NJ ELSS Tax Saver Scheme - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : NJ Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 14.04 0.14%
(as on 07th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 297.86 Cr

(0.12% of Investment in Category)

Expense Ratio

: 2.32%

(1.99% Category average)

Risk-O-Meter

Very High Risk

ELSS :ELSS : The fund has 98.11% investment in domestic equities of which 20.04% is in Large Cap stocks, 39.23% is in Mid Cap stocks, 18.16% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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This Scheme

VS

Benchmark
Nifty 500 TRI

1.44%

3.89%

7.38%

4.19%

18.1%

19.77%

12.59%
NA
0.85%

2.91%

7.72%

1.38%

16.97%

21.11%

14.82%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 07th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	31-Oct-25	9894.30	-1.06%	-	-0.89%	43/56
1 Month	07-Oct-25	9831.90	-1.68%	-	0.85%	54/55
3 Month	07-Aug-25	9777.20	-2.23%	-	2.91%	55/56
6 Month	07-May-25	10181.30	1.81%	-	7.72%	55/56
YTD	01-Jan-25	9486.50	-5.13%	-	2.58%	51/55
1 Year	07-Nov-24	9410.20	-5.90%	-5.90%	1.38%	53/55
2 Year	07-Nov-23	12446.80	24.47%	11.55%	16.97%	53/55
Since Inception	16-Jun-23	14040.00	40.40%	15.21%	14.82%	24/56

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 07th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	07-Nov-24	12000	11918.95	-0.68 %	-1.24 %
2 Year	07-Nov-23	24000	24215.49	0.9 %	0.86 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 112.00% | Category average turnover ratio is 78.13%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 98.11% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.11%

No of Stocks : 25 (Category Avg - 53.53) | Large Cap Investments : 20.04%| Mid Cap Investments : 39.23% | Small Cap Investments : 18.16% | Other : 20.68%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Polycab India Limited	Cables - electricals	156.2	5.24%	0.17%	5.24% (Sep 2025)	0% (Oct 2024)	21.44 k	487.00
HDFC Asset Management Co. Ltd.	Asset management company	152	5.10%	0.10%	5.1% (Sep 2025)	4.04% (Jan 2025)	27.48 k	624.00
Metropolis Healthcare Ltd.	Healthcare service provider	143.6	4.82%	-0.33%	5.15% (Aug 2025)	3.25% (Mar 2025)	70.52 k	1.60 k
Muthoot Finance Pvt. Ltd.	Non banking financial company (nbfc)	142.5	4.79%	0.71%	5.69% (Mar 2025)	3.49% (May 2025)	46.32 k	1.07 k
DR. LAL PATHLABS Ltd.	Healthcare service provider	138.8	4.66%	-0.25%	4.91% (Aug 2025)	3.39% (Mar 2025)	44.51 k	1.01 k
Coromandel International Ltd.	Fertilizers	125.1	4.20%	-0.09%	5.36% (Mar 2025)	4.1% (Oct 2024)	55.65 k	1.26 k
Gillette India Ltd.	Personal care	123.3	4.14%	-0.49%	5% (Nov 2024)	3.89% (Apr 2025)	13.01 k	-0.43 k
Alkem Laboratories Ltd.	Pharmaceuticals	122.7	4.12%	0.12%	4.12% (Sep 2025)	3.58% (Jun 2025)	22.61 k	513.00
Marico Ltd.	Personal care	118.1	3.96%	-0.14%	4.4% (Jan 2025)	3.9% (Jul 2025)	1.69 L	3.87 k
Mphasis Ltd.	Computers - software & consulting	117.1	3.93%	-0.17%	4.1% (Aug 2025)	0% (Oct 2024)	44.11 k	1.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.80%
Net Receivables	Net Receivables	0.09%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC ELSS Tax saver - Growth	5	16644.54	0.44	3.52	6.05	6.84	20.60
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	4	25910.64	1.91	4.80	9.37	6.33	16.92
Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - Growth	3	15174.87	1.31	3.53	9.26	5.69	14.26
Navi ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	NA	102.15	1.57	3.68	4.89	5.54	0.00
ICICI Prudential ELSS Tax Saver Fund - Growth	4	14425.23	0.61	3.93	6.37	5.44	15.56
Sundaram ELSS Tax Saver Fund - Growth	3	1356.01	0.98	2.03	5.97	5.13	14.10
WhiteOak Capital ELSS Tax Saver Fund - Regular Plan - Growth	NA	414.27	1.82	3.30	8.26	4.71	19.59
Parag Parikh ELSS Tax Saver Fund - Regular Plan - Growth	4	5638.79	-0.36	1.15	3.49	4.39	15.86
ICICI Prudential Long Term Wealth Enhancement Fund - Growth	NA	41.11	0.00	4.69	7.88	4.25	18.18
UTI Master Equity Plan Unit Scheme	NA	2924.41	0.82	3.29	4.52	4.14	12.43

Detailed Comparison

More Funds from NJ Mutual Fund

Out of 5 mutual fund schemes offered by this AMC, 1 is/are ranked 1 * , and 4 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
NJ Balanced Advantage Fund - Regular Plan - Growth	NA	3815.16	-0.95	-0.15	3.29	-1.17	10.65
NJ Flexi Cap Fund - Regular Plan - Growth	NA	2411.49	-1.57	-0.75	3.62	-7.38	0.00
NJ Overnight Fund - Regular Plan - Growth	NA	307.19	0.44	1.32	2.67	5.84	6.27
NJ ELSS Tax Saver Scheme - Regular Plan - Growth	NA	297.86	-1.68	-2.23	1.81	-5.90	0.00
NJ Arbitrage Fund - Regular Plan - Growth	1	264.59	0.46	1.26	2.44	5.54	6.43