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SBI Savings Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Money Market Fund
Fund House : SBI Mutual Fund
  • NAV
    : ₹ 33.295 0.01%
    (as on 03rd December, 2021)
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Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderate

Fund has 97.12% investment in Debt of which 29.76% in Government securities, 67.36% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

Crisil Rank Change : Fund Crisil rank was updated from 1 to 2 in the previous quarter.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 03rd December, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 26-Nov-21 10006.20 0.06% - 0.06% 13/20
1 Month 03-Nov-21 10029.00 0.29% - 0.31% 15/20
3 Month 03-Sep-21 10072.30 0.72% - 0.75% 13/20
6 Month 03-Jun-21 10162.00 1.62% - 1.71% 13/18
YTD 01-Jan-21 10307.50 3.08% - 3.19% 13/18
1 Year 03-Dec-20 10334.10 3.34% 3.34% 3.44% 13/18
2 Year 03-Dec-19 10930.00 9.30% 4.54% 4.66% 12/17
3 Year 03-Dec-18 11810.70 18.11% 5.70% 6.01% 11/15
5 Year 02-Dec-16 13387.50 33.88% 6.00% 6.15% 11/14
10 Year 02-Dec-11 20648.60 106.49% 7.51% 7.47% 10/14
Since Inception 16-Jul-04 33295.00 232.95% 7.16% 5.98% 7/20

SIP Returns (NAV as on 03rd December, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 03-Dec-20 12000 12213.71 1.78 % 3.31 %
2 Year 03-Dec-19 24000 24974.69 4.06 % 3.87 %
3 Year 03-Dec-18 36000 38642.65 7.34 % 4.65 %
5 Year 02-Dec-16 60000 68967.88 14.95 % 5.51 %
10 Year 02-Dec-11 120000 169161.72 40.97 % 6.68 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2021)

No of Debt Holding 96 (Category Avg - 46.90) | Modified Duration 0.24 Years (Category Avg - 0.25)| Yield to Maturity 4.00% (Category Avg - 3.94%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 20.32% 13.60%
CD 15.73% 15.05%
T-Bills 9.44% 18.89%
NCD & Bonds 0.00% 0.02%
CP 51.63% 51.57%
PTC 0.00% 0.00%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 29.76% 32.50%
Low Risk 67.36% 66.65%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Reverse Repo Reverse Repo 1.91%
TREPS TREPS 1.03%
Net Receivables Net Receivables -0.06%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

    No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Money Market Fund - Regular Plan - Growth 3 7126.33 0.34 0.81 1.88 3.91 6.30
Aditya Birla Sun Life Money Manager Fund - Growth 2 14819.23 0.34 0.83 1.88 3.83 6.31
Nippon India Money Market - Growth 5 8408.20 0.35 0.84 1.86 3.78 6.09
HDFC Money Market Fund - Growth 3 15827.89 0.34 0.82 1.85 3.76 6.24
UTI Money Market Fund - Regular Plan - Growth 4 9336.36 0.33 0.84 1.86 3.74 6.04
Axis Money Market Fund - Growth 4 3810.03 0.33 0.82 1.84 3.74 0.00
ICICI Prudential Money Market Fund - Growth 3 13305.33 0.33 0.82 1.83 3.69 6.06
Kotak Money Market - Growth 3 11454.19 0.33 0.83 1.84 3.67 5.92
DSP Savings Fund - Regular Plan - Growth 2 2684.73 0.35 0.74 1.77 3.62 5.85
Franklin India Savings Fund - Growth 4 996.25 0.32 0.79 1.80 3.58 6.16

More Funds from SBI Mutual Fund

Out of 137 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 8 is/are ranked 4 * , 12 is/are ranked 3 * , 4 is/are ranked 2 * , 4 is/are ranked 1 * , and 108 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
SBI Liquid Fund - Regular Plan - Growth 3 49644.17 0.30 0.81 1.66 3.24 4.74
SBI Equity Hybrid Fund - Regular Plan - Growth 3 48043.37 -1.97 0.40 9.69 27.28 16.80
SBI Blue Chip Fund - Regular Plan - Growth 4 32031.06 -3.60 -0.05 10.13 32.11 17.73
SBI Savings Fund - Regular Plan - Growth 2 25901.75 0.29 0.72 1.62 3.34 5.70
SBI Corporate Bond Fund - Regular Plan - Growth 1 24913.36 0.35 0.52 1.83 3.18 0.00
SBI Overnight Fund - Regular Plan - Growth 3 24568.07 0.26 0.78 1.55 3.08 4.08
SBI Focused Equity Fund - Regular Plan - Growth 4 21676.55 0.52 9.17 23.13 48.84 25.18
SBI Balanced Advantage Fund - Regular Plan - Growth NA 20432.66 -1.15 1.18 0.00 0.00 0.00
SBI Short Term Debt Fund - Regular Plan - Growth 3 17412.09 0.37 0.64 1.93 3.22 7.59
SBI Flexi Cap Fund - Regular Plan - Growth 3 15462.18 -3.74 0.16 10.15 35.18 18.14

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