Principal Focused Multicap Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Focused Fund

Fund House : PRINCIPAL Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 76.39 0.61%
(as on 23rd November, 2020)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 399.62 Cr

(0.73% of Investment in Category)

Expense Ratio

: 2.56%

(2.28% Category average)

Risk-O-Meter

Moderately High

Buy Recommended

(Min ₹100 for SIP, ₹300 for one time investment)

Focused Fund :Focused Fund : Fund has 92.34% investment in indian stocks of which 53.61% is in large cap stocks, 19.71% is in mid cap stocks, 5.99% in small cap stocks.Fund has 0.06% investment in Debt of which 0.06% in Government securities.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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This Scheme

VS

Nifty 50

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NA
8.38%

11.33%

36.96%

9.09%

10.67%

10.14%

11.75%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 23rd November, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-Nov-20	10324.40	3.24%	-	2.19%	3/24
1 Month	23-Oct-20	11048.60	10.49%	-	8.38%	5/24
3 Month	21-Aug-20	11225.60	12.26%	-	11.33%	10/23
6 Month	22-May-20	13484.60	34.85%	-	36.96%	15/22
YTD	01-Jan-20	11074.20	10.74%	-	7.22%	6/22
1 Year	22-Nov-19	11359.10	13.59%	13.51%	9.09%	7/21
2 Year	22-Nov-18	12853.80	28.54%	13.34%	10.67%	5/18
3 Year	23-Nov-17	12502.50	25.02%	7.72%	4.76%	5/17
5 Year	23-Nov-15	16919.20	69.19%	11.08%	10.14%	5/15
10 Year	23-Nov-10	25252.90	152.53%	9.70%	9.69%	6/11
Since Inception	11-Nov-05	76390.00	663.90%	14.47%	11.75%	7/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 23rd November, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	22-Nov-19	12000	14395.25	19.96 %	38.65 %
2 Year	22-Nov-18	24000	29131.91	21.38 %	19.78 %
3 Year	23-Nov-17	36000	44157.84	22.66 %	13.69 %
5 Year	23-Nov-15	60000	81302.9	35.5 %	12.09 %
10 Year	23-Nov-10	120000	226404.15	88.67 %	12.19 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

Portfolio Turnover Ratio : 70.00% | Category average turnover ratio is 155.40%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 92.34% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 92.34%

No of Stocks : 30 (Category Avg - 25.17) | Large Cap Investments : 53.61%| Mid Cap Investments : 19.71% | Small Cap Investments : 5.99% | Other : 13.03%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries/marketing	348.8	8.73%	-0.79%	9.52% (Sep 2020)	5.98% (Feb 2020)	1.70 L	0.00
HDFC Bank Ltd.	Banks	322.3	8.07%	1.14%	8.52% (Nov 2019)	6.93% (Sep 2020)	2.72 L	16.20 k
Infosys Ltd.	Computers - software	252.5	6.32%	0.30%	6.32% (Oct 2020)	3.56% (Nov 2019)	2.38 L	0.00
ICICI Bank Ltd.	Banks	238.1	5.96%	1.44%	6.71% (Dec 2019)	4.52% (Sep 2020)	6.06 L	98.45 k
Nestle India Ltd.	Consumer food	224	5.60%	0.39%	5.6% (Oct 2020)	2.66% (Nov 2019)	13.05 k	0.00
Housing Development Finance Corporation Ltd.	Housing finance	198.6	4.97%	0.46%	4.97% (Oct 2020)	3.34% (Jul 2020)	1.03 L	0.00
Navin Flourine International Ltd.	Chemicals - inorganic	177.1	4.43%	-0.17%	5.01% (May 2020)	3.35% (Nov 2019)	78.98 k	-4.20 k
Bajaj Finserv Ltd	Nbfc	175.5	4.39%	2.37%	4.39% (Oct 2020)	1.49% (May 2020)	31.48 k	17.70 k
Shree Cement Ltd.	Cement	121.1	3.03%	0.19%	3.61% (May 2020)	2.84% (Sep 2020)	5.58 k	0.00
AIA Engineering Ltd.	Castings/forgings	107.1	2.68%	-0.24%	3.25% (May 2020)	2.68% (Oct 2020)	63.00 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.12) | Modified Duration 0.00 Years (Category Avg - 2.11)| Yield to Maturity - -- (Category Avg - 4.96%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.06%	0.03%
NCD & Bonds	0.00%	0.00%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.06%	0.03%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	7.29%
Net Receivables	Net Receivables	0.31%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

18.69vs13.12

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.88vs0.59

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.77vs-1.47

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IIFL Focused Equity Fund - Growth	5	1014.16	9.24	15.32	45.75	19.17	11.26
Mirae Asset Focused Fund - Growth	NA	3701.26	7.25	13.04	50.90	14.97	0.00
Union Focused Fund - Growth	NA	178.94	6.21	12.34	36.76	14.40	0.00
Axis Focused 25 Fund - Growth	3	11895.49	13.55	16.90	42.20	14.30	10.93
ICICI Prudential Focused Equity Fund - Retail - Growth	4	806.89	7.40	5.18	27.00	13.82	4.57
Motilal Oswal Focused 25 Fund - Growth	3	1340.40	9.99	15.63	38.12	13.68	8.58
IDBI Focused 30 Equity Fund - Growth	NA	149.11	8.84	10.88	37.72	11.59	3.86
IDFC Focused Equity Fund - Regular Plan - Growth	3	1398.98	2.91	8.48	36.21	10.87	1.97
BNP Paribas Focused 25 Equity Fund - Growth	NA	176.53	8.72	11.64	33.10	10.31	2.66
SBI Focused Equity Fund - Regular Plan - Growth	4	10619.72	11.84	11.32	34.51	9.53	8.48

Detailed Comparison

More Funds from PRINCIPAL Mutual Fund

Out of 27 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 7 is/are ranked 3 * , 2 is/are ranked 2 * , 2 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Principal Emerging Bluechip Fund - Growth	4	2119.85	9.23	12.53	41.89	15.67	3.99
Principal Hybrid Equity Fund - Growth	3	1033.38	6.83	9.75	30.37	10.16	3.70
Principal Multi Cap Growth Fund - Growth	3	645.97	8.23	12.05	39.91	9.20	1.45
Principal Tax Saving Fund	3	408.19	9.10	11.69	41.90	11.69	1.64
Principal Focused Multicap Fund - Growth	4	399.62	10.49	12.26	34.85	13.51	7.72
Principal Midcap Fund - Regular Plan - Growth	NA	265.51	8.72	10.53	39.48	0.00	0.00
Principal Personal Tax Saver	3	241.02	9.18	11.88	42.63	11.43	1.44
Principal Small Cap Fund - Regular Plan - Growth	NA	211.14	8.39	12.11	54.44	28.40	0.00
Principal Cash Management Fund - Growth	1	197.65	0.26	0.78	1.59	3.99	2.78
Principal Large Cap Fund - Regular Plan - Growth	NA	186.33	8.28	0.00	0.00	0.00	0.00