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Kotak Tax Saver Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : ELSS
Fund House :
  • NAV
    : ₹ 87.7 0.28%
    (as on 28th November, 2022)
Crisil Rank
Very good performance among peers
Risk-O-Meter
Very High

The fund has 98.12% investment in domestic equities of which 63.55% is in Large Cap stocks, 19.83% is in Mid Cap stocks, 11.36% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 5 in the previous quarter.

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Returns (NAV as on 28th November, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 21-Nov-22 10213.10 2.13% - 1.96% 18/56
1 Month 28-Oct-22 10289.10 2.89% - 2.49% 26/56
3 Month 26-Aug-22 10580.30 5.80% - 4.36% 15/55
6 Month 27-May-22 11634.40 16.34% - 15.67% 23/55
YTD 31-Dec-21 10924.50 9.25% - 5.92% 12/55
1 Year 26-Nov-21 11091.60 10.92% 10.85% 8.44% 16/55
2 Year 27-Nov-20 15642.00 56.42% 25.03% 25.74% 21/55
3 Year 28-Nov-19 17285.90 72.86% 19.99% 20.64% 23/55
5 Year 28-Nov-17 19379.10 93.79% 14.14% 12.25% 9/44
Since Inception 02-Jan-13 42933.40 329.33% 15.84% 15.43% 19/52

SIP Returns (NAV as on 28th November, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 26-Nov-21 12000 13254.45 10.45 % 19.79 %
2 Year 27-Nov-20 24000 28807.39 20.03 % 18.59 %
3 Year 28-Nov-19 36000 51342.26 42.62 % 24.43 %
5 Year 28-Nov-17 60000 97651.09 62.75 % 19.54 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 31st Oct,2022)

Portfolio Turnover Ratio : 14.04%  |   Category average turnover ratio is 47.59%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 98.12% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.12%
No of Stocks : 57 (Category Avg - 46.31) | Large Cap Investments : 63.55%| Mid Cap Investments : 19.83% | Small Cap Investments : 11.36% | Other : 3.38%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
- ICICI Bank Ltd. Banks 2362.6 7.71% 0.00% 8.16% (Aug 2022) 6.77% (Mar 2022) 26.00 L 0.00
State Bank Of India Banks 1721.4 5.62% 0.14% 5.77% (Jan 2022) 5.03% (May 2022) 30.00 L 0.00
Axis Bank Ltd. Banks 1630.8 5.32% 1.47% 5.32% (Oct 2022) 2.03% (Dec 2021) 18.00 L 2.75 L
Reliance Industries Ltd. Refineries/marketing 1274.8 4.16% 0.07% 5.22% (Apr 2022) 2.9% (Jan 2022) 5.00 L 0.00
Infosys Ltd. Computers - software 1230.1 4.02% 0.13% 6.25% (Dec 2021) 3.89% (Sep 2022) 8.00 L 0.00
Larsen & Toubro Ltd. Engineering, designing, construction 1163.3 3.80% 0.15% 4.51% (Dec 2021) 3.54% (Jun 2022) 5.75 L 0.00
ITC Limited Cigarettes 1081 3.53% -0.01% 3.54% (Sep 2022) 1.69% (Jan 2022) 31.00 L 0.00
SRF Ltd. Chemicals - speciality 921.1 3.01% -0.09% 3.85% (Dec 2021) 3.01% (Oct 2022) 3.60 L 0.00
Maruti Suzuki India Ltd. Passenger/utility vehicles 857.5 2.80% 0.52% 2.8% (Oct 2022) 0.56% (Mar 2022) 90.00 k 15.00 k
Ambuja Cements Ltd. Cement 751 2.45% 0.32% 2.45% (Oct 2022) 0.83% (Mar 2022) 14.09 L 2.10 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
TREPS TREPS 1.99%
Net Receivables Net Receivables -0.11%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2022)

  • Standard Deviation

    Low volatility
    20.01vs20.38
    Category Avg
  • Beta

    High volatility
    0.91vs0.89
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.65vs0.65
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.14vs0.15
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    1.48vs2.53
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Direct Plan - Growth 5 2126.60 2.99 8.23 20.58 17.06 40.35
HDFC Tax Saver Fund - Direct Plan - Growth 4 10065.81 3.61 7.12 17.57 15.80 17.75
Parag Parikh Tax Saver Fund - Direct Plan - Growth 5 848.19 1.81 8.35 14.23 14.25 25.37
Tata India Tax Savings Fund - Direct Plan - Growth 3 3190.55 3.99 6.25 17.11 13.04 17.85
IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth 5 3986.13 2.74 5.34 14.93 11.77 24.43
PGIM India ELSS Tax Saver Fund - Direct Plan - Growth 4 437.12 3.20 6.20 14.82 11.43 21.09
Nippon India Tax Saver Fund - Direct Plan - Growth 3 12051.94 3.88 5.27 15.29 10.71 15.12
SBI Long Term Equity Fund - Direct Plan - Growth 4 11599.86 3.44 6.01 17.82 10.34 19.59
Franklin India Taxshield Fund - Direct - Growth 3 5003.82 3.08 6.63 17.05 10.18 18.34
Mahindra Manulife ELSS Kar Bachat Yojana - Direct Plan - Growth 4 517.39 3.56 4.00 15.54 10.04 20.30

More Funds from

Out of 47 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 9 is/are ranked 4 * , 9 is/are ranked 3 * , 2 is/are ranked 2 * , and 23 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Flexi Cap Fund - Direct Plan - Growth 3 37766.26 2.58 4.55 14.39 9.82 15.07
Kotak Liquid Fund - Direct Plan - Growth 2 29590.00 0.55 1.47 2.74 4.57 4.08
Kotak Emerging Equity Fund - Direct Plan - Growth 4 22540.00 2.65 1.93 15.73 10.69 25.90
Kotak Equity Arbitrage Fund - Direct Plan - Growth 4 22081.95 0.36 1.41 2.27 4.46 4.70
Kotak Balanced Advantage Fund - Direct Plan - Growth NA 14553.48 1.81 2.45 7.82 6.43 11.74
Kotak Overnight Fund - Direct Plan - Growth NA 13354.84 0.49 1.44 2.67 4.46 3.71
Kotak Money Market Fund - Direct Plan - Growth 4 13193.08 0.60 1.42 2.79 4.65 4.76
Kotak Savings Fund - Direct Plan - Growth 4 12779.34 0.58 1.41 2.77 4.60 4.89
Kotak Bond Short Term Plan - Direct Plan - Growth 3 12372.91 0.87 1.50 3.12 3.59 6.17
Kotak Equity Opportunities Fund - Direct Plan - Growth 3 11370.29 2.41 4.62 15.66 13.06 19.95

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