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PGIM India Equity Savings Fund - IDCW - Monthly

  • Regular
  • Direct
Category : Equity Savings
Fund House : PGIM India Mutual Fund
  • NAV
    : ₹ 12.7289 0.08%
    (as on 13th October, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Low to Moderate Risk

The fund has 71.32% investment in domestic equities of which 37.19% is in Large Cap stocks, 5.17% is in Mid Cap stocks, 0.35% in Small Cap stocks.The fund has 20.42% investment in Debt, of which 15.96% in Government securities, 4.46% is in Low Risk securities.

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Returns (NAV as on 10th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 03-Oct-25 10034.30 0.34% - 0.41% 17/26
1 Month 10-Sep-25 10040.50 0.40% - 0.69% 19/26
3 Month 10-Jul-25 10078.40 0.78% - 1.20% 15/24
6 Month 09-Apr-25 10403.80 4.04% - 6.65% 22/24
YTD 01-Jan-25 10455.10 4.55% - 4.96% 14/23
1 Year 10-Oct-24 10510.20 5.10% 5.10% 4.92% 11/23
2 Year 10-Oct-23 11538.50 15.38% 7.41% 10.19% 23/23
3 Year 10-Oct-22 12324.00 23.24% 7.21% 10.20% 23/23
5 Year 09-Oct-20 14880.80 48.81% 8.26% 10.36% 21/23
10 Year 09-Oct-15 19381.70 93.82% 6.83% 8.18% 12/15
Since Inception 10-Feb-04 42655.50 326.56% 6.92% 7.69% 17/25

SIP Returns (NAV as on 10th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 10-Oct-24 12000 12379.6 3.16 % 5.9 %
2 Year 10-Oct-23 24000 25622.68 6.76 % 6.42 %
3 Year 10-Oct-22 36000 39981.86 11.06 % 6.92 %
5 Year 09-Oct-20 60000 71356.61 18.93 % 6.86 %
10 Year 09-Oct-15 120000 172304.55 43.59 % 7.03 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Equity Holding : 71.32% | F&O Holdings : 54.29%| Foreign Equity Holdings : 0.00%| Total : 17.03%
No of Stocks : 51 (Category Avg - 77.28) | Large Cap Investments : 37.19%| Mid Cap Investments : 5.17% | Small Cap Investments : 0.35% | Other : -25.68%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
# Bajaj Finance Ltd. Non banking financial company (nbfc) 69.2 9.77% 0.00% 9.49% (Jan 2025) 7.29% (Oct 2024) 69.23 k 0.00
# HDFC Bank Ltd. Private sector bank 63.9 9.02% 0.00% 9.86% (Nov 2024) 8.74% (Sep 2024) 67.18 k 0.00
# Reliance Industries Ltd. Refineries & marketing 62.5 8.82% 0.00% 10.03% (Nov 2024) 6.46% (Oct 2024) 45.79 k 0.00
# Ambuja Cements Ltd. Cement & cement products 56.3 7.95% 0.00% 8% (Jul 2025) 6.34% (Nov 2024) 98.70 k 0.00
# Tata Steel Ltd. Iron & steel products 47.3 6.69% 0.00% 6.29% (May 2025) 4.65% (Oct 2024) 2.81 L 0.00
# Titan Company Ltd. Gems, jewellery and watches 29 4.09% 0.00% 4.34% (Jun 2025) 3.26% (Oct 2024) 8.60 k 0.00
# Adani Ports And Special Economic Zone Ltd. Port & port services 28 3.95% 0.00% 3.99% (May 2025) 2.87% (Nov 2024) 19.95 k 0.00
# NMDC LTD Industrial minerals 24.7 3.49% 0.00% 3.21% (May 2025) 2.68% (Oct 2024) 3.24 L 0.00
# Larsen & Toubro Ltd. Civil construction 15.4 2.18% 0.00% 2.17% (May 2025) 0.58% (Oct 2024) 4.21 k 0.00
# Kotak Mahindra Bank Ltd. Private sector bank 13.6 1.91% 0.00% 2.46% (Mar 2025) 1.55% (Oct 2024) 6.80 k 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 7 (Category Avg - 16.52) | Modified Duration 2.80 Years (Category Avg - 2.56)| Yield to Maturity 6.15% (Category Avg - 6.38%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 15.96% 9.13%
CD 0.00% 0.78%
T-Bills 0.00% 0.57%
CP 0.00% 0.28%
NCD & Bonds 4.46% 7.60%
PTC 0.00% 0.18%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 15.96% 9.70%
Low Risk 4.46% 8.72%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 55.23%
TREPS TREPS 7.32%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    1.85vs3.57
    Category Avg
  • Beta

    Low volatility
    0.14vs0.5
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.62vs1
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.08
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    0.02vs1.43
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Edelweiss Equity Savings Fund - Regular Plan - Growth NA 843.46 0.61 1.97 6.94 7.16 11.65
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth NA 911.51 0.58 1.59 5.82 6.99 9.46
LIC MF Equity Savings Fund - Growth 1 29.82 0.03 0.89 7.03 6.80 10.17
ICICI Prudential Equity Savings Fund - Growth NA 16487.15 0.31 1.15 5.00 6.43 9.11
Mirae Asset Equity Savings Fund - Growth NA 1669.56 0.52 0.83 7.52 5.73 11.59
Tata Equity Savings Fund - Regular Plan - Growth 2 270.01 0.22 0.74 4.36 5.55 10.29
Kotak Equity Savings Fund - Growth NA 8782.37 1.39 2.93 7.88 5.44 12.31
Franklin India Equity Savings Fund - Growth NA 656.87 0.67 1.43 4.48 5.29 8.67
Bandhan Equity Savings Fund - Regular Plan - Growth NA 354.94 0.29 1.17 3.55 5.24 7.96
PGIM India Equity Savings Fund - Growth 3 70.80 0.33 1.09 3.89 5.19 7.32

More Funds from PGIM India Mutual Fund

Out of 27 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
PGIM India Midcap Fund - Growth 1 11400.29 -0.70 0.09 17.59 0.29 13.33
PGIM India Flexi Cap Fund - Growth 2 6214.79 0.49 0.85 15.36 1.79 14.06
PGIM India Global Equity Opportunities Fund of Fund - Growth NA 1614.87 3.18 10.29 29.17 12.32 25.15
PGIM India Global Equity Opportunities Fund of Fund - Growth NA 1614.87 0.00 0.00 0.00 0.00 0.00
PGIM India Small Cap Fund - Regular Plan - Growth 2 1567.96 0.12 0.12 21.58 -0.36 13.83
PGIM India Balanced Advantage Fund - Growth NA 946.69 0.52 -0.13 10.27 2.45 10.45
PGIM India ELSS Tax Saver Fund - Growth 3 763.35 0.09 -1.16 12.40 1.30 13.66
PGIM India Large and Midcap Fund - Regular Plan - Growth NA 741.09 0.80 0.40 16.04 3.77 0.00
PGIM India Emerging Markets Equity Fund of Fund - Growth NA 675.50 2.46 11.08 34.56 17.77 16.03
PGIM India Large Cap Fund - Growth 2 595.91 0.64 0.39 12.82 1.09 13.20

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