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Tata Retirement Savings Fund - Direct Plan - Moderate Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 32.1041 -0.49%
    (as on 18th July, 2019)
Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
Moderately High

Fund has 82.61% investment in indian stocks of which 59.25% is in large cap stocks, 19.36% is in mid cap stocks, 4% in small cap stocks.Fund has 12.34% investment in Debt of which , 11.73% in funds invested in very low risk securities..

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Returns (NAV as on 17th July, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 10-Jul-19 10047.10 0.47% - 0.72% 13/19
1 Month 17-Jun-19 10040.60 0.41% - 0.86% 13/19
3 Month 16-Apr-19 9779.90 -2.20% - 0.72% 16/19
6 Month 17-Jan-19 10312.30 3.12% - 4.37% 7/11
YTD 01-Jan-19 10234.30 2.34% - 1.09% 16/19
1 Year 17-Jul-18 10015.30 0.15% 0.15% 5.08% 10/11
2 Year 17-Jul-17 11148.20 11.48% 5.59% 5.07% 5/11
3 Year 15-Jul-16 14085.10 40.85% 12.07% 9.20% 2/11
5 Year 17-Jul-14 19935.10 99.35% 14.79% 11.81% 2/5
Since Inception 04-Jan-13 26605.10 166.05% 16.15% 8.06% 1/18

SIP Returns (NAV as on 17th July, 2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 17-Jul-18 12000 12225.43 1.88 % 3.51 %
2 Year 17-Jul-17 24000 24725.65 3.02 % 2.9 %
3 Year 15-Jul-16 36000 40299.46 11.94 % 7.47 %
5 Year 17-Jul-14 60000 79042.76 31.74 % 10.97 %
 

Tax Treatment

Portfolio (Updated on 30th Jun,2019)

Portfolio Turnover Ratio : 53.14%  |   Category average turnover ratio is 2.71%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 82.61% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 82.61%
No of Stocks : 37 (Category Avg - 35.00) | Large Cap Investments : 59.25%| Mid Cap Investments : 19.36% | Small Cap Investments : 4% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Cr) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# HDFC Bank Ltd. Banks 914 8.37% 0.00% 4.04% (Aug 2018) 4.04% (Aug 2018) 3.74 L 0.00
# ITC Limited Cigarettes 639.4 5.85% 0.00% 3.01% (Jun 2018) 3.01% (Jun 2018) 23.35 L 0.00
# ICICI Bank Ltd. Banks 604 5.53% 0.00% 2.98% (Dec 2018) 0% (Jun 2018) 13.82 L 0.00
# Kotak Mahindra Bank Ltd. Banks 425.5 3.90% 0.00% 3.36% (Jul 2018) 3.36% (Jul 2018) 2.88 L 0.00
# Larsen & Toubro Ltd. Engineering, designing, construction 419.4 3.84% 0.00% 3.09% (Jul 2018) 3.09% (Jul 2018) 2.70 L 0.00
# Housing Development Finance Corporation Ltd. Housing finance 393.5 3.60% 0.00% 3.08% (Aug 2018) 3.08% (Aug 2018) 1.80 L 0.00
# Axis Bank Ltd. Banks 299.2 2.74% 0.00% 1.86% (Apr 2019) 0% (Jun 2018) 3.70 L 0.00
# Container Corporation Of India Ltd. Logistics solution provider 296.4 2.71% 0.00% 0.91% (Aug 2018) 0% (Jun 2018) 5.20 L 0.00
# Hindustan Unilever Ltd. Diversified 278.3 2.55% 0.00% 2.5% (Mar 2019) 2.5% (Mar 2019) 1.56 L 0.00
# Bata India Ltd. Leather and leather products 270.1 2.47% 0.00% 2.18% (Jan 2019) 2.18% (Jan 2019) 1.87 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 18 (Category Avg - 8.86) | Modified Duration 1.89 Years (Category Avg - 2.84)| Yield to Maturity - -- (Category Avg - 7.82%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 9.15%
CD 0.02% 0.00%
T-Bills 0.00% 0.13%
CP 0.00% 0.43%
NCD & Bonds 12.33% 22.56%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 0.00% 0.00%
Low Risk 11.73% 21.28%
Moderate Risk 0.62% 1.65%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Reverse Repo Reverse Repo 4.03%
Net Receivables Net Receivables 1.01%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2019)

  • Standard Deviation

    High volatility
    12.4vs5.17
    Category Avg
  • Beta

    High volatility
    1.33vs0.38
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.5vs0.22
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.05vs0.03
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -1.04vs-0.23
    Category Avg

More Funds from Tata Mutual Fund

Out of 56 mutual fund schemes offered by this AMC, 2 is/are ranked 4 * , 8 is/are ranked 3 * , 3 is/are ranked 2 * , 4 is/are ranked 1 * , and 39 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Liquid Fund - Direct Plan - Growth 4 19134.21 0.56 1.79 3.61 7.52 7.17
Tata Equity PE Fund - Direct Plan - Growth 3 5499.16 0.50 -1.93 3.72 -3.20 13.02
Tata Hybrid Equity Fund - Direct Plan - Growth 1 4570.52 1.11 1.31 6.40 6.51 8.04
Tata Short Term Bond Fund - Direct Plan - Growth 1 2117.14 1.53 3.54 5.76 3.81 5.96
Tata India Tax Savings Fund - Direct Plan - Growth NA 1902.77 0.46 1.92 9.71 10.53 13.28
Tata Multicap Fund - Direct Plan - Growth NA 1635.49 0.86 -0.64 4.48 0.00 0.00
Tata Large & Mid Cap Fund - Direct Plan - Appreciation 3 1439.18 1.62 2.85 9.16 12.22 11.08
Tata India Consumer Fund - Direct Plan - Growth NA 1379.94 -1.74 -5.53 -5.28 -8.20 16.81
Tata Retirement Savings Fund - Direct Plan - Moderate Plan - Growth NA 1092.15 0.41 -2.20 3.12 0.15 12.07
Tata Treasury Advantage Fund - Direct Plan - Growth 3 944.49 0.85 -3.43 -1.51 2.54 5.79

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