Buying a plot? Do these checks before you pay
Personal Finance | Updated: Feb 13, 2026
- Verify land ownership history and title documents before buying.
- Verify loans, legal claims, and court cases on the land.
- Ensure land use, access, and registration to prevent disputes.
8th Pay Commission Update: No plans to set up separate Pay Revision Committee for CPSE employees below board-level, says Finance Ministry
Personal Finance | Updated: Mar 10, 2026
- No proposal for separate PRC for CPSE non-executive employees
- Govt sets uniform pay guidelines for CPSEs
How market uncertainty pushed EPFO to keep interest rate unchanged for third straight year
Personal Finance | Updated: Mar 02, 2026
- EPFO keeps interest rate unchanged at 8.25% for FY26
- Over 7.8 crore subscribers to benefit from stable returns
- EPFO faces estimated Rs 944 crore loss for FY26 at this rate
Have an inactive EPF account? Here’s how you can get your money back
Personal Finance | Updated: Feb 24, 2026
- Over 600,000 inactive EPF accounts with up to Rs 1000 to be refunded
- Refund will be sent directly to Aadhaar-linked bank accounts
- No need to file claims or submit documents for the refund process
From high-value swipe scrutiny to tax payments: 5 big changes proposed for credit card users
Personal Finance | Updated: Feb 22, 2026
- Credit card spends over Rs 10 lakh may face stricter reporting
- Credit card statements could serve as proof of address for PAN
- Taxpayers may soon pay income tax using credit cards
What happens when you stay invested for five more years
Personal Finance | Updated: Feb 13, 2026
- Long-term investing boosts returns via compounding, not higher risk or returns.
- A Rs 5 lakh lump sum can grow to Rs 27.36 lakh in 15 years at 12% annual returns
- Even smaller investments can grow significantly over time with patience
Metals shine as gold, silver prices soar on India-US trade deal
Personal Finance | Updated: Feb 03, 2026
- US-India trade deal boosts stocks, rupee, and precious metals after tariff cuts
- Gold and silver prices rebound due to sentiment and lower safe-haven demand.
- Stronger rupee, better trade ties may temporarily limit gold and silver prices.
Overseas education costs jump over 20% in a year as rupee slides
Personal Finance | Updated: Jan 28, 2026
- Rupee depreciation sharply raises overseas education costs for Indian students
- Costs at Harvard, Oxford, and Melbourne have risen by Rs 5–14 lakh in one year
- Families advised to hedge currency risk with dollar assets or scholarships
PF withdrawal rules: know how and when you can take money out
Personal Finance | Updated: Jan 25, 2026
- EPFO streamlines withdrawals into three categories: Essential, Housing, Special
- Members can withdraw 100% PF upon retirement, disability, or migration.
- Passbook Lite and UPI withdrawals to simplify PF access and tracking
Medical crises main trigger for personal loans in Indian cities: Report
Personal Finance | Updated: Jan 22, 2026
- Medical emergencies drive 11 percent of personal loans, higher in Tier 1 cities
- 36 percent borrow for aspirational needs, 16 percent for business investments
- Just 7% fully grasp credit scores' effect on loan approval and pricing.
Inherited gold jewellery: Know when you pay tax and when you don’t
Personal Finance | Updated: Jan 22, 2026
- Inherited gold jewellery is not taxable until it is sold.
- Capital gains tax applies only on profit from sale of inherited gold.
- LTCG on gold sold after 24 months is taxed at 12.5 percent without indexation.
Silver is stealing the show; what should you do?
Personal Finance | Updated: Jan 21, 2026
- Silver reached record highs; ETFs surged 188-222% in a year, sparking investor debate.
- Experts advise rebalancing silver ETF holdings, not panic profit-booking
- Silver ETFs are better as portfolio diversifiers, not core investments due to volatility.
Does health insurance cover Ayurveda, Homeopathy and other alternative treatments under OPD?
Personal Finance | Updated: Jan 21, 2026
- AYUSH treatments covered for hospitalization, not typically for OPD consultations.
- OPD coverage for alternative therapies is rare and policy-specific.
- Check your policy for AYUSH OPD benefits and hospital eligibility criteria.
Will Budget 2026 fix NRI exit barrier? Experts call for simplified TDS rules on property sale
Personal Finance | Updated: Jan 19, 2026
- Calls grow to simplify TDS rules for NRI property sales ahead of Budget 2026
- Current TDS rates for NRI sellers range from 12.5 percent to 31.2 percent
- Deloitte suggests easing compliance to boost NRI participation in real estate
Do you know that your credit card also offers insurance against outstanding balance? Know what it is and how it works
Personal Finance | Updated: Jan 19, 2026
- Credit card life insurance pays off dues if the cardholder passes away.
- Banks offer this cover as an add-on, with premiums based on coverage amount.
- Experts recommend using it as a supplement, not a replacement for term life insurance.
EPF withdrawals through UPI: What’s changing, how it will work, rollout timeline explained
Personal Finance | Updated: Jan 17, 2026
- EPF subscribers may soon withdraw funds directly to bank accounts via UPI.
