Union Low Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Low Duration Fund

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.1327 0.06%
(as on 03rd October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 758.05 Cr

(0.53% of Investment in Category)

Expense Ratio

: 0.25%

(0.33% Category average)

Risk-O-Meter

Low to Moderate Risk

Low Duration Fund :Low Duration Fund : The fund has 85.67% investment in Debt, of which 4.57% in Government securities, 81.1% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

NIFTY Low Duration Debt Index A-I

0.44%

1.34%

3.39%

7.47%

7.49%

5.85%

7.17%
NA
0.62%

1.52%

3.82%

8.08%

7.91%

6.35%

6.89%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 03rd October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Sep-25	10019.80	0.20%	-	0.19%	11/23
1 Month	03-Sep-25	10059.00	0.59%	-	0.62%	22/23
Since Inception	16-Jul-25	10132.70	1.33%	6.28%	6.89%	23/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 18 (Category Avg - 76.22) | Modified Duration 0.90 Years (Category Avg - 0.86)| Yield to Maturity 6.47% (Category Avg - 6.59%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	6.74%
CD	19.18%	20.59%
T-Bills	4.57%	4.81%
CP	0.00%	3.93%
NCD & Bonds	61.92%	55.87%
PTC	0.00%	1.53%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	4.57%	11.55%
Low Risk	81.10%	81.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	12.10%
Net Receivables	Net Receivables	2.23%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Low Duration Fund - Direct Plan - Growth	5	813.13	0.61	1.52	5.04	9.45	8.25
Kotak Low Duration Fund - Direct Plan - Growth	2	13644.30	0.63	1.51	3.84	8.27	7.87
Nippon India Low Duration Fund - Direct Plan - Growth	2	10048.47	0.64	1.56	3.84	8.21	7.77
Axis Treasury Advantage Fund - Direct Plan - Growth	3	7252.03	0.62	1.54	3.81	8.16	7.75
Mirae Asset Low Duration Fund - Direct Plan - Growth	3	1864.53	0.64	1.57	3.83	8.13	7.70
HDFC Low Duration Fund - Direct Plan - Growth	2	24720.51	0.63	1.50	3.84	8.13	7.86
Mahindra Manulife Low Duration Fund - Direct Plan - Growth	1	635.27	0.62	1.62	3.82	8.13	7.80
Aditya Birla Sun Life Low Duration Fund - Direct Plan - Growth	1	14189.05	0.62	1.52	3.77	8.09	7.80
ICICI Prudential Savings Fund - Direct Plan - Growth	3	27162.03	0.60	1.53	3.83	8.08	7.85
Sundaram Low Duration Fund - Direct Plan - Growth	3	568.74	0.60	1.54	3.74	8.02	7.75

Detailed Comparison

More Funds from Union Mutual Fund

Out of 31 mutual fund schemes offered by this AMC, 9 is/are ranked 3 * , 4 is/are ranked 2 * , 1 is/are ranked 1 * , and 17 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Direct Plan - Growth	3	5783.65	0.49	1.44	3.09	6.91	7.12
Union Flexi Cap Fund - Direct Plan - Growth	3	2321.17	1.10	-0.52	10.32	0.25	17.59
Union Flexi Cap Fund - Direct Plan - Growth	3	2321.17	1.10	-0.52	10.32	0.25	17.59
Union Small Cap Fund - Direct Plan - Growth	1	1657.79	0.33	0.68	16.20	-1.62	18.13
Union Midcap Fund - Direct Plan - Growth	3	1508.16	-0.17	0.45	14.69	1.33	20.36
Union Balanced Advantage Fund - Direct Plan - Growth	NA	1351.30	0.73	0.14	6.66	3.35	11.99
Union Multicap Fund - Direct Plan - Growth	NA	1147.68	1.04	0.18	11.99	-1.08	0.00
Union Innovation & Opportunities Fund - Direct Plan - Growth	NA	1031.97	0.94	5.27	18.05	3.24	0.00
Union ELSS Tax Saver Fund - Direct Plan - Growth	2	894.98	0.31	-0.27	11.12	-0.76	17.28
Union Large and Mid Cap Fund - Direct Plan - Growth	3	886.79	0.11	0.33	11.94	0.80	17.46

All funds

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krishna_ksvs
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9 days ago

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44 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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7 hrs ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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72 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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109 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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110 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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