Tata Large Cap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Fund House : Tata Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 230.4022 0.74%
(as on 19th November, 2019)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 815.46 Cr

(0.47% of Investment in Category)

Expense Ratio

: 2.47%

(2.25% Category average)

Risk-O-Meter

Moderately High

(Min ₹500 for SIP, ₹5000 for one time investment)

Large Cap Fund :Large Cap Fund : Fund has 98.86% investment in indian stocks of which 82.57% is in large cap stocks, 6.12% is in mid cap stocks, 1.31% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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This Scheme

VS

Benchmark
S&P BSE SENSEX TRI

3.08%

8.34%

7.68%

14.43%

11.44%

9.04%

0%
NA
2.33%

8.44%

6.67%

11.35%

5.29%

8.01%

12.74%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 18th November, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Nov-19	9993.30	-0.07%	-	-0.13%	12/32
1 Month	18-Oct-19	10231.10	2.31%	-	1.99%	12/32
3 Month	16-Aug-19	10764.20	7.64%	-	8.20%	23/32
6 Month	17-May-19	10535.80	5.36%	-	6.32%	21/32
YTD	01-Jan-19	11057.50	10.57%	-	4.08%	14/32
1 Year	16-Nov-18	11304.30	13.04%	12.97%	11.51%	10/31
2 Year	17-Nov-17	10971.80	9.72%	4.74%	5.12%	17/31
3 Year	18-Nov-16	13838.40	38.38%	11.44%	12.07%	21/30
5 Year	18-Nov-14	14629.00	46.29%	7.90%	7.84%	15/29
10 Year	18-Nov-09	26193.00	161.93%	10.10%	10.41%	14/23
Since Inception	07-May-98	228717.50	2187.17%	15.63%	12.72%	9/32

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 18th November, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	16-Nov-18	12000	12838.42	6.99 %	13.11 %
2 Year	17-Nov-17	24000	26036.49	8.49 %	8.02 %
3 Year	18-Nov-16	36000	40805.58	13.35 %	8.3 %
5 Year	18-Nov-14	60000	74526.93	24.21 %	8.6 %
10 Year	18-Nov-09	120000	208740.44	73.95 %	10.66 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2019)

Portfolio Turnover Ratio : 43.88% | Category average turnover ratio is 71.53%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 98.86% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.86%

No of Stocks : 26 (Category Avg - 41.68) | Large Cap Investments : 82.57%| Mid Cap Investments : 6.12% | Small Cap Investments : 1.31% | Other : 8.86%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Banks	773.3	9.48%	-0.29%	10.3% (Apr 2019)	9.48% (Oct 2019)	16.70 L	-1.00 L
HDFC Bank Ltd.	Banks	717.3	8.80%	-0.31%	9.11% (Sep 2019)	8.18% (Jan 2019)	5.83 L	0.00
State Bank Of India	Banks	595.1	7.30%	0.90%	7.57% (Jun 2019)	4.56% (Nov 2018)	19.05 L	50.00 k
Axis Bank Ltd.	Banks	567	6.95%	0.23%	7.61% (May 2019)	4.88% (Nov 2018)	7.70 L	0.00
Larsen & Toubro Ltd.	Engineering, designing, construction	524.4	6.43%	-0.25%	6.78% (May 2019)	4.2% (Nov 2018)	3.56 L	0.00
Infosys Ltd.	Computers - software	486.8	5.97%	-1.31%	8.34% (Jul 2019)	5.79% (Dec 2018)	7.10 L	0.00
Reliance Industries Ltd.	Refineries/marketing	483.2	5.93%	0.33%	7.03% (Nov 2018)	4.46% (Jul 2019)	3.30 L	0.00
Housing Development Finance Corporation Ltd.	Housing finance	362.4	4.44%	1.60%	4.44% (Oct 2019)	2.81% (Mar 2019)	1.70 L	57.00 k
Tata Consultancy Services Ltd.	Computers - software	340.5	4.17%	1.12%	4.17% (Oct 2019)	3.05% (Sep 2019)	1.50 L	36.00 k
Kotak Mahindra Bank Ltd.	Banks	314.9	3.86%	-0.33%	4.19% (Sep 2019)	3.29% (Nov 2018)	2.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	1.11%
Net Receivables	Net Receivables	0.03%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

12.58vs12.03

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.98vs0.91

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.34vs0.32

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.04vs0.04

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-3.17vs-1.41

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Axis Bluechip Fund - Growth	5	8749.21	0.16	8.33	10.50	20.12	18.96
BNP Paribas Large Cap Fund - Growth	5	807.89	0.89	8.82	11.10	18.43	14.49
LIC MF Large Cap Fund - Growth	4	305.62	1.60	9.80	9.96	16.57	12.94
Canara Robeco Bluechip Equity Fund - Regular Plan - Growth	5	256.78	2.38	10.66	10.07	15.10	15.28
Kotak Bluechip Fund - Growth	3	1443.86	3.30	10.38	9.08	14.47	12.68
DSP Top 100 Equity Fund - Regular Plan - Growth	2	2641.37	2.57	12.58	8.70	14.20	10.64
PGIM India Large Cap Fund - Growth	3	329.11	2.81	7.40	6.99	14.08	12.32
IDBI India Top 100 Equity Fund - Growth	2	378.30	1.64	9.37	9.84	13.67	10.13
HSBC Large Cap Equity Fund - Growth	4	673.25	3.28	7.91	8.75	13.16	13.34
Edelweiss Large Cap Fund - Growth	4	172.42	2.16	8.24	6.82	12.49	14.47

Detailed Comparison

More Funds from Tata Mutual Fund

Out of 58 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 8 is/are ranked 3 * , 6 is/are ranked 2 * , 3 is/are ranked 1 * , and 38 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Liquid Fund -Regular Plan - Growth	3	21439.46	0.44	1.38	3.11	6.87	6.95
Tata Equity PE Fund - Regular Plan - Growth	3	5484.83	1.87	7.02	5.33	6.92	10.89
Tata Hybrid Equity Fund - Regular Plan - Growth	3	4316.11	2.62	5.50	4.18	8.68	7.31
Tata Short Term Bond Fund - Regular Plan - Growth	3	2170.17	0.91	2.18	5.51	9.98	4.69
Tata India Tax Savings Fund - Regular Plan - Growth	3	2008.76	2.97	8.93	6.70	13.95	13.94
Tata Multicap Fund - Growth	NA	1734.11	1.87	10.60	9.43	12.72	0.00
Tata Large & Mid Cap Fund - Regular Plan - Growth	4	1507.21	3.41	7.59	7.52	13.83	11.45
Tata India Consumer Fund - Growth	NA	1446.76	-0.30	9.20	6.61	1.62	19.84
Tata Retirement Savings Fund - Regular Plan - Moderate Plan - Growth	NA	1146.41	1.87	9.23	5.97	10.44	13.22
Tata Balanced Advantage Fund - Growth	NA	1066.06	1.53	4.89	5.01	0.00	0.00