individual employed in a reasonably reputable private or public company, getting approval takes as little as 5 minutes.
Money in 24 hours*: Once approved, in most cases, you can have the loan amount transferred to your bank account within 24 hours.
Flexible tenure: Bajaj Finserv offers flexible repayment tenures ranging from 12 to 60 months.
Flexi Hybrid loan facility: With the Flexi Hybrid loan offered by Bajaj Finserv, you can get the flexibility of paying interest-only EMIs for a part of your loan tenure.
How to apply for a Bajaj Finserv Personal Loan:
- Visit the Bajaj Finserv website and click on the application form on the Personal Loan page to start the application process
- Enter the 10-digit mobile number and update the OTP sent to your phone number
- Fill in the application form with basic details and enter the loan amount needed. (If you have an Instant Personal Loan offer, you may find that your application form is already pre-filled)
- Verify the loan details and pick a suitable tenure
- Complete the KYC and submit your application for processing.
That’s all it takes to get a personal loan from Bajaj Finserv.
With several attractive benefits in store, you can conveniently apply for a personal loan and get a sanction of up to Rs. 35 lakh. That’s not all; you can also use the Personal Loan EMI Calculator to calculate your estimated EMIs and plan the repayment better.
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