- New rules will allow up to 100% withdrawal of eligible EPF balance.
- System rollout expected by April, benefiting nearly 8 crore EPFO members.
Widowed daughter-in-law can seek maintenance from father-in-law’s estate: Supreme Court
Personal Finance | Updated: Jan 16, 2026
- A widowed daughter-in-law can claim maintenance from her father-in-law's estate
- Heirs must proportionately contribute to maintenance claims, says Supreme Court.
- The ruling affects all current and future cases under the Hindu Adoptions Act.
Axis Bank and Kotak Mahindra Bank revise FD rates; know how much you can get
Personal Finance | Updated: Jan 16, 2026
- Axis Bank to revise FD rates from Jan 15, 2026 for deposits under Rs 3 crore
- Senior citizens get up to 7.20 percent, general depositors up to 6.45 percent
- Axis Bank launches 'Lock FD' feature to prevent online fraud on fixed deposits
Bihar to launch doorstep property registration for senior citizens from April 1: How to apply
Personal Finance | Updated: Jan 15, 2026
- Bihar to offer doorstep property registration for residents aged 80 and above
- Service starts April 1, 2026; public suggestions open until January 19, 2026
- Mobile units will complete registration within seven working days of application
What does Rs 580-crore Groww–State Street deal mean for investors
Personal Finance | Updated: Jan 15, 2026
- Groww sells 23 percent stake in AMC to State Street for Rs 580 crore
- Groww retains 77 percent stake and full operational control after the deal
- State Street brings global passive investing expertise to Groww AMC
Home-loan growth shifts beyond metros, Tier-2, 3 cities drive volumes: Report
Personal Finance | Updated: Jan 14, 2026
- Home loan volumes grew 81% in Tier-2 and Tier-3 cities, surpassing Tier-1 cities.
- Emerging markets accounted for 64% of total home loan volumes in 2025
- Premiumisation is limited to metros like Mumbai, Gurugram, and Hyderabad.
From EMIs to keys: Completion of stalled Jaypee units offers hope to thousands of homebuyers
Personal Finance | Updated: Jan 14, 2026
- Suraksha Group completes 5,989 homes at Jaypee Wish Town, Noida.
- Occupancy certificates obtained for 31 towers, covering 3,135 units.
- Jaypee's progress boosts optimism for stalled Noida and Greater Noida projects.
Restaurant cannot charge above MRP for packaged water, rules Chandigarh consumer commission; diner awarded Rs 3,000 compensation
Personal Finance | Updated: Jan 13, 2026
- Restaurants cannot charge above MRP for sealed, pre-packaged water bottles.
- Chandigarh restaurant to refund excess charge, pay Rs 3,000 compensation.
- Commission ruled ambience or service costs don't justify selling above MRP.
Donald Trump’s proposes 10% credit card interest cap. Can India do the same?
Personal Finance | Updated: Jan 13, 2026
- Trump proposes 10% cap on US credit card interest rates for one year from Jan 20
- Only RBI or Parliament can cap bank interest rates, not Indian courts.
- RBI can cap rates but now follows market-linked pricing for credit cards
PPF account after 15 years: Close, extend or withdraw? Know the rules
Personal Finance | Updated: Jan 13, 2026
- PPF matures in 15 years with options to withdraw, extend, or continue deposits.
- PPF offers tax-free returns; contributions, interest, withdrawals are exempt.
- Interest rate for FY 2025–26 is 7.1 percent per annum, credited annually
Income tax refund not credited? Here are the reasons and this is what you can do
Personal Finance | Updated: Jan 13, 2026
- Tax refunds for FY 2024–25 may take months; processing allowed till Dec 31, 2026
- Delays often caused by data mismatches, bank errors, or extra scrutiny
- Check ITR status, bank details, and respond to notices to resolve refund issues
Budget 2026: Tax relief on savings and FD interest back in focus as savers feel the pinch
Personal Finance | Updated: Jan 10, 2026
- Experts urge higher tax relief on bank interest income in Budget 2026
- Current deduction limits seen as outdated amid rising inflation and living costs
- Retirees and small savers would benefit most from increased exemption thresholds
I-T notice under Section 133(6): Here's what employers should do
Personal Finance | Updated: Jan 09, 2026
- Tax Dept may send notices to employers for TDS checks under Section 133(6)
- Employers must verify notices and provide documents to authorities upon request.
- Keep evidence of claims; file Updated Return if claims are incorrect.
Higher interest shocks taxpayers as Income Tax system flags 234B, 234C charges
Personal Finance | Updated: Jan 09, 2026
- Taxpayers report higher interest under Sections 234B and 234C than expected
- CPC system may overlook capital gains dates, leading to excess interest charges.
- Breakdown of capital gains in ITR can fix interest calculation errors.
Old vs new tax regime: Which option should salaried employees choose while submitting investment proof?
Personal Finance | Updated: Jan 08, 2026
- Employees must choose between old and new tax regimes for TDS calculation
- Old regime suits high deductions; new regime offers lower rates, less paperwork
- Regime choice can be revised annually while filing Income Tax Return