Sundaram Long Term Micro Cap Tax Advantage Fund - Series III - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 19.0158 -1.31%
(as on 01st February, 2023)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 65.38 Cr

(0.04% of Investment in Category)

Expense Ratio

: 1.43%

(2.01% Category average)

Risk-O-Meter

Very High

Close Ended Fund. New investments not allowed in this fund.

ELSS :ELSS : The fund has 95.92% investment in domestic equities of which , 74.28% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

1M
3M
6M
1Y
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This Scheme

VS

Benchmark
Nifty Smallcap 100 Index

-3.48%

-3.25%

0.6%

-15.98%

13.27%

1.35%

10.91%
NA
-2.95%

-5.2%

0.08%

-2.42%

14.88%

8.75%

12.6%

NA
Gold

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NAV : -
Nifty Smallcap 100 Index : -

1M
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9M
1Y
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ALL

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Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

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Profit/Loss

-
Annualised Returns

-

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Investment : -
Value on selected date : -

Returns (NAV as on 01st February, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25-Jan-23	9898.40	-1.02%	-	-1.03%	32/62
1 Month	30-Dec-22	9747.80	-2.52%	-	-2.95%	46/63
3 Month	01-Nov-22	9437.50	-5.62%	-	-5.20%	51/62
6 Month	01-Aug-22	10219.90	2.20%	-	0.08%	37/61
YTD	30-Dec-22	9747.80	-2.52%	-	-2.95%	46/63
1 Year	01-Feb-22	10085.40	0.85%	0.85%	-2.42%	60/61
2 Year	01-Feb-21	17124.30	71.24%	30.86%	14.88%	36/61
3 Year	31-Jan-20	19292.80	92.93%	24.44%	15.87%	31/61
5 Year	01-Feb-18	13456.90	34.57%	6.11%	8.75%	50/51
Since Inception	22-Nov-16	18995.50	89.95%	10.91%	12.60%	40/61

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st February, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	01-Feb-22	12000	12116.6	0.97 %	1.79 %
2 Year	01-Feb-21	24000	27375.91	14.07 %	13.16 %
3 Year	31-Jan-20	36000	55039.04	52.89 %	29.53 %
5 Year	01-Feb-18	60000	98159.59	63.6 %	19.74 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Dec,2022)

Portfolio Turnover Ratio : 9.00% | Category average turnover ratio is 54.94%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 95.92% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.92%

No of Stocks : 52 (Category Avg - 47.22) | Large Cap Investments : 0%| Mid Cap Investments : 0% | Small Cap Investments : 74.28% | Other : 21.66%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
KPIT Technologies Ltd.	Computers - software	26.6	4.06%	0.14%	4.06% (Dec 2022)	2.74% (Apr 2022)	37.70 k
Equitas Holdings Ltd.	Investment companies	24.2	3.70%	0.35%	3.7% (Dec 2022)	2.4% (Jun 2022)	1.93 L
Ksb Pumps Ltd.	Compressors / pumps	24	3.68%	0.02%	3.72% (Oct 2022)	1.9% (Feb 2022)	12.43 k
KEI Industries Ltd.	Cables - electricals	23.3	3.56%	0.03%	3.89% (May 2022)	2.98% (Jan 2022)	15.90 k
Greenpanel Industries Ltd.	Plywood boards	22	3.37%	-0.30%	4.01% (Sep 2022)	2.92% (Jun 2022)	65.25 k
Angel One Ltd.	Stockbroking and allied	21	3.21%	-0.51%	4.47% (Apr 2022)	2.94% (Jun 2022)	16.03 k
Healthcare Global Enterprises Ltd.	Hospital	20.9	3.19%	0.07%	3.19% (Dec 2022)	2.56% (Mar 2022)	72.53 k
Navin Flourine International Ltd.	Chemicals - inorganic	20.1	3.07%	-0.05%	3.81% (Jul 2022)	3.01% (Aug 2022)	4.94 k
Century Plyboards India Ltd.	Plywood boards	19.3	2.96%	-0.01%	3.95% (Mar 2022)	2.96% (Dec 2022)	37.59 k
Brigade Enterprises Ltd.	Residential/commercial/sez project	18.8	2.87%	0.02%	2.96% (Sep 2022)	2.41% (Apr 2022)	40.33 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.82%
Net Receivables	Net Receivables	-0.73%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th December, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

21.37vs20.47

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.82vs0.89

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.99vs0.6

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.26vs0.14

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

9.95vs2.34

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Tax Saver Fund - Growth	5	9992.81	-2.43	-2.74	4.67	7.32	16.22
Parag Parikh Tax Saver Fund - Regular Plan - Growth	5	941.56	0.82	-1.64	6.92	5.59	22.47
Quantum Tax Saving Fund - Growth	3	115.49	-0.78	-0.24	3.96	4.08	14.96
Taurus Taxshield - Growth	2	62.54	-0.36	-0.55	6.79	3.40	13.89
SBI Long Term Equity Fund - Regular Plan - Growth	4	11923.53	-2.25	-2.18	4.36	2.95	16.66
Kotak Tax Saver Fund - Growth	4	3161.09	-3.71	-3.53	2.34	1.04	15.08
Tata India Tax Savings Fund - Regular Plan - Growth	3	3192.07	-3.32	-3.58	2.00	0.55	14.21
Nippon India Tax Saver Fund - Growth	3	11924.32	-3.40	-3.01	1.23	0.33	12.86
Quant Tax Plan - Growth	5	2506.48	-8.41	-9.31	-0.35	0.00	33.61
Baroda BNP Paribas ELSS Fund - Regular Plan - Growth (Adjusted NAV)	NA	681.38	-2.79	1.62	4.74	-0.07	13.99

Detailed Comparison

More Funds from

Out of 50 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 11 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 27 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Mid Cap Fund - Growth	3	7320.30	-3.55	-4.98	0.27	1.26	13.85
Sundaram Large and Mid Cap Fund - Growth	2	5135.36	-3.33	-4.80	-0.29	-4.05	12.78
Sundaram Liquid Fund - Growth	3	3153.12	0.53	1.63	3.05	5.10	3.96
Sundaram Aggressive Hybrid Fund - Growth	3	3116.26	-3.23	-3.36	1.19	-0.07	13.11
Sundaram Large Cap Fund - Regular Plan - Growth	3	3042.49	-3.34	-3.62	1.84	-0.16	0.00
Sundaram Services Fund - Growth	NA	2343.96	-4.87	-5.25	0.14	-3.09	13.24
Sundaram Services Fund - Growth	NA	2343.96	-3.85	-4.95	0.69	-0.42	17.12
Sundaram Small Cap Fund - Growth	1	2021.28	-1.82	-3.12	3.55	-2.81	21.60
Sundaram Flexi Cap Fund - Regular Plan - Growth	NA	1888.34	-2.95	-3.53	0.00	0.00	0.00
Sundaram Multi Cap Fund - Growth	2	1846.91	-2.89	-4.90	-1.32	-5.37	16.83