Sundaram Long Term Micro Cap Tax Advantage Fund - Series III - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : Sundaram Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 19.4519 0.48%
(as on 19th January, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 80.76 Cr

(0.05% of Investment in Category)

Expense Ratio

: 1.43%

(2.05% Category average)

Risk-O-Meter

Moderately High

Close Ended Fund. New investments not allowed in this fund.

ELSS :ELSS : Fund has 95.52% investment in indian stocks of which , 77.6% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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6M
1Y
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This Scheme

VS

Benchmark
Nifty Smallcap 100 Index

7.74%

1.81%

11.85%

58.05%

36.17%

13.11%

13.73%
NA
6.71%

1.1%

14.68%

39.05%

28.09%

17.06%

15.81%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

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Investment Value

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 19th January, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12-Jan-22	10099.50	0.99%	-	-0.98%	11/61
1 Month	17-Dec-21	10703.70	7.04%	-	6.71%	8/61
3 Month	19-Oct-21	10347.00	3.47%	-	1.10%	13/61
6 Month	19-Jul-21	11539.70	15.40%	-	14.68%	47/61
YTD	31-Dec-21	10426.40	4.26%	-	4.22%	23/61
1 Year	19-Jan-21	17322.00	73.22%	73.22%	39.05%	9/61
2 Year	17-Jan-20	19607.40	96.07%	39.83%	28.09%	16/61
3 Year	18-Jan-19	18880.40	88.80%	23.55%	22.33%	25/58
5 Year	19-Jan-17	18431.50	84.31%	13.00%	17.06%	41/45
Since Inception	22-Nov-16	19431.10	94.31%	13.73%	15.81%	37/59

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 19th January, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	19-Jan-21	12000	16044.85	33.71 %	67.45 %
2 Year	17-Jan-20	24000	44464.26	85.27 %	72.34 %
3 Year	18-Jan-19	36000	68858.37	91.27 %	46.9 %
5 Year	19-Jan-17	60000	107768.11	79.61 %	23.61 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Dec,2021)

Equity Holding : 95.52% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.52%

No of Stocks : 64 (Category Avg - 48.91) | Large Cap Investments : 0%| Mid Cap Investments : 0% | Small Cap Investments : 77.6% | Other : 17.9%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Century Plyboards India Ltd.	Plywood boards	28.4	3.52%	-0.13%	3.65% (Nov 2021)	2.08% (Mar 2021)	47.56 k	0.00
KEI Industries Ltd.	Cables - electricals	26.4	3.26%	-0.49%	3.76% (Nov 2021)	2.38% (May 2021)	22.57 k	-4.09 k
Navin Flourine International Ltd.	Chemicals - inorganic	25.8	3.20%	0.26%	3.99% (Apr 2021)	2.53% (Oct 2021)	6.17 k	0.00
KPIT Technologies Ltd.	Computers - software	24.8	3.07%	-0.64%	3.71% (Nov 2021)	2.01% (Feb 2021)	40.41 k	-0.18 L
Grindwell Norton Ltd.	Abrasives	24.5	3.03%	-0.05%	3.79% (May 2021)	2.98% (Oct 2021)	12.76 k	-2.21 k
Greenpanel Industries Ltd.	Plywood boards	24.1	2.99%	0.21%	2.99% (Dec 2021)	0% (Jan 2021)	57.46 k	-0.83 k
CG Power and Industrial Solutions Ltd.	Power equipment	23.5	2.90%	0.61%	2.9% (Dec 2021)	0% (Jan 2021)	1.21 L	0.00
Angel One Ltd.	Stockbroking and allied	23.1	2.85%	0.33%	3.77% (Sep 2021)	0.93% (Mar 2021)	19.50 k	0.00
M M Forgings Ltd.	Castings/forgings	21.6	2.67%	-0.27%	3.2% (Jul 2021)	2.19% (May 2021)	29.75 k	0.00
Equitas Holdings Ltd.	Investment companies	21.4	2.65%	-0.34%	2.98% (Nov 2021)	1.91% (Jan 2021)	1.93 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.70%
Reverse Repo	Reverse Repo	1.46%
Net Receivables	Net Receivables	0.32%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

20.82vs19.31

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.85vs0.88

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.86vs0.85

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.21vs0.19

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

2.9vs2.5

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Tax Saving Fund - Growth (Adjusted NAV)	NA	933.92	74.46	65.08	94.47	118.00	44.61
Quant Tax Plan - Growth	5	658.11	5.83	1.32	12.72	56.10	36.35
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth	5	3532.70	7.34	0.85	15.86	47.64	24.26
BOI AXA Tax Advantage Fund - Regular Plan - Growth	5	552.46	4.24	-2.64	10.87	38.63	29.65
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth	4	429.44	6.30	-0.04	14.04	38.15	20.40
PGIM India ELSS Tax Saver Fund - Growth	4	342.34	7.56	3.77	16.42	37.12	22.11
Nippon India Tax Saver Fund - Growth	1	12023.75	6.29	-1.55	15.03	36.74	13.86
Baroda ELSS - 96 - Plan A - Growth	4	216.70	4.79	-2.73	16.68	36.11	20.88
Union Long Term Equity Fund - Growth	5	464.37	4.34	-1.57	14.21	34.36	23.06
Franklin India Taxshield Fund - Growth	2	5000.07	5.59	-1.10	13.85	34.03	18.23

Detailed Comparison

More Funds from Sundaram Mutual Fund

Out of 71 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 10 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 50 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Mid Cap Fund - Growth	1	7352.26	4.26	-1.86	10.65	34.71	16.91
Sundaram Mid Cap Fund - Growth (Adjusted NAV)	NA	7352.26	3.49	-2.49	10.10	34.18	16.93
Sundaram Large and Mid Cap Fund - Growth (Adjusted NAV)	NA	5099.84	-24.85	-28.55	-16.96	-0.19	9.52
Sundaram Large and Mid Cap Fund - Growth	3	5099.84	5.05	0.29	17.32	40.06	20.50
Sundaram Large Cap Fund - Regular Plan - Growth	NA	3165.75	4.76	-1.89	12.44	26.16	0.00
Sundaram Large Cap Fund - Regular Plan - Growth (Adjusted NAV)	NA	3165.75	-94.28	-94.65	-93.86	-93.19	-55.23
Sundaram Liquid Fund - Growth	1	3136.79	0.28	0.82	1.61	3.21	4.30
Sundaram Liquid Fund - Growth (Adjusted NAV)	NA	3136.79	-25.55	-25.13	-24.53	-23.30	-5.29
Sundaram Aggressive Hybrid Fund - Growth (Adjusted NAV)	NA	3074.44	18.67	13.73	27.59	43.40	21.14
Sundaram Aggressive Hybrid Fund - Growth	3	3074.44	3.35	-1.99	11.81	24.40	14.99