Check out the Best Raksha Bandhan Offers on Insta EMI Card

Limited-period discounts reach up to 90% on rakhis, 85% on electronics, and 65% on laptops. Fashion items, jewellery, and gift hampers also carry substantial price cuts. The sale covers every gifting need from traditional to modern preferences.

Even with the offers available, shopping during a sale can affect your monthly budget. Modern payment solutions like the Insta EMI Card ensure you don't have to wait months to save money for big purchases or sale shopping sprees. The Insta EMI Card simply converts the costs into manageable monthly payments using flexible easy EMI options.

Shop the smart way, without a credit card

The Bajaj Finserv Insta EMI Card has made the Flipkart Raksha Bandhan Sale accessible to everyone. This payment solution works like a credit card but offers more flexibility and minimal interest charges. You can purchase expensive items today and pay later in comfortable instalments based on your chosen tenure.

Splitting costs over months reduces the immediate pressure on your budget significantly. So, a Rs. 25,000 smartphone paid across a 3-year tenure becomes less than Rs. 700 per month. This approach allows you to maintain your regular expenses while enjoying your premium purchases right away.

The Bajaj Finserv Insta EMI Card converts your entire purchase into easy EMIs automatically. You select a tenure between 3 and 60 months that works for you based on your financial situation. No credit card applications, lengthy approvals, or hidden charges complicate the process either. The Insta EMI Card’s eligibility criteria is simple and transparent for quick access.

Why choose the Bajaj Finserv Insta EMI Card

This digital card works at over 1.5 lakh partner stores across 4,000 Indian cities and all major e-commerce platforms, including Flipkart. The Bajaj Finserv Insta EMI Card eligibility includes basic requirements in terms of nationality, age, and income.

It provides instant approval as well, making it perfect for time-sensitive sales like the Flipkart Raksha Bandhan Sale. No lengthy documentation or credit history checks delay your shopping plans. What's more, your pre-qualified card loan limit reaches up to Rs. 3 lakh for multiple purchases, bridging the gap between wanting and owning premium products instantly.

The several advantages it offers over traditional payment methods ensure the Insta EMI Card makes your shopping stress-free and budget-friendly.

• Generous pre-qualified card loan amount up to Rs. 3 lakh


• Easy EMIs with minimal interest charges.


• Flexible repayment tenures extending from 3 to 60 months.


• Instant approval


• Zero foreclosure charges that allow early repayment without penalties


• Zero down payment offers at partner stores during festive seasons.


• Credit score improvement through timely repayment.

The process is completely digital and streamlined:

• Visit the Flipkart e-commerce website during the sale and browse the products available.


• Add the items you desire to your cart.


• During checkout, select 'EMI payments from among the payment options.


• Enter your Bajaj Finserv Insta EMI Card details.


• Choose a comfortable EMI tenure from the available options.


• Authenticate the purchase with an OTP and receive order confirmation.

Tips for responsible credit use

• Set reminders to track upcoming payments or set up auto-pay to avoid missed payments.


• Avoid exceeding a comfortably affordable EMI outflow by making too many purchases on EMI.


• Take advantage of nil foreclosure penalties to pay off your loan early, when possible.


• Monitor your credit regularly to immediately identify and rectify errors that might hurt it.

Getting your Bajaj Finserv Insta EMI Card is straightforward, whether you find online or in-person applications more convenient.

Online application process

• Visit the Insta EMI Card section on the official Bajaj Finserv website.


• Click on 'APPLY' and enter your mobile phone number.


• Complete the authentication process with the one-time password.


• Fill in the application form to reveal your pre-qualified limit.


• Use your Aadhaar details or DigiLocker to complete the KYC verification.


• Pay the one-time joining fee of Rs. 530 upon approval.


• Register the e-mandate and your card will be activated for use.

• Visit your nearest Bajaj Finserv partner store.


• Approach a store representative and request their assistance.


• Provide the necessary documents for verification.


• Once approved, pay the joining fee and your card will be issued for use.

Moneycontrol Journalists are not involved in creation of this article.