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UTI Liquid Fund - Direct Plan - IDCW - Daily

  • Regular
  • Direct
Category : Liquid Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 1063.7936 0%
    (as on 19th October, 2025)
Crisil Rating
Below average performance among peers
Risk-O-Meter
Moderate Risk

The fund has 118.38% investment in Debt, of which 16.8% in Government securities, 101.58% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • NIFTY Liquid Index A-I
  • NA
  • NA
  • Gold
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Returns (NAV as on 17th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-Oct-25 10010.40 0.10% - 0.11% 27/39
1 Month 17-Sep-25 10046.50 0.47% - 0.48% 10/39
3 Month 17-Jul-25 10137.60 1.38% - 1.43% 12/39
6 Month 17-Apr-25 10292.70 2.93% - 3.02% 18/37
YTD 01-Jan-25 10507.40 5.07% - 5.28% 13/37
1 Year 17-Oct-24 10657.30 6.57% 6.57% 6.78% 16/36
2 Year 17-Oct-23 11383.60 13.84% 6.68% 7.08% 18/36
3 Year 17-Oct-22 12168.50 21.68% 6.75% 7.03% 14/35
5 Year 17-Oct-20 13088.50 30.89% 5.53% 5.70% 12/34
10 Year 17-Oct-15 16590.30 65.90% 5.19% 6.17% 10/29
Since Inception 01-Jan-13 19892.00 98.92% 5.52% 6.34% 14/39

SIP Returns (NAV as on 17th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 17-Oct-24 12000 12405.16 3.38 % 6.29 %
2 Year 17-Oct-23 24000 25669.34 6.96 % 6.59 %
3 Year 17-Oct-22 36000 39837.34 10.66 % 6.68 %
5 Year 17-Oct-20 60000 70301 17.17 % 6.27 %
10 Year 17-Oct-15 120000 158525.64 32.1 % 5.43 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 113 (Category Avg - 64.50) | Modified Duration 0.16 Years (Category Avg - 0.15)| Yield to Maturity 6.00% (Category Avg - 5.96%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.52% 0.67%
CD 45.33% 36.56%
T-Bills 16.28% 18.69%
NCD & Bonds 0.25% 4.83%
CP 56.00% 42.16%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 16.80% 19.36%
Low Risk 101.58% 83.45%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 0.31%
Margin Margin 0.03%
Net Receivables Net Receivables -18.72%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    High volatility
    0.14vs0.13
    Category Avg
  • Beta

    High volatility
    1.4vs1.27
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.01vs0.01
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.21vs-0.2
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Franklin India Liquid Fund - Super Institutional - Direct - Growth 5 2630.59 0.48 1.45 3.07 6.90 7.09
Axis Liquid Fund - Direct Plan - Growth 2 28170.15 0.48 1.44 3.06 6.88 7.13
Groww Liquid Fund - Direct Plan - Growth 1 291.99 0.48 1.44 3.04 6.88 7.02
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth 1 49803.08 0.48 1.44 3.06 6.88 7.15
Tata Liquid Fund - Direct Plan - Growth 3 21302.11 0.48 1.44 3.05 6.87 7.10
PGIM India Liquid Fund - Direct Plan - Growth 1 475.45 0.48 1.44 3.05 6.87 7.12
Sundaram Liquid Fund - Direct Plan - Growth 3 7481.60 0.48 1.43 3.03 6.87 7.11
Edelweiss Liquid Fund - Direct Plan - Growth 4 8130.21 0.49 1.45 3.07 6.87 7.14
Canara Robeco Liquid Fund - Direct Plan - Growth 5 6399.41 0.48 1.44 3.05 6.87 7.11
DSP Liquidity Fund - Direct Plan - Growth 3 16473.54 0.48 1.44 3.05 6.85 7.09

More Funds from UTI Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 5 is/are ranked 4 * , 12 is/are ranked 3 * , 9 is/are ranked 2 * , 1 is/are ranked 1 * , and 43 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Flexi Cap Fund - Direct Plan - Growth 2 25187.42 -0.19 2.16 9.05 2.71 12.70
UTI Nifty 50 Index Fund - Direct Plan - Growth 3 24335.81 1.50 2.66 8.62 4.99 15.14
UTI Liquid Fund - Direct Plan - Growth 2 21945.52 0.48 1.44 3.04 6.83 7.10
UTI Money Market Fund - Direct Plan - Growth 2 18862.20 0.54 1.47 3.47 7.81 7.70
UTI Large Cap Fund - Direct Plan - Growth 2 12946.56 0.72 2.55 7.90 3.09 14.68
UTI Mid Cap Fund - Direct Plan - Growth 2 11666.34 -1.28 -1.11 12.81 -3.32 17.82
UTI Value Fund - Direct Plan - Growth 3 9726.59 0.18 1.19 10.23 0.84 20.44
UTI Arbitrage Fund - Direct Plan - Growth 4 9167.09 0.65 1.58 3.14 7.29 7.68
UTI Nifty200 Momentum 30 Index Fund - Direct Plan - Growth NA 8204.04 2.75 3.06 13.86 -12.03 19.09
UTI Overnight Fund - Direct Plan - Growth NA 6558.86 0.44 1.36 2.76 6.07 6.45

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