LIC MF Large & Mid Cap Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large & Mid Cap Fund

Fund House : LIC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 14.9182 -0.58%
(as on 14th June, 2019)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 481.94 Cr

(0.91% of Investment in Category)

Expense Ratio

: 2.78%

(2.27% Category average)

Risk-O-Meter

Moderately High

(Min ₹1000 for SIP, ₹5000 for one time investment)

Large & Mid Cap Fund :Large & Mid Cap Fund : Fund has 89.37% investment in indian stocks of which 42.24% is in large cap stocks, 37.12% is in mid cap stocks, 10.01% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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This Scheme

VS

Nifty 50

5.03%

1.46%

4.31%

0.32%

5.86%

11.25%

0%
NA
5.3%

2.32%

5.06%

1.11%

4.68%

12.27%

14.15%

NA
Gold

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VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 14th June, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Jun-19	9962.74	-0.37%	-	-0.72%	3/24
1 Month	14-May-19	10632.92	6.33%	-	5.30%	4/24
3 Month	14-Mar-19	10288.77	2.89%	-	2.32%	10/23
6 Month	14-Dec-18	10470.01	4.70%	-	5.06%	15/23
YTD	01-Apr-19	10095.69	0.96%	-	0.03%	6/23
1 Year	14-Jun-18	10213.12	2.13%	2.13%	1.11%	11/22
2 Year	14-Jun-17	10934.77	9.35%	4.57%	4.68%	12/22
3 Year	14-Jun-16	15312.97	53.13%	15.26%	11.95%	4/22
5 Year	-	-	-	-	12.27%	-/-
Since Inception	25-Feb-15	14918.20	49.18%	9.75%	-	-/-

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 14th Jun,2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 year	14-Jun-18	12000	12490.13	4.08 %	7.65 %
2 years	14-Jun-17	24000	24870.04	3.63 %	3.46 %
3 years	14-Jun-16	36000	40577.3	12.71 %	7.93 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st May,2019)

Equity Holding : 89.37% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 89.37%

No of Stocks : 43 (Category Avg - 50.08) | Large Cap Investments : 42.24%| Mid Cap Investments : 37.12% | Small Cap Investments : 10.01% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Cr)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Bajaj Finance Ltd.	Nbfc	309.2	6.42%	0.34%	5.35% (Sep 2018)	5.35% (Sep 2018)	89.18 k	0.00
HDFC Bank Ltd.	Banks	293.6	6.09%	-0.08%	3.55% (Aug 2018)	3.55% (Aug 2018)	1.21 L	0.00
City Union Bank Ltd.	Banks	254.2	5.27%	0.21%	4.48% (Feb 2019)	4.48% (Feb 2019)	11.99 L	65.20 k
ICICI Bank Ltd.	Banks	237	4.92%	-0.10%	2.17% (Sep 2018)	0% (Jun 2018)	5.59 L	0.00
Bajaj Finserv Ltd	Nbfc	211.6	4.39%	0.11%	1.88% (Sep 2018)	0% (Jun 2018)	25.84 k	0.00
Housing Development Finance Corporation Ltd.	Housing finance	199.5	4.14%	0.13%	3.42% (Sep 2018)	3.42% (Sep 2018)	91.40 k	0.00
Tata Consultancy Services Ltd.	Computers - software	173.8	3.61%	0.17%	2.74% (Dec 2018)	2.74% (Dec 2018)	79.10 k	9.90 k
Tata Chemicals Ltd.	Chemicals - inorganic	158.8	3.30%	0.35%	2.95% (Apr 2019)	2.95% (Apr 2019)	2.52 L	19.60 k
Cholamandalam Investment & Finance Co. Ltd.	Nbfc	149.8	3.11%	0.81%	1.48% (Feb 2019)	0% (Jun 2018)	97.70 k	22.40 k
Bata India Ltd.	Leather and leather products	136.3	2.83%	-0.46%	2.04% (Jun 2018)	2.04% (Jun 2018)	1.03 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	12.04%
Net Receivables	Net Receivables	-1.41%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

14.78vs12.49

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.77vs0.8

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.64vs0.47

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.12vs0.07

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

5.05vs0.66

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Mirae Asset Emerging Bluechip Fund - Growth	5	7616.50	6.34	2.95	7.23	8.87	17.98
Tata Large & Mid Cap Fund - Regular Plan - Growth	3	1423.90	5.65	5.43	8.86	8.72	11.24
Kotak Equity Opportunities Fund - Growth	4	2592.73	5.65	2.98	7.96	6.02	13.67
Essel Large & Midcap Fund - Regular Plan - Growth	3	108.52	6.53	3.75	8.95	5.09	13.18
Sundaram Large and Mid Cap Fund - Growth	4	665.12	5.45	3.21	5.73	3.74	15.65
SBI Large & Midcap Fund - Regular Plan - Growth	4	2614.38	4.26	1.21	4.14	3.70	11.82
Edelweiss Large and Mid Cap Fund - Regular Plan - Growth	3	431.93	6.12	3.35	6.68	3.25	11.98
ICICI Prudential Large & Mid Cap Fund- Growth	3	3154.13	4.86	3.17	4.86	2.88	11.50
HDFC Growth Opportunities Fund - Regular - Growth	3	1326.49	4.29	1.03	5.12	2.30	9.68
Invesco India Growth Opportunities Fund - Growth	5	1433.61	4.99	1.37	5.57	2.28	13.99

Detailed Comparison

More Funds from LIC Mutual Fund

Out of 26 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 6 is/are ranked 4 * , 6 is/are ranked 3 * , 4 is/are ranked 2 * , and 8 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Growth	4	8801.21	0.59	1.81	3.58	7.39	7.03
LIC MF Savings Fund - Growth	3	1300.39	-5.35	-5.06	-3.09	0.58	4.83
LIC MF ETF - Nifty 50	4	530.60	5.60	4.52	9.98	10.60	14.71
LIC MF ETF - Nifty 50	4	530.60	5.60	4.52	9.98	10.60	14.71
LIC MF Large & Mid Cap Fund - Growth	3	481.95	6.33	2.89	4.70	2.13	15.26
LIC MF Banking & PSU Debt - Growth	4	451.58	1.50	2.58	5.49	9.81	7.58
LIC MF ETF - Sensex	3	399.16	6.01	4.82	10.31	12.17	15.73
LIC MF ETF - Sensex	3	399.16	6.01	4.82	10.31	12.17	15.73
LIC MF Equity Hybrid Fund - Plan C - Growth	3	353.31	5.37	4.90	7.44	9.34	8.87
LIC MF ETF - Nifty 100	NA	330.58	5.35	3.47	8.20	7.79	14.39