Tata Hybrid Equity Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 340.6419 0.38%
(as on 17th March, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 3166.03 Cr

(1.75% of Investment in Category)

Expense Ratio

: 1.05%

(1% Category average)

Risk-O-Meter

Very High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : The fund has 75.37% investment in domestic equities of which 51.87% is in Large Cap stocks, 8.4% is in Mid Cap stocks, 8.66% in Small Cap stocks.The fund has 19.24% investment in Debt, of which 7.42% in Government securities, 11.82% is in Low Risk securities.

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This Scheme

VS

Nifty 50

-2.36%

-4.59%

-2.36%

1.09%

7.75%

10.7%

17.78%
NA
-2.99%

-4.34%

-1.35%

2.35%

9.69%

10.42%

12.04%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 17th March, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	10-Mar-23	9837.90	-1.62%	-	-1.25%	31/35
1 Month	17-Feb-23	9664.50	-3.35%	-	-2.99%	32/35
3 Month	16-Dec-22	9503.70	-4.96%	-	-4.34%	27/35
6 Month	16-Sep-22	9897.30	-1.03%	-	-1.35%	16/35
YTD	30-Dec-22	9579.80	-4.20%	-	-3.59%	28/35
1 Year	17-Mar-22	10576.40	5.76%	5.76%	2.35%	7/35
2 Year	17-Mar-21	12179.60	21.80%	10.36%	9.69%	13/35
3 Year	17-Mar-20	18017.90	80.18%	21.68%	21.24%	14/33
5 Year	16-Mar-18	16247.80	62.48%	10.18%	10.42%	16/27
10 Year	15-Mar-13	35306.20	253.06%	13.43%	13.52%	11/19
Since Inception	02-Jan-13	34126.60	241.27%	12.78%	12.04%	13/34

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 17th March, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	17-Mar-22	12000	12211.33	1.76 %	3.29 %
2 Year	17-Mar-21	24000	25375.64	5.73 %	5.47 %
3 Year	17-Mar-20	36000	43778.07	21.61 %	13.14 %
5 Year	16-Mar-18	60000	80975.48	34.96 %	11.95 %
10 Year	15-Mar-13	120000	218259.48	81.88 %	11.51 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 28th Feb,2023)

Portfolio Turnover Ratio : 4.00% | Category average turnover ratio is 76.92%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 75.37% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 75.37%

No of Stocks : 34 (Category Avg - 48.91) | Large Cap Investments : 51.87%| Mid Cap Investments : 8.4% | Small Cap Investments : 8.66% | Other : 6.44%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
ICICI Bank Ltd.	Private sector bank	2222.6	7.02%	0.30%	9.75% (Jul 2022)	6.72% (Jan 2023)	26.00 L
State Bank Of India	Public sector bank	2091.2	6.61%	-0.27%	7.87% (Jul 2022)	6.59% (Sep 2022)	40.00 L
Reliance Industries Ltd.	Refineries & marketing	2043.8	6.46%	0.02%	7.74% (Apr 2022)	6.44% (Jan 2023)	8.80 L
HDFC Bank Ltd.	Private sector bank	1999.5	6.32%	0.09%	6.32% (Feb 2023)	5.46% (Apr 2022)	12.50 L
Tata Consultancy Services Ltd.	Computers - software & consulting	1424.5	4.50%	0.01%	5.32% (Mar 2022)	4.01% (Sep 2022)	4.30 L
Infosys Ltd.	Computers - software & consulting	1264.4	3.99%	-0.06%	5.21% (Mar 2022)	3.73% (Sep 2022)	8.50 L
ITC Limited	Diversified fmcg	1205.4	3.81%	0.31%	3.81% (Feb 2023)	3.04% (Mar 2022)	32.00 L
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	1113.4	3.52%	-0.07%	3.77% (Oct 2022)	3.19% (Jul 2022)	15.00 L
Housing Development Finance Corporation Ltd.	Housing finance company	1069.9	3.38%	0.04%	3.38% (Feb 2023)	2.88% (Apr 2022)	4.10 L
BASF India Ltd.	Specialty chemicals	962.1	3.04%	-0.13%	4.21% (Aug 2022)	3.04% (Feb 2023)	4.18 L

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 36 (Category Avg - 25.33) | Modified Duration 2.10 Years (Category Avg - 2.14)| Yield to Maturity 7.75% (Category Avg - 7.57%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	7.42%	10.67%
CD	0.00%	1.46%
T-Bills	0.00%	1.11%
CP	0.00%	0.72%
NCD & Bonds	11.82%	11.61%
PTC	0.00%	0.03%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	7.42%	11.79%
Low Risk	11.82%	10.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	2.43%
Net Receivables	Net Receivables	1.78%
Repo	Repo	1.17%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th February, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.88vs13.6

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.11vs1.35

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.51vs0.4

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.07vs0.08

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.01vs1.38

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Aggressive Hybrid Fund - Direct Plan - Growth (Adjusted NAV)	NA	2981.43	-3.25	-6.00	13.54	18.46	26.51
JM Equity Hybrid Fund - (Direct) - Growth	3	11.57	-2.23	-2.77	3.05	8.55	27.67
Quant Absolute Fund - Direct Plan - Growth	5	1013.42	-2.24	-8.39	-7.08	7.33	37.50
HDFC Hybrid Equity Fund - Direct Plan - Growth (Adjusted NAV)	2	18729.59	-2.40	-2.86	0.93	7.00	24.14
HDFC Hybrid Equity Fund - Direct Plan - Growth	4	18729.59	-2.40	-2.86	0.93	7.00	24.14
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	5	21232.91	-2.08	-2.17	1.92	6.43	29.97
Edelweiss Aggressive Hybrid Fund - Direct Plan - Growth	5	469.51	-3.07	-3.20	0.81	5.40	23.42
Motilal Oswal Equity Hybrid Fund - Direct Plan - Growth	3	385.36	-2.60	-4.43	-2.10	4.94	16.71
UTI Hybrid Equity Fund - Direct Plan - Growth	4	4286.95	-2.92	-3.25	-0.54	4.83	25.06
Kotak Equity Hybrid Fund - Direct Plan - Growth	4	3269.24	-2.17	-2.71	-0.76	4.80	25.26

Detailed Comparison

More Funds from

Out of 46 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 6 is/are ranked 4 * , 8 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 25 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Liquid Fund - Direct Plan - Growth	2	18212.37	0.51	1.63	3.19	5.52	4.30
Tata Money Market Fund - Direct Plan - Growth	4	8814.20	0.55	1.76	3.33	5.64	5.35
Tata Digital India Fund - Direct Plan - Growth	NA	6765.81	-5.61	-0.38	5.16	-15.04	40.37
Tata Balanced Advantage Fund - Direct Plan - Growth	NA	6396.97	-1.37	-1.90	0.91	5.22	17.92
Tata Arbitrage Fund - Direct Plan - Growth	4	5925.66	0.29	1.77	3.25	5.40	4.90
Tata Equity PE Fund - Direct Plan - Growth	2	5119.81	-2.22	-4.07	-1.89	5.92	26.39
Tata Large & Mid Cap Fund - Direct Plan - Appreciation	4	3680.98	-3.26	-6.80	-2.45	9.61	26.60
Tata Small Cap Fund - Direct Plan - Growth	5	3300.82	-0.49	-4.26	1.12	17.45	40.27
Tata Overnight Fund - Direct Plan - Growth	NA	3236.39	0.49	1.55	3.03	5.32	3.87
Tata Hybrid Equity Fund - Direct Plan - Growth	3	3166.03	-3.36	-4.96	-1.03	5.76	21.68