LIC MF Large & Mid Cap Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large & Mid Cap Fund

Fund House : LIC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 22.1357 0.79%
(as on 02nd August, 2021)

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Crisil Rank

Average performance among peers

Fund Size

: ₹ 1206.64 Cr

(1.38% of Investment in Category)

Expense Ratio

: 2.44%

(2.2% Category average)

Risk-O-Meter

Very High

Large & Mid Cap Fund :Large & Mid Cap Fund : Fund has 96.56% investment in indian stocks of which 35.92% is in large cap stocks, 37.14% is in mid cap stocks, 14.29% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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VIP (Value Avg)

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Returns (NAV as on 02nd August, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Jul-21	10119.10	1.19%	-	1.55%	22/30
1 Month	02-Jul-21	10279.40	2.79%	-	4.04%	26/30
3 Month	30-Apr-21	11326.10	13.26%	-	15.35%	27/30
6 Month	02-Feb-21	11833.20	18.33%	-	20.85%	24/30
YTD	01-Jan-21	11971.10	19.71%	-	26.74%	28/30
1 Year	31-Jul-20	15273.50	52.73%	52.38%	60.16%	25/29
2 Year	02-Aug-19	15583.80	55.84%	24.80%	27.90%	20/26
3 Year	02-Aug-18	14898.70	48.99%	14.20%	14.92%	14/24
5 Year	02-Aug-16	20681.80	106.82%	15.63%	14.69%	7/23
Since Inception	25-Feb-15	22135.70	121.36%	13.14%	18.86%	22/30

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st January, 1970)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Jun,2021)

Portfolio Turnover Ratio : 39.00% | Category average turnover ratio is 146.24%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.56% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.56%

No of Stocks : 66 (Category Avg - 58.64) | Large Cap Investments : 35.92%| Mid Cap Investments : 37.14% | Small Cap Investments : 14.29% | Other : 9.21%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Infosys Ltd.	Computers - software	821.1	6.81%	0.43%	7% (Dec 2020)	6.11% (Aug 2020)	5.19 L	0.00
ICICI Bank Ltd.	Banks	789.5	6.54%	-0.89%	7.43% (May 2021)	4.07% (Sep 2020)	12.51 L	-0.19 L
HDFC Bank Ltd.	Banks	634.2	5.26%	-0.40%	7.25% (Nov 2020)	5.26% (Jun 2021)	4.23 L	0.00
Tata Chemicals Ltd.	Chemicals - inorganic	442.3	3.67%	-0.12%	4.92% (Feb 2021)	2.71% (Sep 2020)	6.11 L	0.00
Tata Consultancy Services Ltd.	Computers - software	392.4	3.25%	-0.02%	3.8% (Jan 2021)	3.07% (Aug 2020)	1.17 L	0.00
Avenue Supermarts Ltd.	Retailing	310.8	2.58%	0.06%	3.72% (Aug 2020)	2.51% (Apr 2021)	92.95 k	0.00
Bajaj Finance Ltd.	Nbfc	299.8	2.48%	-0.22%	6.41% (Aug 2020)	2.48% (Jun 2021)	49.84 k	-4.64 k
Tata Consumer Products Ltd.	Tea & coffee	297.8	2.47%	0.16%	4.25% (Aug 2020)	2.31% (May 2021)	3.95 L	0.00
Atul Ltd.	Chemicals - speciality	294.8	2.44%	-0.05%	3.71% (Sep 2020)	2.29% (Feb 2021)	32.84 k	0.00
Reliance Industries Ltd.	Refineries/marketing	271.7	2.25%	-0.20%	3.63% (Jul 2020)	2.25% (Jun 2021)	1.29 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.17%
Net Receivables	Net Receivables	-0.73%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th July, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

14.86vs13.22

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.75vs0.7

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.75vs0.63

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.15vs0.12

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

2.11vs2.52

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Equity Advantage Fund - Growth	3	2730.71	1.92	15.55	18.84	71.11	12.66
HDFC Large and Mid Cap Fund - Regular - Growth	3	2526.06	4.18	16.38	23.40	69.14	15.09
Motilal Oswal Large and Midcap Fund - Regular Plan - Growth	NA	697.11	7.20	20.02	25.30	68.88	0.00
UTI Core Equity Fund - Growth	5	1072.76	4.23	17.49	25.07	68.48	14.30
Axis Growth Opportunities Fund - Growth	NA	3547.24	3.44	17.95	30.48	67.23	0.00
SBI Large & Midcap Fund - Regular Plan - Growth	4	4301.91	2.75	18.00	22.21	66.30	17.08
Mirae Asset Emerging Bluechip Fund - Growth	5	18675.71	3.82	14.99	21.26	66.15	22.20
Aditya Birla Sun Life Equity Advantage Fund - Regular Plan - Growth	2	5466.73	4.39	13.84	20.69	65.22	13.72
Mahindra Manulife Top 250 Nivesh Yojana - Regular Plan - Growth	NA	370.80	3.91	16.57	24.06	63.37	0.00
Principal Emerging Bluechip Fund - Growth	4	2840.76	3.11	14.74	21.77	63.30	15.38

Detailed Comparison

More Funds from LIC Mutual Fund

Out of 27 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 5 is/are ranked 4 * , 6 is/are ranked 3 * , 6 is/are ranked 2 * , 1 is/are ranked 1 * , and 7 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Growth	4	7257.06	0.28	0.81	1.60	3.19	5.23
LIC MF Banking & PSU Debt - Growth	1	2199.93	0.52	0.92	2.16	3.38	7.79
LIC MF Savings Fund - Growth	3	1243.23	0.39	0.89	1.83	4.25	5.36
LIC MF Large & Mid Cap Fund - Growth	3	1206.64	2.79	13.26	18.33	52.38	14.20
LIC MF G-SEC Long Term Exchange Traded Fund - Growth	NA	713.53	-0.21	0.57	1.78	2.68	9.59
LIC MF G-SEC Long Term Exchange Traded Fund - Growth	NA	713.53	-0.21	0.51	1.61	2.20	9.15
LIC MF Large Cap Fund - Growth	3	555.45	1.92	10.53	9.45	41.59	12.67
LIC MF ETF - Nifty 50	3	480.45	1.20	9.20	9.24	44.72	13.42
LIC MF ETF - Nifty 50	3	480.45	1.20	9.20	9.24	44.72	13.42
LIC MF ETF - Sensex	4	476.05	1.05	9.11	7.03	41.94	13.76