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FIBE Personal Loan

FIBE offers personal loans with a focus on flexibility, fast approval, and competitive interest rates. With a maximum loan amount of ₹5 lakhs, an interest rate range of 20% to 30% p.a., and a loan tenure of up to 36 months, FIBE provides an accessible financing solution for various personal needs.

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Loan Highlights
Features
Eligibility criteria
Documents Required
How To Apply
FAQs
Partners
Articles
Testimonials

FIBE Personal Loan Highlights

Interest Rate
20-30% p.a.
Loan Amount
Up to ₹5 lakhs
Tenure
Up to 36 months

Features of FIBE Personal Loan

Loan amount: FIBE offers personal loans of up to ₹5,00,000, giving borrowers a significant amount to cover various expenses.
Loan tenure: The repayment period for FIBE personal loans can extend up to 36 months, offering flexibility in monthly payments.
Interest rates: Interest rates for FIBE personal loans range between 20% and 30% p.a., depending on your credit score, income, and other factors.
No collateral required: FIBE personal loans are unsecured, so you won’t need to provide any assets or property as collateral.
Quick approval: FIBE promises fast loan approval, typically within 1-2 business days.
Flexible repayment options : FIBE offers a variety of repayment terms that suit different financial situations, with options up to 36 months.
Minimal documentation: The application process is quick and requires minimal documentation.

Why Choose Moneycontrol?

Low Interest Rate
Instant Disbursal
Multiple Offers
100% Digital Process

Eligibility Criteria for FIBE Personal Loan

To qualify for a FIBE personal loan, applicants must meet the following eligibility requirements:

age
You must be between 19 and 55 years old.
Employment status
You must be employed either as a salaried individual or self-employed with a regular income.
Income
The minimum monthly income requirement is ₹18,000 for salaried employees
Credit Score
A minimum credit score of 650 is typically required. Higher credit scores improve your chances of better terms.
Residence
You must be an Indian resident with a valid address in the serviceable region.
Existing loans
Your existing loan obligations, if any, should not affect your repayment ability. A lower debt-to-income ratio can increase your chances of approval.

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Documents Required for FIBE Personal Loan

To apply for a FIBE personal loan, you will need to submit the following documents:

Identity proof: Aadhar card, Passport, Voter ID, or Driver’s Licence
Address proof: Aadhar card, utility bills, passport, or ration card
Income proof:
- For salaried individuals: Salary slip for the last 3 months or bank statement for the last 6 months.
- For self-employed individuals: ITR (Income Tax Return) or bank statement for the last 6 months.
Photographs: Passport-sized photographs.
KYC documents: Proof of identity and address as per KYC guidelines.
Application form: Filled application form with personal details and loan requirements.

Pick Your Loan Amount

How to apply for FIBE personal loan

You can apply for a FIBE personal loan loan online via Moneycontrol using the following steps:

1
Enter your details
2
Pick the best loan offer from multiple lenders including FIBE
3
Complete your KYC
4
Set up EMI repayment
5
Withdraw funds to your bank account

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FAQs about FIBE personal loan

What is the maximum loan amount I can get with a FIBE personal loan?

The maximum loan amount available is ₹5,00,000.

. What is the interest rate for FIBE personal loans?

The interest rate ranges between 20% and 30% p.a, depending on your credit score and financial profile.

Can I repay the loan before the tenure ends?

Yes, FIBE allows early repayment of the loan, but there may be some prepayment charges depending on the terms of your loan agreement.

How long does it take for FIBE to approve the loan?

FIBE processes loan applications quickly, with approval typically granted within 1-2 business days.

Do I need to provide collateral for the loan?

No, FIBE personal loans are unsecured, meaning no collateral is required.

Can I apply for a personal loan if I have a low credit score?

A higher credit score increases your chances of approval and getting a better interest rate. However, if you have a low credit score, you may still be eligible for a personal loan, but you may be offered a higher interest rate.

Can I use a personal loan for business purposes?

Personal loans are usually intended for personal use such as medical expenses, home improvement, or emergencies. However, some lenders may allow you to use the loan for business purposes, depending on the terms.

Can I transfer my personal loan to another lender?

Yes, you can transfer your personal loan to another lender through a loan balance transfer. This might help you get a better interest rate or favourable terms.

Can I get this loan immediately without a salary?

No, a steady income source is essential for personal loan approval.

Can I prepay my personal loan early?

Yes, FIBE allows early repayment of the loan, but there may be prepayment charges depending on your loan agreement.

Can I get a personal loan with no credit history?

While having no credit history may reduce your chances of getting a personal loan, FIBE may still approve your application based on factors such as your income, employment history, and ability to repay.

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User Testimonials

I would like to thank Moneycontrol, few days back I met with an accident and I didn’t have much money to pay in one go. So, I took an instant cash advance from Moneycontrol. They helped me to clear all the medical bills in just 10 mins!

Suresh V Rangnathan

The overall experience with Moneycontrol was really good. I applied for an online personal loan and the service was very quick. The entire process was fast and smooth, and the loan was sanctioned without any hassles.