Principal Focused Multicap Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Focused Fund

Fund House : PRINCIPAL Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 91.25 1.18%
(as on 02nd March, 2021)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 473.38 Cr

(0.76% of Investment in Category)

Expense Ratio

: 2.55%

(2.25% Category average)

Risk-O-Meter

Moderately High

Buy Recommended

(Min ₹100 for SIP, ₹300 for one time investment)

Focused Fund :Focused Fund : Fund has 98.81% investment in indian stocks of which 61.51% is in large cap stocks, 18.54% is in mid cap stocks, 5.09% in small cap stocks.Fund has 0.08% investment in Debt of which 0.08% in Government securities.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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This Scheme

VS

Nifty 50

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NA
3.45%

15.33%

29.68%

32.4%

18.99%

16.09%

16.41%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 01st March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22-Feb-21	10096.30	0.96%	-	0.78%	8/24
1 Month	01-Feb-21	10615.60	6.16%	-	4.72%	9/25
3 Month	01-Dec-20	11619.40	16.19%	-	14.13%	8/25
6 Month	01-Sep-20	13284.70	32.85%	-	28.96%	3/23
YTD	01-Jan-21	10895.10	8.95%	-	7.48%	9/25
1 Year	28-Feb-20	13172.20	31.72%	31.52%	29.34%	7/22
2 Year	01-Mar-19	14996.70	49.97%	22.43%	18.25%	2/18
3 Year	01-Mar-18	14937.10	49.37%	14.30%	10.46%	2/17
5 Year	01-Mar-16	22379.70	123.80%	17.47%	16.25%	4/15
10 Year	01-Mar-11	32583.10	225.83%	12.53%	12.72%	6/12
Since Inception	11-Nov-05	90190.00	801.90%	15.45%	15.98%	10/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Feb-20	12000	16159.49	34.66 %	70.11 %
2 Year	01-Mar-19	24000	32949.61	37.29 %	33.85 %
3 Year	01-Mar-18	36000	50661.95	40.73 %	23.51 %
5 Year	01-Mar-16	60000	92216.18	53.69 %	17.22 %
10 Year	01-Mar-11	120000	259191.84	115.99 %	14.73 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Portfolio Turnover Ratio : 61.00% | Category average turnover ratio is 252.88%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 98.81% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.81%

No of Stocks : 30 (Category Avg - 26.00) | Large Cap Investments : 61.51%| Mid Cap Investments : 18.54% | Small Cap Investments : 5.09% | Other : 13.67%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
Infosys Ltd.	Computers - software	385.9	8.15%	0.05%	8.15% (Jan 2021)	3.66% (Feb 2020)	3.11 L
ICICI Bank Ltd.	Banks	382.9	8.09%	0.19%	8.09% (Jan 2021)	4.52% (Sep 2020)	7.13 L
HDFC Bank Ltd.	Banks	378.7	8.00%	-0.10%	8.65% (Nov 2020)	6.93% (Sep 2020)	2.72 L
Reliance Industries Ltd.	Refineries/marketing	312.7	6.61%	-0.37%	9.52% (Sep 2020)	5.98% (Feb 2020)	1.70 L
Bajaj Finserv Ltd	Nbfc	289	6.10%	-0.01%	6.4% (Nov 2020)	1.49% (May 2020)	33.13 k
Housing Development Finance Corporation Ltd.	Housing finance	279.2	5.90%	-0.32%	6.22% (Dec 2020)	3.34% (Jul 2020)	1.17 L
Bharti Airtel Ltd.	Telecom - services	208	4.39%	0.42%	4.39% (Jan 2021)	0% (Feb 2020)	3.76 L
Larsen & Toubro Ltd.	Engineering, designing, construction	187.5	3.96%	0.22%	3.96% (Jan 2021)	0% (Feb 2020)	1.40 L
State Bank Of India	Banks	180.5	3.81%	0.17%	3.81% (Jan 2021)	1.04% (Sep 2020)	6.40 L
Avenue Supermarts Ltd.	Retailing	160.6	3.39%	-0.08%	3.47% (Dec 2020)	2.32% (Jul 2020)	60.59 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 2 (Category Avg - 0.16) | Modified Duration 0.00 Years (Category Avg - 2.11)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.08%	0.02%
NCD & Bonds	0.00%	0.00%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.08%	0.02%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.67%
Net Receivables	Net Receivables	-0.56%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 26th February, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.36vs13.51

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.89vs0.6

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.58vs0.26

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.13vs0.06

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

3.29vs-0.24

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Focused Equity Fund - Retail - Growth	3	977.55	4.62	18.28	28.85	50.65	12.00
Nippon India Focused Equity Fund - Growth	3	4388.64	9.19	27.94	44.03	49.02	11.34
Quant Focused Fund - Growth	NA	10.01	6.20	17.66	33.04	48.34	10.59
Mirae Asset Focused Fund - Growth	NA	4601.24	4.62	16.45	32.25	42.49	0.00
Franklin India Focused Equity Fund - Growth	2	7318.79	5.21	23.85	41.97	41.32	11.67
Union Focused Fund - Growth	NA	177.36	3.98	16.51	30.50	37.23	0.00
Tata Focused Equity Fund - Regular Plan - Growth	NA	1126.01	4.77	18.12	31.66	33.63	0.00
IIFL Focused Equity Fund - Growth	5	1421.77	2.75	13.98	32.20	33.48	19.21
HDFC Focused 30 Fund - Growth	1	563.70	5.73	22.34	31.93	33.08	4.16
Kotak Focused Equity Fund - Regular Plan - Growth	NA	1706.94	4.53	17.00	32.83	31.35	0.00

Detailed Comparison

More Funds from PRINCIPAL Mutual Fund

Out of 22 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 6 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 8 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Principal Emerging Bluechip Fund - Growth	4	2328.34	6.92	15.12	32.54	32.56	9.99
Principal Hybrid Equity Fund - Growth	3	1048.76	3.60	10.92	23.35	25.66	8.01
Principal Multi Cap Growth Fund - Growth	2	673.83	5.49	14.80	30.70	27.89	7.31
Principal Tax Saving Fund	3	477.42	3.90	14.75	30.66	34.40	7.60
Principal Focused Multicap Fund - Growth	4	473.38	6.16	16.19	32.85	31.52	14.30
Principal Large Cap Fund - Regular Plan - Growth	NA	338.94	2.60	10.70	0.00	0.00	0.00
Principal Midcap Fund - Regular Plan - Growth	NA	321.53	7.89	17.54	35.08	35.79	0.00
Principal Personal Tax Saver	3	276.87	3.94	14.80	30.90	34.28	7.73
Principal Small Cap Fund - Regular Plan - Growth	NA	274.64	7.44	18.94	38.54	46.42	0.00
Principal Cash Management Fund - Growth	1	201.76	0.24	0.73	1.49	3.42	2.45