Union Multicap Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Cap Fund

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.91 0.51%
(as on 09th September, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 1165.36 Cr

(0.57% of Investment in Category)

Expense Ratio

: 2.18%

(1.95% Category average)

Risk-O-Meter

Very High Risk

Multi Cap Fund :Multi Cap Fund : The fund has 96.03% investment in domestic equities of which 25.88% is in Large Cap stocks, 13.59% is in Mid Cap stocks, 21.4% in Small Cap stocks.The fund has 0.06% investment in Debt, of which 0.06% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
NIFTY 500 Multicap 50:25:25 Total Return Index

2.42%

-1.65%

14.22%

-1.94%

16.95%

24.1%

15.14%
NA
2.91%

0.15%

14.38%

-1.06%

16.61%

23.02%

14.86%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 09th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	02-Sep-25	10133.80	1.34%	-	0.98%	6/34
1 Month	08-Aug-25	10344.60	3.45%	-	2.91%	7/35
3 Month	09-Jun-25	10153.20	1.53%	-	0.15%	8/34
6 Month	07-Mar-25	11554.10	15.54%	-	14.38%	12/33
YTD	01-Jan-25	9974.90	-0.25%	-	0.52%	16/32
1 Year	09-Sep-24	9931.30	-0.69%	-0.69%	-1.06%	11/29
2 Year	08-Sep-23	13203.30	32.03%	14.86%	16.61%	20/24
Since Inception	19-Dec-22	15910.00	59.10%	18.57%	14.86%	9/35

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 09th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	09-Sep-24	12000	12578.63	4.82 %	9.02 %
2 Year	08-Sep-23	24000	26890.14	12.04 %	11.32 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Jul,2025)

Portfolio Turnover Ratio : 125.00% | Category average turnover ratio is 100.41%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 96.03% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.03%

No of Stocks : 77 (Category Avg - 85.48) | Large Cap Investments : 25.88%| Mid Cap Investments : 13.59% | Small Cap Investments : 21.4% | Other : 35.16%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	642.1	5.51%	0.08%	5.83% (Mar 2025)	4.2% (Jan 2025)	3.18 L	0.00
ICICI Bank Ltd.	Private sector bank	522.8	4.49%	0.14%	4.73% (Apr 2025)	3.56% (Aug 2024)	3.53 L	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	398	3.42%	-0.40%	3.89% (Apr 2025)	1.6% (Aug 2024)	2.08 L	-0.15 L
Reliance Industries Ltd.	Refineries & marketing	343.5	2.95%	-0.21%	3.67% (Apr 2025)	0.98% (Dec 2024)	2.47 L	0.00
Infosys Ltd.	Computers - software & consulting	275.8	2.37%	-0.38%	3.48% (Feb 2025)	1.95% (Mar 2025)	1.83 L	-0.19 L
Gabriel India Ltd.	Auto components & equipments	260.4	2.23%	0.73%	2.23% (Jul 2025)	0.87% (Sep 2024)	2.51 L	0.00
Larsen & Toubro Ltd.	Civil construction	242.9	2.08%	0.25%	2.4% (Jan 2025)	0.91% (Sep 2024)	66.81 k	8.39 k
Dixon Technologies (India) Ltd.	Consumer electronics	231.3	1.99%	0.84%	2% (Apr 2025)	0.99% (Sep 2024)	13.74 k	4.74 k
GE T&D India Ltd.	Heavy electrical equipment	223.9	1.92%	0.07%	1.92% (Jul 2025)	0% (Aug 2024)	82.13 k	-9.99 k
Bharat Electronics Ltd.	Aerospace & defense	215.9	1.85%	-0.44%	2.29% (Jun 2025)	0.96% (Sep 2024)	5.64 L	-0.73 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 1.00) | Modified Duration 0.00 Years (Category Avg - 0.00)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	0.01%
T-Bills	0.06%	0.29%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.06%	0.30%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.19%
Net Receivables	Net Receivables	-0.28%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

13.72vs14.03

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.93vs0.95

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.84vs0.89

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.12vs0.13

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

1.03vs1.82

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Multi Cap Fund - Regular Plan - Growth	NA	4130.34	6.89	3.58	15.05	15.58	0.00
WhiteOak Capital Multi Cap Fund - Regular Plan - Growth	NA	2167.07	2.74	1.54	16.50	5.84	0.00
SBI Multicap Fund - Regular Plan - Growth	4	22387.31	1.52	0.53	12.67	3.65	15.83
Edelweiss Recently Listed IPO Fund - Growth	NA	916.49	5.94	5.79	18.34	1.79	14.36
Mirae Asset Multicap Fund - Regular Plan - Growth	NA	3943.36	2.55	0.04	16.42	1.65	0.00
Nippon India Multicap Fund - Growth	4	46215.71	2.63	0.05	16.34	1.22	22.13
Canara Robeco Multi Cap Fund - Regular Plan - Growth	NA	4547.62	2.32	-0.14	15.29	1.04	0.00
Axis Multicap Fund - Regular Plan - Growth	5	8291.80	2.88	0.22	13.83	0.56	21.11
Franklin India Multi Cap Fund - Regular Plan - Growth	NA	5031.81	4.60	2.02	16.75	0.41	0.00
Sundaram Multi Cap Fund - Growth	2	2842.03	2.52	1.16	14.62	0.30	15.71

Detailed Comparison

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hunch
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18 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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33 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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8 hrs ago

Power Your Savings with a High-Yield PSU Bond Meghalaya Energy Corporation Limited – 2030 Bonds now listed on The Fixed Income ✔️ Coupon: 11.45% p.a. ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4 years 5 months (Maturity: Feb 13, 2030) ✔️ Senior Secured | PSU Bond | High Return | Listed Leverage the security of a state-backed PSU with a robust return—ideal for investors seeking dependable growth and strong performance. ???? Explore this powerful investment on The Fixed Income today: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Power Your Savings with a High-Yield PSU Bond Meghalaya Energy Corporation Limited – 2030 Bonds now listed on The Fixed Income ✔️ Coupon: 11.45% p.a. ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4 years 5 months (Maturity: Feb 13, 2030) ✔️ Senior Secured | PSU Bond | High Return | Listed Leverage the security of a state-backed PSU with a robust return—ideal for investors seeking dependable growth and strong performance. ???? Explore this powerful investment on The Fixed Income today: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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83 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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84 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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90 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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+ See More

Union Multicap Fund - Regular Plan - IDCW

Returns (NAV as on 09th September, 2025)

SIP Returns (NAV as on 09th September, 2025)

Tax Treatment

Portfolio (Updated on 31st Jul,2025)

Risk Ratios

Jensen's AlphaAlpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Alternative Funds (Category Peers)

More Funds from

Forum

Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.