Shriram Multi Asset Allocation Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Asset Allocation

Fund House : Shriram Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 13.6062 0.48%
(as on 05th December, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 137.19 Cr

(0.09% of Investment in Category)

Expense Ratio

: 0.69%

(0.53% Category average)

Risk-O-Meter

Very High Risk

Multi Asset Allocation :Multi Asset Allocation : The fund has 69.3% investment in domestic equities of which 47.73% is in Large Cap stocks, 3.88% is in Mid Cap stocks, 4.4% in Small Cap stocks.The fund has 10.71% investment in Debt, of which 1.46% in Government securities, 9.25% is in Low Risk securities.

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This Scheme

VS

Nifty 50 TRI 70% + NIFTY Short Duration Debt Index 20% + Domestic prices of Gold 8% + Domestic prices of Silver 2%

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NA
2.14%

6.92%

9.44%

13.57%

17.87%

18.59%

14.7%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 05th December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28-Nov-25	10053.00	0.53%	-	0.31%	11/31
1 Month	04-Nov-25	10273.70	2.74%	-	2.14%	7/31
3 Month	05-Sep-25	10855.70	8.56%	-	6.92%	6/30
6 Month	05-Jun-25	11014.30	10.14%	-	9.44%	13/28
YTD	01-Jan-25	10819.40	8.19%	-	16.04%	24/26
1 Year	05-Dec-24	10771.00	7.71%	7.71%	13.57%	22/24
2 Year	05-Dec-23	12492.80	24.93%	11.75%	17.87%	14/15
Since Inception	08-Sep-23	13606.20	36.06%	14.71%	14.70%	12/23

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Dec-24	12000	13221.9	10.18 %	19.36 %
2 Year	05-Dec-23	24000	26602.31	10.84 %	10.22 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Please check with your Tax Advisor.

Portfolio (Updated on 31st Oct,2025)

Portfolio Turnover Ratio : 276.00% | Category average turnover ratio is 291.65%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 69.30% | F&O Holdings : 2.41%| Foreign Equity Holdings : 0.00%| Total : 66.89%

No of Stocks : 66 (Category Avg - 68.00) | Large Cap Investments : 47.73%| Mid Cap Investments : 3.88% | Small Cap Investments : 4.4% | Other : 10.88%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries & marketing	65.3	4.76%	0.35%	4.76% (Oct 2025)	0% (Nov 2024)	43.94 k	500.00
HDFC Bank Ltd.	Private sector bank	60.4	4.40%	0.08%	6.36% (Apr 2025)	0% (Nov 2024)	61.14 k	0.00
Bharti Airtel Ltd.	Telecom - cellular & fixed line services	58.4	4.25%	0.02%	5.38% (Apr 2025)	2.52% (Nov 2024)	28.41 k	-1.87 k
ICICI Bank Ltd.	Private sector bank	56.2	4.10%	-0.09%	6.07% (Apr 2025)	1.92% (Nov 2024)	41.76 k	0.00
State Bank Of India	Public sector bank	45.6	3.32%	0.16%	3.32% (Oct 2025)	0% (Nov 2024)	48.68 k	0.00
Infosys Ltd.	Computers - software & consulting	40.3	2.94%	0.03%	2.94% (Oct 2025)	0% (Nov 2024)	27.18 k	0.00
Axis Bank Ltd.	Private sector bank	37.2	2.71%	0.17%	2.71% (Oct 2025)	0% (Nov 2024)	30.17 k	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	33.1	2.41%	0.05%	2.41% (Oct 2025)	0% (Nov 2024)	31.72 k	0.00
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals	32.8	2.39%	0.09%	3.87% (Jan 2025)	0% (Nov 2024)	19.41 k	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	32.6	2.38%	-0.10%	2.62% (Jun 2025)	0% (Nov 2024)	15.50 k	-1.25 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 10 (Category Avg - 17.77) | Modified Duration 1.55 Years (Category Avg - 2.55)| Yield to Maturity 6.51% (Category Avg - 6.49%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	7.12%
CD	0.00%	0.81%
T-Bills	1.46%	0.72%
CP	0.00%	0.48%
NCD & Bonds	9.25%	8.20%
PTC	0.00%	0.09%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	1.46%	7.84%
Low Risk	9.25%	9.40%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
MF Units	MF Units	11.58%
TREPS	TREPS	4.04%
MF Units	MF Units	4.03%
Net Receivables	Net Receivables	2.75%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Multi Asset Allocation Fund - Direct Plan - Growth	NA	4985.07	2.18	9.05	12.36	19.33	0.00
Mahindra Manulife Multi Asset Allocation Fund - Direct Plan - Growth	NA	764.15	1.84	9.07	12.77	18.94	0.00
WhiteOak Capital Multi Asset Allocation Fund - Direct Plan - Growth	NA	4530.34	1.62	5.23	8.64	17.36	0.00
Sundaram Multi Asset Allocation Fund - Direct Plan - Growth	NA	2925.07	2.49	7.92	10.37	17.26	0.00
Union Multi Asset Allocation Fund - Direct Plan - Growth	NA	808.16	2.25	8.14	11.18	16.90	0.00
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth	NA	8722.27	1.36	6.67	11.07	16.01	20.80
Mirae Asset Multi Asset Allocation Fund - Direct Plan - Growth	NA	2514.99	2.17	7.14	9.23	15.85	0.00
SBI Multi Asset Allocation Fund - Direct Plan - Growth	NA	11306.23	2.37	7.96	10.59	15.73	18.21
Aditya Birla Sun Life Multi Asset Allocation Fund - Direct Plan - Growth	NA	4973.93	2.86	7.75	10.51	15.44	0.00
ICICI Prudential Multi-Asset Fund - Direct Plan - Growth	4	71900.48	2.03	6.16	8.62	15.35	19.70

Detailed Comparison

More Funds from Shriram Mutual Fund

Out of 8 mutual fund schemes offered by this AMC, 1 is/are ranked 3 * , 2 is/are ranked 1 * , and 5 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Shriram Liquid Fund - Direct Plan - Growth	NA	242.34	0.47	1.41	2.86	6.35	0.00
Shriram Multi Sector Rotation Fund - Direct Plan - Growth	NA	195.30	-0.49	5.72	1.93	0.00	0.00
Shriram Overnight Fund - Direct Plan - Growth	NA	170.78	0.43	1.33	2.68	5.79	6.36
Shriram Flexi Cap Fund - Direct Plan - Growth	1	137.54	0.39	4.39	4.29	-6.02	11.51
Shriram Multi Asset Allocation Fund - Direct Plan - Growth	NA	137.19	2.74	8.56	10.14	7.71	0.00
Shriram Balanced Advantage Fund - Direct Plan - Growth	NA	57.66	1.34	4.84	4.12	1.16	9.84
Shriram ELSS Tax Saver Fund - Direct Plan - Growth	1	49.80	0.37	4.43	4.40	-5.19	11.49
Shriram Aggressive Hybrid Fund - Direct Plan – Growth	3	49.77	1.20	4.77	5.54	3.38	12.46