you are here:

Tata Retirement Savings Fund - Regular Plan - Moderate Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 43.3692 -1.12%
    (as on 21st January, 2022)
Invest Now
Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
Very High

Fund has 79.82% investment in indian stocks of which 41.64% is in large cap stocks, 16.62% is in mid cap stocks, 9.29% in small cap stocks.Fund has 14.98% investment in Debt of which 4.02% in Government securities, 10.96% in funds invested in very low risk securities..

This Scheme
VS
  • Nifty 50
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Nifty 50 : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 20th January, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 13-Jan-22 9753.80 -2.46% - -1.27% 26/28
1 Month 20-Dec-21 10477.80 4.78% - 3.22% 9/28
3 Month 20-Oct-21 9782.40 -2.18% - -0.03% 26/28
6 Month 20-Jul-21 10903.70 9.04% - 7.63% 10/28
YTD 31-Dec-21 10026.00 0.26% - 0.78% 18/28
1 Year 20-Jan-21 11712.50 17.12% 17.12% 14.67% 9/24
2 Year 20-Jan-20 13707.20 37.07% 17.05% 14.33% 8/24
3 Year 18-Jan-19 15231.50 52.31% 15.01% 13.27% 5/13
5 Year 20-Jan-17 19462.10 94.62% 14.24% 11.71% 5/13
10 Year 20-Jan-12 42716.10 327.16% 15.61% 12.33% 3/8
Since Inception 01-Nov-11 43859.20 338.59% 15.55% 13.60% 12/30

SIP Returns (NAV as on 20th January, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 20-Jan-21 12000 13168.79 9.74 % 18.44 %
2 Year 20-Jan-20 24000 30486.29 27.03 % 24.8 %
3 Year 18-Jan-19 36000 48165.77 33.79 % 19.8 %
5 Year 20-Jan-17 60000 85994.64 43.32 % 14.35 %
10 Year 20-Jan-12 120000 265574.09 121.31 % 15.17 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Dec,2021)

Portfolio Turnover Ratio : 62.15%  |   Category average turnover ratio is 54.70%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 79.82% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 79.82%
No of Stocks : 48 (Category Avg - 38.04) | Large Cap Investments : 41.64%| Mid Cap Investments : 16.62% | Small Cap Investments : 9.29% | Other : 12.27%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 1117.6 6.86% 0.08% 7.06% (Oct 2021) 6.37% (Sep 2021) 15.10 L 0.00
HDFC Bank Ltd. Banks 798.4 4.90% -0.17% 7.1% (Feb 2021) 3.4% (Jul 2021) 5.40 L 0.00
Reliance Industries Ltd. Refineries/marketing 750.7 4.61% -0.18% 6.75% (Feb 2021) 4.61% (Dec 2021) 3.17 L 0.00
Tata Consultancy Services Ltd. Computers - software 658 4.04% 0.38% 4.04% (Dec 2021) 1.83% (Jan 2021) 1.76 L 11.00 k
Infosys Ltd. Computers - software 600.3 3.69% 0.27% 3.74% (Aug 2021) 3.24% (Feb 2021) 3.18 L 0.00
ITC Limited Cigarettes 444 2.73% -0.10% 3.03% (Mar 2021) 2.53% (Aug 2021) 20.36 L 0.00
HCL Technologies Limited Computers - software 439.3 2.70% 0.23% 2.75% (Sep 2021) 2.26% (Apr 2021) 3.33 L -0.12 L
Radico Khaitan Ltd. Brew/distilleries 418.2 2.57% 0.18% 2.57% (Dec 2021) 1.3% (Jan 2021) 3.38 L 0.00
SBI Cards and Payment Services Ltd. Nbfc 339.7 2.09% -0.10% 2.68% (May 2021) 1.72% (Jan 2021) 3.66 L 0.00
Axis Bank Ltd. Banks 329.1 2.02% 0.02% 2.88% (Feb 2021) 2% (Nov 2021) 4.85 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 23 (Category Avg - 12.48) | Modified Duration 2.50 Years (Category Avg - 3.64)| Yield to Maturity - -- (Category Avg - 5.57%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 4.02% 24.48%
T-Bills 0.00% 0.76%
CP 3.30% 0.88%
NCD & Bonds 7.66% 15.04%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 4.02% 25.24%
Low Risk 10.96% 15.79%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Repo Repo 4.46%
Powergrid Infrastructure Investment Trust InvITs 0.63%
Net Receivables Net Receivables 0.11%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2021)

  • Standard Deviation

    High volatility
    16.13vs7.88
    Category Avg
  • Beta

    High volatility
    1vs0.48
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.7vs0.58
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.11vs0.25
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.98vs-0.23
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Retirement Fund - Pure Equity Plan - Regular Plan - Growth NA 144.91 3.68 7.17 24.12 38.18 0.00
HDFC Retirement Savings Fund - Equity Plan - Regular Plan- Growth NA 2028.91 4.51 -0.92 8.91 37.89 21.38
Nippon India Retirement Fund - Wealth Creation Scheme - Growth NA 2368.41 4.16 -2.39 12.79 27.80 12.14
HDFC Retirement Savings Fund - Hybrid- Equity Plan - Regular Plan- Growth NA 779.15 3.15 -0.66 6.10 22.21 16.18
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Regular Plan - Growth NA 139.58 2.03 -0.13 12.21 20.46 0.00
Axis Retirement Savings Fund - Dynamic Plan - Regular Plan - Growth NA 299.24 2.03 -1.74 8.73 19.52 0.00
Tata Retirement Savings Fund - Regular Plan - Progressive Plan - Growth NA 1243.68 2.83 -3.44 8.22 17.96 16.29
UTI Retirement Benefit Pension Fund NA 3592.26 1.92 -0.94 6.75 16.55 9.86
Axis Retirement Savings Fund - Aggressive Plan - Regular Plan - Growth NA 665.58 2.35 -3.77 4.73 14.88 0.00
Aditya Birla Sun Life Retirement Fund - The 30s Plan - Growth NA 236.19 3.58 -1.90 4.55 9.80 0.00

More Funds from Tata Mutual Fund

Out of 52 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 1 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 8 is/are ranked 1 * , and 28 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Liquid Fund -Regular Plan - Growth 2 11424.68 0.29 0.85 1.65 3.27 4.61
Tata Arbitrage Fund - Growth 5 11118.88 0.16 0.86 1.49 3.83 4.91
Tata Money Market Fund - Regular Plan - Growth 3 6477.61 0.35 0.94 1.85 4.01 6.00
Tata Equity PE Fund - Regular Plan - Growth 1 5090.66 6.27 -2.15 14.19 23.99 16.00
Tata Digital India Fund - Growth NA 4899.56 2.20 0.06 26.66 40.22 37.71
Tata Digital India Fund - Growth NA 4899.56 2.34 -0.93 25.14 53.50 38.83
Tata Balanced Advantage Fund - Growth NA 4196.42 3.29 0.25 6.82 14.64 0.00
Tata Hybrid Equity Fund - Regular Plan - Growth 1 3300.68 6.18 -0.69 10.98 22.55 14.73
Tata Short Term Bond Fund - Regular Plan - Growth 1 3047.19 0.08 0.54 1.23 2.88 6.93
Tata India Tax Savings Fund - Regular Plan - Growth 1 2986.48 8.80 0.23 16.21 27.75 19.47

Forum

+ See More