Sundaram Medium Duration Fund - Direct Plan - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Medium Duration Fund

Fund House : Sundaram Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 27.1857 -0.02%
(as on 07th November, 2025)

Crisil Rating

Average performance among peers

Fund Size

: ₹ 42.15 Cr

(0.16% of Investment in Category)

Expense Ratio

: 1.09%

(0.66% Category average)

Risk-O-Meter

Moderate Risk

Medium Duration Fund :Medium Duration Fund : The fund has 88.92% investment in Debt, of which 59.15% in Government securities, 29.77% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

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3M
6M
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This Scheme

VS

NIFTY Medium Duration Debt Index A-III

0.22%

1.04%

2.67%

8.32%

8.4%

5.84%

5.69%
NA
0.55%

1.66%

3.39%

9.05%

9.11%

7.43%

7.75%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 06th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30-Oct-25	10027.60	0.28%	-	0.25%	5/13
1 Month	06-Oct-25	10050.30	0.50%	-	0.61%	12/13
3 Month	06-Aug-25	10123.40	1.23%	-	1.67%	13/13
6 Month	06-May-25	10223.30	2.23%	-	3.44%	13/13
YTD	01-Jan-25	10614.10	6.14%	-	7.94%	13/13
1 Year	06-Nov-24	10714.60	7.15%	7.15%	9.07%	13/13
2 Year	06-Nov-23	11501.10	15.01%	7.23%	9.13%	13/13
3 Year	04-Nov-22	12183.50	21.83%	6.79%	8.56%	13/13
5 Year	06-Nov-20	12584.40	25.84%	4.70%	7.44%	12/12
10 Year	06-Nov-15	17033.70	70.34%	5.47%	7.45%	11/12
Since Inception	08-Jan-13	8252.00	-17.48%	-1.49%	7.75%	10/13

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 06th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	06-Nov-24	12000	12405.97	3.38 %	6.3 %
2 Year	06-Nov-23	24000	25750.25	7.29 %	6.91 %
3 Year	04-Nov-22	36000	39902.93	10.84 %	6.78 %
5 Year	06-Nov-20	60000	69507.56	15.85 %	5.81 %
10 Year	06-Nov-15	120000	158588.9	32.16 %	5.44 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 14 (Category Avg - 42.62) | Modified Duration 3.71 Years (Category Avg - 3.54)| Yield to Maturity 6.68% (Category Avg - 7.35%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	59.15%	34.30%
CD	0.00%	1.18%
CP	0.00%	0.15%
NCD & Bonds	29.77%	54.14%
PTC	0.00%	3.23%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	59.15%	34.30%
Low Risk	29.77%	56.02%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	7.87%
Net Receivables	Net Receivables	3.21%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.22vs1.25

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.9vs0.81

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.12vs1.45

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.55vs0.29

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Medium Term Plan - Direct Plan - Growth	3	2734.09	0.60	1.96	4.22	12.05	10.41
Nippon India Medium Duration Fund - Direct Plan - Growth	3	119.89	0.61	1.55	5.09	10.82	9.10
Kotak Medium Term Fund - Direct Plan - Growth	3	1836.60	0.66	2.47	4.48	9.77	9.21
ICICI Prudential Medium Term Bond Fund - Direct Plan - Growth	3	5734.08	0.59	2.17	4.19	9.76	8.77
Axis Strategic Bond Fund - Direct Plan - Growth	2	1907.76	0.57	1.84	3.64	9.35	8.92
HSBC Medium Duration Fund - Direct Plan - Growth	3	757.98	0.52	1.59	3.27	9.08	8.68
DSP Bond Fund - Direct Plan - Growth	4	317.50	0.58	1.42	3.12	8.73	8.29
HDFC Medium Term Debt Fund - Direct Plan - Growth	2	3842.40	0.57	1.72	3.23	8.54	8.42
SBI Magnum Medium Duration Fund - Direct Plan - Growth	1	6738.01	0.61	1.66	3.01	8.52	8.43
Invesco India Medium Duration Fund - Direct Plan - Growth	4	170.69	0.49	1.28	2.58	8.08	8.05

Detailed Comparison

More Funds from Sundaram Mutual Fund

Out of 38 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 6 is/are ranked 4 * , 10 is/are ranked 3 * , 2 is/are ranked 2 * , 2 is/are ranked 1 * , and 17 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Mid Cap Fund - Direct Plan - Growth	4	12585.11	1.96	5.00	14.01	4.88	24.64
Sundaram Liquid Fund - Direct Plan - Growth	3	7481.60	0.48	1.46	3.04	6.80	7.10
Sundaram Aggressive Hybrid Fund - Direct Plan - Growth	2	6944.38	1.12	2.83	4.99	4.10	13.56
Sundaram Large and Mid Cap Fund - Direct Plan - Growth	3	6740.02	1.57	4.69	9.47	3.14	16.99
Sundaram Services Fund - Direct Plan - Growth	NA	4425.86	2.51	5.94	10.74	10.91	19.72
Sundaram Small Cap Fund - Direct Plan - Growth	4	3340.55	1.41	5.32	15.22	0.73	22.02
Sundaram Large Cap Fund - Direct Plan - Growth	1	3279.53	1.57	2.96	4.43	2.59	13.00
Sundaram Multi Cap Fund - Direct Plan - Growth	3	2828.73	1.34	4.27	11.25	4.48	18.55
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2798.62	1.11	6.58	8.60	14.89	0.00
Sundaram Ultra Short Duration Fund - Direct Plan - Growth	3	2111.91	0.48	1.51	3.36	7.47	7.51